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Bread Financial Holdings (GB:0HCR)
LSE:0HCR
UK Market

Bread Financial Holdings (0HCR) Share Forecast & Price Target

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See the Price Targets and Ratings of:

0HCR Analyst Ratings

Moderate Buy
12Ratings
Moderate Buy
6 Buy
6 Hold
0 Sell
Based on 12 analysts giving stock ratings to
Bread
Financial Holdings
in the past 3 months
TipRanks enables you to focus on the analyst rating consensus of all analysts or only the top performers​ in the past 3 months

0HCR Stock 12 Month Forecast

Average Price Target

$119.18
▲(9.33% Upside)
Based on 12 Wall Street analysts offering 12 month price targets for Bread Financial Holdings in the last 3 months. The average price target is $119.18 with a high forecast of $130.00 and a low forecast of $107.00. The average price target represents a 9.33% change from the last price of $109.01.
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Highest Price Target$130.00Average Price Target$119.18Lowest Price Target$107.00
The highest, average, and lowest price target of all analysts. Click on ‘Top Analysts’ to focus on the best performers.

Detailed List of Analyst Forecasts​

Detailed List of Analyst Forecasts​
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
BTIG
―
Hold
―
Reiterated
10/29/26
Analysts Conflicted on These Financial Names: Bread Financial Holdings (NYSE: BFH), Coinbase Global (NASDAQ: COIN) and Mastercard (NYSE: MA)
Evercore ISI Analyst forecast on GB:0HCR
Evercore ISI
Evercore ISI
$118
Buy
8.25%
Upside
Reiterated
10/27/26
Evercore ISI Reaffirms Their Buy Rating on Bread Financial Holdings (BFH)
KBW
$129
Buy
18.34%
Upside
Reiterated
10/23/26
Analysts Offer Insights on Financial Companies: Bread Financial Holdings (NYSE: BFH) and Cboe Global Markets (BATS: CBOE)
TD Cowen
$111→$113
Hold
3.66%
Upside
Reiterated
10/23/26
TD Cowen Sticks to Their Hold Rating for Bread Financial Holdings (BFH)
Wells Fargo Analyst forecast on GB:0HCR
Wells Fargo
Wells Fargo
$115
Hold
5.49%
Upside
Reiterated
10/23/26
Wells Fargo Gives a Hold Rating to Bread Financial Holdings (BFH)
Seaport Global Analyst forecast on GB:0HCR
Seaport Global
Seaport Global
$121→$123
Buy
12.83%
Upside
Reiterated
10/23/26
Bread Financial price target raised to $123 from $121 at Seaport ResearchBread Financial price target raised to $123 from $121 at Seaport Research
Barclays Analyst forecast on GB:0HCR
Barclays
Barclays
$110→$107
Hold
-1.84%
Downside
Reiterated
10/23/26
Bread Financial Holdings (BFH) Gets a Hold from Barclays
Morgan Stanley Analyst forecast on GB:0HCR
Morgan Stanley
Morgan Stanley
$107
Hold
-1.84%
Downside
Assigned
10/23/26
Analysts Offer Insights on Financial Companies: Bread Financial Holdings (NYSE: BFH), Kinsale Capital Group (NYSE: KNSL) and Chemung Financial (NASDAQ: CHMG)
RBC Capital Analyst forecast on GB:0HCR
RBC Capital
RBC Capital
$115
Hold
5.49%
Upside
Reiterated
10/22/26
RBC Capital Reaffirms Their Hold Rating on Bread Financial Holdings (BFH)
Bank of America Securities Analyst forecast on GB:0HCR
Bank of America Securities
Bank of America Securities
$127
Buy
16.50%
Upside
Reiterated
10/22/26
Analysts Are Bullish on Top Financial Stocks: SouthState Corporation (SSB), Blackstone Group (BX)
Wolfe Research Analyst forecast on GB:0HCR
Wolfe Research
Wolfe Research
$130
Buy
19.26%
Upside
Upgraded
08/25/26
Bread Financial upgraded to Outperform from Peer Perform at Wolfe ResearchBread Financial upgraded to Outperform from Peer Perform at Wolfe Research
Raymond James Analyst forecast on GB:0HCR
Raymond James
Raymond James
$120→$127
Buy
16.50%
Upside
Reiterated
08/03/26
UBS Keeps Their Buy Rating on Bread Financial Holdings (BFH)
Goldman Sachs Analyst forecast on GB:0HCR
Goldman Sachs
Goldman Sachs
$108
Hold
-0.93%
Downside
Reiterated
07/23/26
Analysts Are Bullish on These Financial Stocks: Pinnacle Financial Partners (PNFP), Bread Financial Holdings (BFH)
Loop Capital Markets Analyst forecast on GB:0HCR
Loop Capital Markets
Loop Capital Markets
$104
Buy
-4.60%
Downside
Initiated
05/21/26
Bread Financial initiated with a Buy at Loop CapitalBread Financial initiated with a Buy at Loop Capital
Analyst Type
Any
Any
Human Analysts
Ranks
Any
Any
Analyst Rating
Any
Any
Upside/ Downside
Any
Any
Action
Any
Any
Analyst Profile
Expert Firm
Price Target
Position
Upside / Downside
Action
Date
Follow
Article
BTIG
―
Hold
―
Reiterated
10/29/26
Analysts Conflicted on These Financial Names: Bread Financial Holdings (NYSE: BFH), Coinbase Global (NASDAQ: COIN) and Mastercard (NYSE: MA)
Evercore ISI Analyst forecast on GB:0HCR
Evercore ISI
Evercore ISI
$118
Buy
8.25%
Upside
Reiterated
10/27/26
Evercore ISI Reaffirms Their Buy Rating on Bread Financial Holdings (BFH)
KBW
$129
Buy
18.34%
Upside
Reiterated
10/23/26
Analysts Offer Insights on Financial Companies: Bread Financial Holdings (NYSE: BFH) and Cboe Global Markets (BATS: CBOE)
TD Cowen
$111→$113
Hold
3.66%
Upside
Reiterated
10/23/26
TD Cowen Sticks to Their Hold Rating for Bread Financial Holdings (BFH)
Wells Fargo Analyst forecast on GB:0HCR
Wells Fargo
Wells Fargo
$115
Hold
5.49%
Upside
Reiterated
10/23/26
Wells Fargo Gives a Hold Rating to Bread Financial Holdings (BFH)
Seaport Global Analyst forecast on GB:0HCR
Seaport Global
Seaport Global
$121→$123
Buy
12.83%
Upside
Reiterated
10/23/26
Bread Financial price target raised to $123 from $121 at Seaport ResearchBread Financial price target raised to $123 from $121 at Seaport Research
Barclays Analyst forecast on GB:0HCR
Barclays
Barclays
$110→$107
Hold
-1.84%
Downside
Reiterated
10/23/26
Bread Financial Holdings (BFH) Gets a Hold from Barclays
Morgan Stanley Analyst forecast on GB:0HCR
Morgan Stanley
Morgan Stanley
$107
Hold
-1.84%
Downside
Assigned
10/23/26
Analysts Offer Insights on Financial Companies: Bread Financial Holdings (NYSE: BFH), Kinsale Capital Group (NYSE: KNSL) and Chemung Financial (NASDAQ: CHMG)
RBC Capital Analyst forecast on GB:0HCR
RBC Capital
RBC Capital
$115
Hold
5.49%
Upside
Reiterated
10/22/26
RBC Capital Reaffirms Their Hold Rating on Bread Financial Holdings (BFH)
Bank of America Securities Analyst forecast on GB:0HCR
Bank of America Securities
Bank of America Securities
$127
Buy
16.50%
Upside
Reiterated
10/22/26
Analysts Are Bullish on Top Financial Stocks: SouthState Corporation (SSB), Blackstone Group (BX)
Wolfe Research Analyst forecast on GB:0HCR
Wolfe Research
Wolfe Research
$130
Buy
19.26%
Upside
Upgraded
08/25/26
Bread Financial upgraded to Outperform from Peer Perform at Wolfe ResearchBread Financial upgraded to Outperform from Peer Perform at Wolfe Research
Raymond James Analyst forecast on GB:0HCR
Raymond James
Raymond James
$120→$127
Buy
16.50%
Upside
Reiterated
08/03/26
UBS Keeps Their Buy Rating on Bread Financial Holdings (BFH)
Goldman Sachs Analyst forecast on GB:0HCR
Goldman Sachs
Goldman Sachs
$108
Hold
-0.93%
Downside
Reiterated
07/23/26
Analysts Are Bullish on These Financial Stocks: Pinnacle Financial Partners (PNFP), Bread Financial Holdings (BFH)
Loop Capital Markets Analyst forecast on GB:0HCR
Loop Capital Markets
Loop Capital Markets
$104
Buy
-4.60%
Downside
Initiated
05/21/26
Bread Financial initiated with a Buy at Loop CapitalBread Financial initiated with a Buy at Loop Capital
Stocks with the Highest Top Analyst Consensus in the Financial Sector
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ENVAEnova International
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BNBrookfield Corporation
BLKBlackRock
Find stocks in the Financial sector that are highly recommended by Top Performing Analysts.

Best Analysts Covering Bread Financial Holdings

3 Months
Success Rate
19/29 ratings generated profit
66%
Average Return
+4.44%
Copying Sanjay Sakhrani's trades and holding each position for 3 Months would result in 65.52% of your transactions generating a profit, with an average return of +4.44% per trade.
1 Year
Success Rate
26/29 ratings generated profit
90%
Average Return
+25.83%
Copying Sanjay Sakhrani's trades and holding each position for 1 Year would result in 89.66% of your transactions generating a profit, with an average return of +25.83% per trade.
2 Years
Success Rate
26/29 ratings generated profit
90%
Average Return
+47.75%
Copying Sanjay Sakhrani's trades and holding each position for 2 Years would result in 89.66% of your transactions generating a profit, with an average return of +47.75% per trade.
The Best Analyst Covering tool allows you to follow the analysts who have the best success rates and average returns on a specific stock. Only analysts that gave a Buy or Sell rating on the stock in the past 12 months are eligible for inclusion in this tool. Follow the analysts of your choice to receive real-time updates when they publish a new rating.

0HCR Analyst Recommendation Trends

Rating
Jun 26
Jul 26
Aug 26
Sep 26
Oct 26
Strong Buy
0
0
0
0
0
Buy
11
12
13
10
11
Hold
9
12
12
15
15
Sell
4
2
1
0
0
Strong Sell
0
0
0
0
0
total
24
26
26
25
26
In the current month, 0HCR has received 11 Buy Ratings, 15 Hold Ratings, and 0 Sell Ratings. 0HCR average Analyst price target in the past 3 months is 119.18.
Each month's total comprises the sum of three months' worth of ratings.

0HCR Financial Forecast

0HCR Earnings Forecast

Next quarter’s earnings estimate for 0HCR is $1.49 with a range of $1.08 to $2.00. The previous quarter’s EPS was $3.84. 0HCR beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 81.82% of the time in the same period. In the last calendar year 0HCR has Performed in-line its overall industry.
Next quarter’s earnings estimate for 0HCR is $1.49 with a range of $1.08 to $2.00. The previous quarter’s EPS was $3.84. 0HCR beat its EPS estimate ― of the time in the past 12 months, while its overall industry beat the EPS estimate 81.82% of the time in the same period. In the last calendar year 0HCR has Performed in-line its overall industry.

0HCR Sales Forecast

Next quarter’s sales forecast for 0HCR is $996.36M with a range of $976.36M to $1.01B. The previous quarter’s sales results were $1.22B. 0HCR beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 93.33% of the time in the same period. In the last calendar year 0HCR has Performed in-line its overall industry.
Next quarter’s sales forecast for 0HCR is $996.36M with a range of $976.36M to $1.01B. The previous quarter’s sales results were $1.22B. 0HCR beat its sales estimates ― of the time in past 12 months, while its overall industry beat sales estimates 93.33% of the time in the same period. In the last calendar year 0HCR has Performed in-line its overall industry.

0HCR Stock Forecast FAQ

What is GB:0HCR’s average 12-month price target, according to analysts?
Based on analyst ratings, Bread Financial Holdings’s 12-month average price target is 119.18.
    What is GB:0HCR’s upside potential, based on the analysts’ average price target?
    Bread Financial Holdings has 9.33% upside potential, based on the analysts’ average price target.
      Can I see which stocks the top-ranking analysts are rating?
      Yes, go to the Analysts’ Top Stocks tool to see stocks with a Strong Buy or Strong Sell analyst rating consensus, according to the top performers.
        How can I follow the stock ratings of top Wall Street analysts?
        Head over to our Expert Center to see a list of the top 100 Wall Street analysts and follow the analysts of your choice. Visit their profiles for more details about their stock ratings and see how they perform on a stock-by-stock basis.
          Is Bread Financial Holdings a Buy, Sell or Hold?
          Bread Financial Holdings has a consensus rating of Moderate Buy, which is based on 6 buy ratings, 6 hold ratings and 0 sell ratings.
            What is Bread Financial Holdings’s share price target?
            The average share price target for Bread Financial Holdings is 119.18. This is based on 12 Wall Streets Analysts 12-month price targets, issued in the past 3 months.
            The highest analyst share price target is $130.00 ,and the lowest forecast is $107.00. The average share price target represents 9.33% Increase from the current price of $109.01.
              What do analysts say about Bread Financial Holdings?
              Bread Financial Holdings’s analyst rating consensus is a Moderate Buy. This is based on the ratings of 12 Wall Streets Analysts.
                How can I buy shares of Bread Financial Holdings?
                To buy shares of GB:0HCR, you can open a brokerage account. See exclusive account opening deals on our Best Online Brokers page.