Skandinaviska Enskilda Banken AB (0HBY) Share Price & Analysis
0HBY Stock Chart & Stats
- Day’s Range
- SEK 207.25 - SEK 207.95
- 52-Week Range
- SEK 168.20 - SEK 238.50
- Previous Close
- SEK 208.75
- Volume
- N/A
- Average Volume (3M)
- 638.54K
- Market Cap
- SEK 406.88B
- Enterprise Value
- SEK 1.28T
- Total Cash (Recent Filing)
- SEK 429.35B
- Total Debt (Recent Filing)
- SEK 1.25T
- Price to Earnings (P/E)
- 13.1
- Beta
- 1.04
- Next Earnings
- Jan 27, 2027 (Est.)
- EPS Estimate
- 4.16
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 4.10%
Bulls Say, Bears Say
Bulls Say
Sustained Profitability
SEB continues to generate strong profitability, with margins remaining around 19–23% and approximately 21% TTM. This indicates resilient earnings power and provides an internal source of capital to support investment, absorb credit costs, and maintain competitiveness across banking cycles.
Healthy Return On Equity
A roughly 14% TTM return on equity shows that SEB is using its capital productively despite operating in a leveraged banking model. Sustained returns at this level can support shareholder value, strengthen retained capital generation, and improve resilience over the next several quarters.
Diversified Relationship Banking
SEB's broad customer base and combination of corporate banking, retail banking, markets, and asset management diversify revenue sources. Relationship-led services and recurring transaction and management fees can support client retention and reduce reliance on any single product or market.
Bears Say
High And Rising Leverage
SEB's consistently high debt-to-equity ratio and sharp TTM debt increase leave the balance sheet more sensitive to funding costs, liquidity conditions, and credit deterioration. Elevated leverage can constrain financial flexibility and raise the impact of adverse banking conditions on shareholder returns.
Weak Cash Conversion
Negative operating cash flow in several annual periods and deeply negative TTM free cash flow make reported earnings less reliable as a measure of cash generation. Although banking cash flows can reflect balance-sheet movements, this volatility complicates capital planning and raises sustainability concerns.
Volatile Revenue Trend
SEB's revenue trajectory has been uneven, shifting from strong growth to a 2025 decline and then a TTM rebound. This instability suggests that earnings remain exposed to changing rates, capital-markets activity, and customer demand, making medium-term growth less predictable.
Skandinaviska Enskilda Banken AB News
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Company Description
Skandinaviska Enskilda Banken AB
Skandinaviska Enskilda Banken AB (publ), or SEB, is a comprehensive financial services group offering corporate, retail, investment, and private banking solutions to a diverse client base. The organization operates through distinct divisions: Large Corporates & Financial Institutions, Corporate & Private Customers, Baltic, Life, and Investment Management. SEB delivers a broad spectrum of specialized services, including in-depth research and strategic insights, alongside advisory, execution, and trading capabilities across foreign exchange, fixed income, equities, and commodity markets. Its transaction services encompass cash management, trade and supply chain finance, and various business services. The bank also provides investor services and robust investment banking expertise, which includes corporate finance advisory for mergers, acquisitions, and divestitures; equity capital market services for initial public offerings, rights issues, and placements; and debt transaction services covering bonds, corporate acquisition funding, and general refinancing. Specialized financial solutions, such as leveraged, structured, real estate, and shipping finance, are also part of its extensive portfolio. The bank actively engages in venture capital, supporting entrepreneurs and innovators. Through its asset management arm, it offers a variety of products, including equities, fixed income securities, hedge funds, commodities, and private equity solutions. Additionally, SEB provides a comprehensive range of insurance products, such as pensions, life, health, and disability coverage. Serving large corporations, financial institutions, private individuals, and small to medium-sized businesses, SEB reaches its clientele through 156 branch offices. Its international presence spans its home country of Sweden, as well as Norway, Denmark, Finland, Estonia, Latvia, Lithuania, Germany, the United Kingdom, the United States, Ireland, Luxembourg, China, Singapore, Russia, Poland, Hong Kong, and Ukraine, demonstrating a significant global footprint. Established in 1856, the bank maintains its headquarters in Stockholm, Sweden.
- Sector
- General
- Industry
- Banks - Regional
- CEO
- Johan Torgeby
- Employees
- 18,400
- Website
- sebgroup.com
- Address
- Kungsträdgårdsgatan 8, Stockholm, 106 40, SE
Skandinaviska Enskilda Banken AB (0HBY) Earnings & Revenues
0HBY Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 4 | 6 | 12 |
| Technical Analysis | 2 | 6 | 2 |
| Moving Averages | 2 | 0 | 10 |
