Credit Agricole (0HAI) Ratios
Credit Agricole Ratios
GB:0HAI's free cash flow for Q2 2026 was $-17.01B. For the 2026 fiscal year, GB:0HAI's free cash flow was increased by $0.00 and operating cash flow was $-17.01B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 2.36 | 1.45 | 0.63 | 0.66 | 0.62 |
| Quick Ratio | 2.36 | 1.45 | 0.63 | 0.66 | 0.62 |
| Cash Ratio | 0.70 | 0.43 | 0.54 | 0.56 | 0.56 |
| Solvency Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Ratio | 0.08 | -0.07 | -0.03 | 0.00 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.08 | -0.07 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.73T | $ -1.67T | $ -1.41T | $ -1.30T | $ -1.29T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.22 | 0.28 | 0.13 | 0.11 | 0.10 |
| Debt-to-Equity Ratio | 7.47 | 9.54 | 3.94 | 3.61 | 2.92 |
| Debt-to-Capital Ratio | 0.88 | 0.91 | 0.80 | 0.78 | 0.75 |
| Long-Term Debt-to-Capital Ratio | 0.80 | 0.79 | 0.80 | 0.78 | 0.75 |
| Financial Leverage Ratio | 34.15 | 34.22 | 30.80 | 32.14 | 30.40 |
| Debt Service Coverage Ratio | 0.04 | 0.02 | 0.19 | 0.42 | 0.69 |
| Interest Coverage Ratio | 0.27 | 0.21 | 0.21 | 0.46 | 0.69 |
| Debt to Market Cap | 9.75 | 16.04 | 7.08 | 8.16 | 5.31 |
| Interest Debt Per Share | 184.67 | 229.91 | 107.26 | 85.94 | 70.57 |
| Net Debt to EBITDA | 28.66 | 42.89 | -29.79 | -46.24 | -47.72 |
| Profitability Margins | |||||
| Gross Profit Margin | 62.62% | 51.68% | 34.32% | 54.89% | 64.70% |
| EBIT Margin | 9.73% | 9.94% | 13.97% | 20.93% | 24.43% |
| EBITDA Margin | 10.93% | 10.63% | 15.65% | 23.86% | 27.97% |
| Operating Profit Margin | 9.73% | 9.94% | 13.97% | 20.93% | 24.43% |
| Pretax Profit Margin | 9.73% | 9.94% | 13.97% | 20.93% | 24.43% |
| Net Profit Margin | 6.30% | 6.75% | 9.29% | 14.11% | 17.67% |
| Continuous Operations Profit Margin | 7.64% | 7.58% | 10.75% | 16.13% | 20.69% |
| Net Income Per EBT | 64.73% | 67.94% | 66.50% | 67.41% | 72.33% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.30% | 0.31% | 0.29% | 0.25% | 0.28% |
| Return on Equity (ROE) | 10.18% | 10.50% | 8.93% | 7.98% | 8.57% |
| Return on Capital Employed (ROCE) | 0.51% | 0.54% | 0.88% | 0.80% | 0.88% |
| Return on Invested Capital (ROIC) | 0.36% | 0.34% | 0.68% | 0.62% | 0.74% |
| Return on Tangible Assets | 0.30% | 0.31% | 0.29% | 0.25% | 0.28% |
| Earnings Yield | 13.32% | 17.69% | 16.04% | 18.06% | 15.57% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.71 | 0.36 | 0.47 |
| Payables Turnover | 0.00 | 0.00 | 1.12 | 0.47 | 0.31 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 10.89 | 10.81 | 7.96 | 6.25 | 5.43 |
| Asset Turnover | 0.05 | 0.05 | 0.03 | 0.02 | 0.02 |
| Working Capital Turnover Ratio | 0.45 | 0.70 | -0.17 | -0.09 | -0.09 |
| Cash Conversion Cycle | 0.00 | 0.00 | 189.31 | 242.10 | -389.92 |
| Days of Sales Outstanding | 0.00 | 0.00 | 513.83 | 1013.62 | 774.80 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 324.53 | 771.52 | 1164.71 |
| Operating Cycle | 0.00 | 0.00 | 513.83 | 1013.62 | 774.80 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.28 | -9.01 | -12.05 | 0.49 | 3.66 |
| Free Cash Flow Per Share | 5.91 | -9.61 | -12.34 | -0.17 | 3.36 |
| Dividend Paid and CapEx Coverage Ratio | 4.28 | -4.72 | -8.40 | 0.34 | 8.88 |
| Capital Expenditure Coverage Ratio | 17.02 | -14.78 | -41.26 | 1.40 | 12.48 |
| Operating Cash Flow Coverage Ratio | 0.04 | -0.04 | -0.13 | 0.01 | 0.05 |
| Operating Cash Flow to Sales Ratio | 0.17 | -0.26 | -0.53 | 0.04 | 0.33 |
| Free Cash Flow Yield | 33.68% | -72.35% | -94.47% | -1.68% | 26.79% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.05 | 5.65 | 6.24 | 5.54 | 6.42 |
| Price-to-Sales (P/S) Ratio | 0.47 | 0.38 | 0.58 | 0.78 | 1.13 |
| Price-to-Book (P/B) Ratio | 0.76 | 0.59 | 0.56 | 0.44 | 0.55 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 2.97 | -1.38 | -1.06 | -59.36 | 3.73 |
| Price-to-Operating Cash Flow Ratio | 2.79 | -1.48 | -1.08 | 20.08 | 3.43 |
| Price-to-Earnings Growth (PEG) Ratio | 2.43 | 0.65 | 0.34 | -0.51 | 0.05 |
| Enterprise Value Multiple | 32.99 | 46.48 | -26.09 | -42.97 | -43.67 |
| Enterprise Value | 404.80B | 518.47B | -279.10B | -385.64B | -404.00B |
| EV to EBITDA | 32.99 | 46.48 | -26.09 | -42.97 | -43.67 |
| EV to Sales | 3.60 | 4.94 | -4.08 | -10.25 | -12.22 |
| EV to Free Cash Flow | 22.62 | -17.89 | 7.46 | 779.08 | -40.18 |
| EV to Operating Cash Flow | 21.29 | -19.10 | 7.64 | -263.60 | -36.96 |
| Tangible Book Value Per Share | 19.13 | 18.71 | 20.07 | 18.97 | 19.40 |
| Shareholders’ Equity Per Share | 22.96 | 22.38 | 23.45 | 22.25 | 22.81 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.24 | 0.23 | 0.23 | 0.15 |
| Revenue Per Share | 37.10 | 34.81 | 22.54 | 12.58 | 11.06 |
| Net Income Per Share | 2.34 | 2.35 | 2.09 | 1.78 | 1.95 |
| Tax Burden | 0.65 | 0.68 | 0.66 | 0.67 | 0.72 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.09 | 0.09 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.69 | -3.14 | -5.75 | 0.19 | 1.35 |
Currency in EUR
