Banco Bradesco SA (0HL8) Ratios
Banco Bradesco SA Ratios
GB:0HL8's free cash flow for Q3 2026 was $-15.57B. For the 2026 fiscal year, GB:0HL8's free cash flow was decreased by $-353.59M and operating cash flow was $-15.22B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.58 | 0.35 | 4.70 | 3.62 | 7.00 |
| Quick Ratio | 0.58 | 0.35 | 4.70 | 3.62 | 7.00 |
| Cash Ratio | 0.34 | 0.18 | 19.44 | 3.62 | 7.00 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.60 | -0.10 | -0.02 | 5.30 | -33.55 |
| Short-Term Operating Cash Flow Coverage | 0.60 | -0.32 | -0.00 | 0.19 | 0.00 |
| Net Current Asset Value | $ -1.90T | $ -1.57T | $ -1.72T | $ -1.60T | $ -1.50T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.34 | 0.33 | 0.19 | 0.19 | 0.17 |
| Debt-to-Equity Ratio | 4.45 | 4.09 | 2.16 | 2.12 | 1.90 |
| Debt-to-Capital Ratio | 0.82 | 0.80 | 0.68 | 0.68 | 0.66 |
| Long-Term Debt-to-Capital Ratio | 0.66 | 0.71 | 0.68 | 0.68 | 0.61 |
| Financial Leverage Ratio | 13.06 | 12.29 | 11.59 | 11.23 | 11.19 |
| Debt Service Coverage Ratio | 0.05 | 0.06 | 0.05 | 0.08 | 0.53 |
| Interest Coverage Ratio | 0.11 | 0.12 | 0.07 | 0.19 | 0.60 |
| Debt to Market Cap | 4.09 | 5.46 | 3.55 | 3.50 | 1.15 |
| Interest Debt Per Share | 93.36 | 78.56 | 48.47 | 44.08 | 28.94 |
| Net Debt to EBITDA | 22.90 | 22.05 | 11.22 | 10.25 | 6.82 |
| Profitability Margins | |||||
| Gross Profit Margin | 28.60% | 31.53% | 26.76% | 34.43% | 59.07% |
| EBIT Margin | 6.75% | 6.77% | 4.01% | 10.27% | 20.85% |
| EBITDA Margin | 9.01% | 9.47% | 6.57% | 12.64% | 24.52% |
| Operating Profit Margin | 6.75% | 6.77% | 4.01% | 10.27% | 20.85% |
| Pretax Profit Margin | 6.75% | 6.77% | 4.01% | 10.27% | 20.85% |
| Net Profit Margin | 7.60% | 6.91% | 5.60% | 8.86% | 14.71% |
| Continuous Operations Profit Margin | 7.68% | 7.03% | 5.69% | 8.95% | 14.84% |
| Net Income Per EBT | 112.60% | 102.09% | 139.60% | 86.20% | 70.53% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.02% | 0.83% | 0.74% | 1.18% | 1.38% |
| Return on Equity (ROE) | 13.27% | 10.24% | 8.57% | 13.30% | 15.47% |
| Return on Capital Employed (ROCE) | 1.11% | 1.49% | 0.53% | 1.38% | 1.96% |
| Return on Invested Capital (ROIC) | 0.90% | 1.20% | 0.47% | 1.07% | 1.40% |
| Return on Tangible Assets | 1.03% | 0.84% | 0.75% | 1.20% | 1.40% |
| Earnings Yield | 12.27% | 13.73% | 8.07% | 13.09% | 11.40% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 7.52 | 9.95 | 9.32 | 7.02 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 33.14 | 24.42 | 22.91 | 20.02 | 11.66 |
| Asset Turnover | 0.13 | 0.12 | 0.13 | 0.13 | 0.09 |
| Working Capital Turnover Ratio | -1.02 | -0.87 | 9.55 | 12.32 | 8.73 |
| Cash Conversion Cycle | 0.00 | 48.52 | 36.67 | 39.17 | 52.03 |
| Days of Sales Outstanding | 0.00 | 48.52 | 36.67 | 39.17 | 52.03 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 48.52 | 36.67 | 39.17 | 52.03 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 24.87 | -8.60 | -0.02 | 3.92 | -8.69 |
| Free Cash Flow Per Share | 24.39 | -8.82 | -0.88 | 3.04 | -9.06 |
| Dividend Paid and CapEx Coverage Ratio | 15.61 | -10.33 | -0.01 | 3.20 | -7.12 |
| Capital Expenditure Coverage Ratio | 52.38 | -39.77 | -0.02 | 4.44 | -23.13 |
| Operating Cash Flow Coverage Ratio | 0.33 | -0.13 | -0.00 | 0.12 | -0.36 |
| Operating Cash Flow to Sales Ratio | 0.84 | -0.37 | -0.00 | 0.17 | -0.65 |
| Free Cash Flow Yield | 133.73% | -74.50% | -5.28% | 19.95% | -52.34% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.14 | 7.26 | 12.39 | 7.64 | 8.77 |
| Price-to-Sales (P/S) Ratio | 0.62 | 0.50 | 0.69 | 0.68 | 1.29 |
| Price-to-Book (P/B) Ratio | 1.08 | 0.75 | 1.06 | 1.02 | 1.36 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 0.75 | -1.34 | -18.95 | 5.01 | -1.91 |
| Price-to-Operating Cash Flow Ratio | 0.73 | -1.38 | -994.30 | 3.88 | -1.99 |
| Price-to-Earnings Growth (PEG) Ratio | 0.22 | 0.34 | -0.38 | 7.53 | 0.27 |
| Enterprise Value Multiple | 29.77 | 27.37 | 21.77 | 15.61 | 12.08 |
| Enterprise Value | 836.24B | 646.84B | 364.26B | 472.62B | 466.58B |
| EV to EBITDA | 29.77 | 27.37 | 21.77 | 15.61 | 12.08 |
| EV to Sales | 2.68 | 2.59 | 1.43 | 1.97 | 2.96 |
| EV to Free Cash Flow | 3.24 | -6.91 | -39.09 | 14.61 | -4.38 |
| EV to Operating Cash Flow | 3.18 | -7.08 | -2050.69 | 11.32 | -4.57 |
| Tangible Book Value Per Share | 14.48 | 13.68 | 13.61 | 13.25 | 11.53 |
| Shareholders’ Equity Per Share | 16.87 | 15.87 | 15.63 | 14.97 | 12.76 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | -0.14 | -0.04 | -0.42 | 0.13 | 0.29 |
| Revenue Per Share | 29.46 | 23.52 | 23.93 | 22.49 | 13.42 |
| Net Income Per Share | 2.24 | 1.63 | 1.34 | 1.99 | 1.97 |
| Tax Burden | 1.13 | 1.02 | 1.40 | 0.86 | 0.71 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.14 | 0.17 | 0.14 | 0.15 | 0.22 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 11.11 | -5.29 | -0.02 | 1.73 | -3.10 |
Currency in BRL
