Assurant (0HIN) Ratios
Assurant Ratios
GB:0HIN's free cash flow for Q2 2026 was $409.20M. For the 2026 fiscal year, GB:0HIN's free cash flow was decreased by $-45.20M and operating cash flow was $454.40M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.55 | 0.79 | 0.00 | 0.00 | 0.00 |
| Quick Ratio | 0.55 | 0.79 | 0.00 | 0.00 | 0.00 |
| Cash Ratio | 0.08 | 0.08 | 0.00 | 0.00 | 0.00 |
| Solvency Ratio | 0.04 | 0.03 | 0.03 | 0.02 | 0.05 |
| Operating Cash Flow Ratio | 0.08 | 0.06 | 0.00 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 2.66 | 0.00 |
| Net Current Asset Value | $ -17.27B | $ -10.89B | $ -28.83B | $ -28.89B | $ -28.46B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.06 | 0.06 | 0.06 | 0.06 |
| Debt-to-Equity Ratio | 0.38 | 0.41 | 0.43 | 0.50 | 0.40 |
| Debt-to-Capital Ratio | 0.27 | 0.29 | 0.30 | 0.33 | 0.29 |
| Long-Term Debt-to-Capital Ratio | 0.27 | 0.29 | 0.30 | 0.31 | 0.29 |
| Financial Leverage Ratio | 6.18 | 6.86 | 6.99 | 7.83 | 6.21 |
| Debt Service Coverage Ratio | 11.23 | 10.19 | 8.77 | 1.70 | 7.93 |
| Interest Coverage Ratio | 9.91 | 8.67 | 7.47 | 3.23 | 6.90 |
| Debt to Market Cap | 0.18 | 0.19 | 0.23 | 0.31 | 0.24 |
| Interest Debt Per Share | 46.15 | 41.93 | 40.94 | 41.16 | 39.13 |
| Net Debt to EBITDA | 0.26 | 0.22 | 0.41 | 0.93 | 0.15 |
| Profitability Margins | |||||
| Gross Profit Margin | 77.15% | 76.71% | 77.35% | 76.85% | 40.73% |
| EBIT Margin | 9.34% | 8.71% | 8.22% | 4.50% | 8.67% |
| EBITDA Margin | 11.29% | 10.59% | 9.98% | 6.28% | 10.35% |
| Operating Profit Margin | 8.49% | 7.81% | 7.25% | 3.43% | 7.57% |
| Pretax Profit Margin | 8.49% | 7.81% | 7.25% | 3.43% | 7.57% |
| Net Profit Margin | 6.81% | 6.40% | 5.77% | 2.71% | 13.37% |
| Continuous Operations Profit Margin | 6.81% | 6.40% | 5.77% | 2.71% | 5.92% |
| Net Income Per EBT | 80.26% | 81.98% | 79.64% | 79.05% | 176.56% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 2.40% | 2.17% | 1.91% | 0.84% | 4.01% |
| Return on Equity (ROE) | 14.86% | 14.89% | 13.36% | 6.54% | 24.92% |
| Return on Capital Employed (ROCE) | 8.77% | 8.39% | 2.40% | 1.06% | 2.27% |
| Return on Invested Capital (ROIC) | 7.04% | 6.87% | 0.00% | 123.10% | 0.00% |
| Return on Tangible Assets | 3.81% | 3.48% | 2.12% | 0.93% | 4.53% |
| Earnings Yield | 7.22% | 6.83% | 7.13% | 4.07% | 14.77% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.49 | 1.22 | 1.25 | 1.08 | 1.25 |
| Payables Turnover | 1.39 | 0.95 | 1.04 | 0.87 | 2.94 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 15.22 | 15.46 | 16.23 | 15.80 | 18.15 |
| Asset Turnover | 0.35 | 0.34 | 0.33 | 0.31 | 0.30 |
| Working Capital Turnover Ratio | -1.63 | -1.52 | 0.00 | 0.00 | 0.00 |
| Cash Conversion Cycle | -17.10 | -84.44 | -57.85 | -81.24 | 167.06 |
| Days of Sales Outstanding | 244.85 | 300.05 | 292.31 | 336.81 | 291.05 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 261.95 | 384.49 | 350.16 | 418.05 | 123.99 |
| Operating Cycle | 244.85 | 300.05 | 292.31 | 336.81 | 291.05 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 36.53 | 25.52 | 21.29 | 10.98 | 13.22 |
| Free Cash Flow Per Share | 31.84 | 21.28 | 17.50 | 7.55 | 10.05 |
| Dividend Paid and CapEx Coverage Ratio | 4.54 | 3.53 | 3.21 | 1.77 | 2.24 |
| Capital Expenditure Coverage Ratio | 7.79 | 6.02 | 5.62 | 3.20 | 4.17 |
| Operating Cash Flow Coverage Ratio | 0.83 | 0.64 | 0.55 | 0.28 | 0.35 |
| Operating Cash Flow to Sales Ratio | 0.14 | 0.11 | 0.10 | 0.06 | 0.08 |
| Free Cash Flow Yield | 13.22% | 9.98% | 10.39% | 6.04% | 6.45% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.85 | 14.65 | 14.02 | 24.58 | 6.77 |
| Price-to-Sales (P/S) Ratio | 0.94 | 0.94 | 0.81 | 0.67 | 0.90 |
| Price-to-Book (P/B) Ratio | 2.06 | 2.18 | 1.87 | 1.61 | 1.69 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.56 | 10.02 | 9.63 | 16.56 | 15.51 |
| Price-to-Operating Cash Flow Ratio | 6.59 | 8.36 | 7.91 | 11.39 | 11.79 |
| Price-to-Earnings Growth (PEG) Ratio | 0.71 | 0.70 | 0.10 | -0.48 | 0.14 |
| Enterprise Value Multiple | 8.61 | 9.07 | 8.51 | 11.55 | 8.89 |
| Enterprise Value | 12.46B | 11.41B | 9.46B | 7.39B | 9.38B |
| EV to EBITDA | 8.61 | 9.07 | 8.51 | 11.55 | 8.89 |
| EV to Sales | 0.97 | 0.96 | 0.85 | 0.73 | 0.92 |
| EV to Free Cash Flow | 7.80 | 10.27 | 10.11 | 18.01 | 15.78 |
| EV to Operating Cash Flow | 6.80 | 8.56 | 8.31 | 12.39 | 12.00 |
| Tangible Book Value Per Share | -149.10 | -153.89 | 28.99 | 13.32 | 26.88 |
| Shareholders’ Equity Per Share | 116.97 | 97.77 | 89.97 | 77.77 | 92.39 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.18 | 0.20 | 0.21 | 0.22 |
| Revenue Per Share | 255.28 | 227.40 | 208.24 | 187.47 | 172.26 |
| Net Income Per Share | 17.39 | 14.55 | 12.02 | 5.09 | 23.03 |
| Tax Burden | 0.80 | 0.82 | 0.80 | 0.79 | 1.77 |
| Interest Burden | 0.91 | 0.90 | 0.88 | 0.76 | 0.87 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 2.10 | 1.75 | 1.77 | 2.16 | 0.57 |
Currency in USD
