Fiserv (0IP9) Ratios
Fiserv Ratios
GB:0IP9's free cash flow for Q2 2026 was $985.00M. For the 2026 fiscal year, GB:0IP9's free cash flow was decreased by $-498.00M and operating cash flow was $1.48B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.03 | 1.06 | 1.04 | 1.04 | 1.03 |
| Quick Ratio | 1.03 | 1.06 | 1.04 | 1.04 | 1.03 |
| Cash Ratio | 0.03 | 0.06 | 0.04 | 0.03 | 0.05 |
| Solvency Ratio | 0.12 | 0.13 | 0.10 | 0.11 | 0.10 |
| Operating Cash Flow Ratio | 0.25 | 0.30 | 0.15 | 0.17 | 0.22 |
| Short-Term Operating Cash Flow Coverage | 7.96 | 8.46 | 11.68 | 23.32 | 16.81 |
| Net Current Asset Value | $ -29.67B | $ -26.01B | $ -25.41B | $ -24.64B | $ -25.43B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.36 | 0.32 | 0.26 | 0.26 | 0.28 |
| Debt-to-Equity Ratio | 1.13 | 0.92 | 0.80 | 0.70 | 0.69 |
| Debt-to-Capital Ratio | 0.53 | 0.48 | 0.44 | 0.41 | 0.41 |
| Long-Term Debt-to-Capital Ratio | 0.50 | 0.46 | 0.42 | 0.40 | 0.39 |
| Financial Leverage Ratio | 3.11 | 2.85 | 3.04 | 2.72 | 2.46 |
| Debt Service Coverage Ratio | 3.55 | 4.05 | 5.03 | 6.65 | 5.55 |
| Interest Coverage Ratio | 3.72 | 4.75 | 4.99 | 5.01 | 3.29 |
| Debt to Market Cap | 0.73 | 0.20 | 0.28 | 0.32 | 0.30 |
| Interest Debt Per Share | 55.84 | 45.26 | 40.71 | 34.70 | 33.10 |
| Net Debt to EBITDA | 3.16 | 2.68 | 2.83 | 3.02 | 3.67 |
| Profitability Margins | |||||
| Gross Profit Margin | 59.36% | 60.83% | 59.83% | 54.94% | 49.91% |
| EBIT Margin | 27.34% | 28.08% | 25.67% | 20.63% | 14.56% |
| EBITDA Margin | 42.25% | 43.21% | 42.02% | 38.50% | 34.25% |
| Operating Profit Margin | 26.89% | 28.74% | 26.26% | 21.09% | 14.10% |
| Pretax Profit Margin | 20.29% | 18.68% | 20.34% | 17.66% | 10.88% |
| Net Profit Margin | 16.42% | 15.31% | 16.07% | 14.26% | 8.22% |
| Continuous Operations Profit Margin | 16.47% | 15.55% | 16.39% | 14.56% | 8.65% |
| Net Income Per EBT | 80.91% | 81.94% | 79.01% | 80.75% | 75.54% |
| EBT Per EBIT | 75.48% | 64.99% | 77.44% | 83.77% | 77.19% |
| Return on Assets (ROA) | 4.34% | 4.06% | 3.38% | 3.02% | 1.75% |
| Return on Equity (ROE) | 13.49% | 11.57% | 10.28% | 8.21% | 4.31% |
| Return on Capital Employed (ROCE) | 10.13% | 10.69% | 8.74% | 6.51% | 3.95% |
| Return on Invested Capital (ROIC) | 8.03% | 8.70% | 6.94% | 5.31% | 3.11% |
| Return on Tangible Assets | 10.78% | 10.21% | 7.22% | 7.30% | 5.17% |
| Earnings Yield | 9.44% | 2.63% | 3.78% | 3.90% | 1.94% |
| Efficiency Ratios | |||||
| Receivables Turnover | 5.13 | 4.84 | 5.33 | 4.95 | 5.67 |
| Payables Turnover | 10.81 | 15.68 | 17.08 | 12.26 | 13.71 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 6.87 | 8.62 | 6.85 | 9.06 | 9.31 |
| Asset Turnover | 0.26 | 0.27 | 0.21 | 0.21 | 0.21 |
| Working Capital Turnover Ratio | 20.34 | 15.86 | 16.28 | 21.36 | 28.05 |
| Cash Conversion Cycle | 37.33 | 52.13 | 47.11 | 44.00 | 37.71 |
| Days of Sales Outstanding | 71.11 | 75.41 | 68.48 | 73.77 | 64.34 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 33.78 | 23.28 | 21.37 | 29.78 | 26.63 |
| Operating Cycle | 71.11 | 75.41 | 68.48 | 73.77 | 64.34 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 11.04 | 11.46 | 8.44 | 7.19 | 6.09 |
| Free Cash Flow Per Share | 7.83 | 8.75 | 6.17 | 4.89 | 4.34 |
| Dividend Paid and CapEx Coverage Ratio | 3.44 | 4.23 | 3.72 | 3.12 | 3.48 |
| Capital Expenditure Coverage Ratio | 3.44 | 4.23 | 3.72 | 3.12 | 3.48 |
| Operating Cash Flow Coverage Ratio | 0.21 | 0.27 | 0.22 | 0.21 | 0.19 |
| Operating Cash Flow to Sales Ratio | 0.29 | 0.32 | 0.27 | 0.26 | 0.25 |
| Free Cash Flow Yield | 11.66% | 4.26% | 4.64% | 4.84% | 4.18% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.59 | 37.97 | 26.49 | 25.66 | 51.55 |
| Price-to-Sales (P/S) Ratio | 1.74 | 5.81 | 4.26 | 3.66 | 4.24 |
| Price-to-Book (P/B) Ratio | 1.43 | 4.39 | 2.72 | 2.11 | 2.22 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.58 | 23.48 | 21.53 | 20.68 | 23.93 |
| Price-to-Operating Cash Flow Ratio | 6.08 | 17.93 | 15.74 | 14.06 | 17.05 |
| Price-to-Earnings Growth (PEG) Ratio | 0.62 | 4.89 | 0.97 | 0.27 | 1.27 |
| Enterprise Value Multiple | 7.28 | 16.13 | 12.96 | 12.53 | 16.04 |
| Enterprise Value | 65.20B | 142.60B | 103.96B | 85.56B | 89.17B |
| EV to EBITDA | 7.28 | 16.13 | 12.96 | 12.53 | 16.04 |
| EV to Sales | 3.08 | 6.97 | 5.44 | 4.82 | 5.50 |
| EV to Free Cash Flow | 15.17 | 28.17 | 27.55 | 27.26 | 31.03 |
| EV to Operating Cash Flow | 10.76 | 21.50 | 20.14 | 18.53 | 22.11 |
| Tangible Book Value Per Share | -40.17 | -32.55 | -29.01 | -27.30 | -27.91 |
| Shareholders’ Equity Per Share | 46.98 | 46.77 | 48.81 | 48.00 | 46.71 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.17 | 0.19 | 0.18 | 0.21 |
| Revenue Per Share | 38.60 | 35.35 | 31.21 | 27.61 | 24.49 |
| Net Income Per Share | 6.34 | 5.41 | 5.02 | 3.94 | 2.01 |
| Tax Burden | 0.81 | 0.82 | 0.79 | 0.81 | 0.76 |
| Interest Burden | 0.74 | 0.67 | 0.79 | 0.86 | 0.75 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.32 | 0.32 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Income Quality | 1.74 | 2.09 | 1.68 | 1.79 | 2.88 |
Currency in USD