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Citizens Financial (0HYP) Stock Statistics & Valuation Metrics

Total Valuation

Citizens Financial has a market cap or net worth of $26.75B. The enterprise value is $34.22B.

Market Cap
$26.75B
Enterprise Value
$34.22B

Share Statistics

Citizens Financial has 419,195,040 shares outstanding. The number of shares has decreased by -2.65% in one year.

Shares Outstanding
419,195,040
Owned by Insiders
0.77%
Owned by Institutions
63.05%

Financial Efficiency

Citizens Financial’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 4.25%.

Return on Equity (ROE)
0.07
Return on Assets (ROA)
0.01
Return on Invested Capital (ROIC)
4.25%
Return on Capital Employed (ROCE)
0.05
Revenue Per Employee
633.09K
Profits Per Employee
103.98K
Employee Count
17,609
Asset Turnover
0.05
Inventory Turnover
0.00

Valuation Ratios

The current PE Ratio of Citizens Financial is 12.76. Citizens Financial’s PEG ratio is 0.33.

PE Ratio
12.76
PS Ratio
2.30
PB Ratio
1.07
Price to FCF
24.47
Price to Operating Cash Flow
21.36
PEG Ratio
0.33

Income Statement

In the last 12 months, Citizens Financial had revenue of 11.15B and earned 1.83B in profits. Earnings per share was 3.90.

Revenue
11.15B
Gross Profit
7.78B
Operating Income
2.33B
Pretax Income
2.33B
Net Income
1.83B
EBITDA
2.81B
Earnings Per Share (EPS)
3.90

Cash Flow

In the last 12 months, operating cash flow was 1.26B and capital expenditures -165.00M, giving a free cash flow of 1.09B billion.

Operating Cash Flow
1.26B
Free Cash Flow
1.09B
Free Cash Flow per Share
2.60

Dividends & Yields

Citizens Financial pays an annual dividend of $0.46, resulting in a dividend yield of 3.00%

Dividend Per Share
$0.46
Dividend Yield
3.00%
Payout Ratio
39.05%
Free Cash Flow Yield
4.09%
Earnings Yield
8.44%

Stock Price Statistics

Beta
1.11
52-Week Price Change
23.63%
50-Day Moving Average
66.05
200-Day Moving Average
64.70
Relative Strength Index (RSI)
43.89
Average Volume (3m)
2,430

Important Dates

Citizens Financial upcoming earnings date is Jan 20, 2027, Before Open (Not Confirmed).

Last Earnings Date
Oct 16, 2026
Next Earnings Date
Jan 20, 2027
Ex-Dividend Date
Jul 30, 2026

Financial Position

Citizens Financial as a current ratio of 1.04, with Debt / Equity ratio of 42.87%

Current Ratio
1.04
Quick Ratio
1.04
Debt to Market Cap
0.45
Net Debt to EBITDA
-0.51
Interest Coverage Ratio
0.61

Taxes

In the past 12 months, Citizens Financial has paid 497.00M in taxes.

Income Tax
497.00M
Effective Tax Rate
0.21

Enterprise Valuation

Citizens Financial EV to EBITDA ratio is 9.66, with an EV/FCF ratio of 28.38.

EV to Sales
2.66
EV to EBITDA
9.66
EV to Free Cash Flow
28.38
EV to Operating Cash Flow
24.66

Balance Sheet

Citizens Financial has $57.89B in cash and marketable securities with $17.83B in debt, giving a net cash position of $40.05B billion.

Cash & Marketable Securities
$57.89B
Total Debt
$17.83B
Net Cash
$40.05B
Net Cash Per Share
$95.55
Tangible Book Value Per Share
$39.99

Margins

Gross margin is 73.25%, with operating margin of 24.78%, and net profit margin of 19.47%.

Gross Margin
73.25%
Operating Margin
24.78%
Pretax Margin
24.78%
Net Profit Margin
19.47%
EBITDA Margin
27.56%
EBIT Margin
24.78%

Analyst Forecast

The average price target for Citizens Financial is $75.70, which is 11.43% higher than the current price. The consensus rating is Strong Buy

Price Target
$75.70
Price Target Upside
19.59% Upside
Analyst Consensus
Strong Buy
Analyst Count
16
Revenue Growth Forecast
3.81%
EPS Growth Forecast
39.34%

Scores

Smart Score
6
AI Score
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