Great-West Lifeco stock analysis
Great-West Lifeco (0AH3) Share Price & Analysis
0AH3 Stock Chart & Stats
- Day’s Range
- CAD 94.91 - CAD 95.65
- 52-Week Range
- CAD 58.74 - CAD 95.99
- Previous Close
- CAD 94.74
- Volume
- N/A
- Average Volume (3M)
- 397
- Market Cap
- CAD 84.25B
- Enterprise Value
- CAD 98.82B
- Total Cash (Recent Filing)
- CAD 24.64B
- Total Debt (Recent Filing)
- CAD 9.85B
- Price to Earnings (P/E)
- 19.5
- Beta
- 0.19
- Next Earnings
- Feb 11, 2027 (Est.)
- EPS Estimate
- 1.48
- Next Dividend Ex-Date
- Dec 03, 2026
- Dividend Yield
- 2.74%
Bulls Say, Bears Say
Bulls Say
Diversified, More Capital-light Mix
The growing contribution from Retirement and Wealth broadens earnings beyond traditional insurance and supports a more capital-light mix. Greater exposure to recurring fee income can improve earnings resilience, reduce reliance on underwriting outcomes, and support scalable growth over the next several quarters.
Empower Scale And Growth
Empower combines substantial customer scale with strong earnings growth, positive net plan flows, and expanded capabilities after the Milliman transaction. This platform can deepen distribution, increase recurring retirement and wealth fees, and reinforce Great-West’s competitive position over the medium term.
Strong Profitability And Capital Position
Record underlying returns alongside robust regulatory capital indicate effective deployment of shareholder resources and meaningful solvency capacity. The strong capital base supports continued investment, acquisitions or business growth while preserving flexibility for dividends and buybacks through normal operating conditions.
Bears Say
Revenue And Cash-flow Volatility
The sharp decline in reported revenue and operating cash generation makes current earnings quality and top-line durability less consistent. Although free cash flow remains positive, weaker conversion can reduce internally available funds and constrain flexibility if volatility persists across insurance and investment-related results.
Insurance Claims Pressure
Higher disability incidence and weaker recovery have reduced the contribution from Canadian Group Benefits after unusually favorable prior experience. This pressure can weigh on underwriting margins and earnings predictability, with management expecting broadly neutral Canadian experience rather than a near-term improvement.
Normalization And Competitive Headwinds
Expected normalization in CRS growth and greater competition for Capital Solutions transactions could moderate one of the company’s strongest recent growth engines. Regulatory scrutiny in retirement may also raise compliance demands or limit product flexibility, affecting expansion and margins over time.
Great-West Lifeco News
0AH3 FAQ
What was Great-West Lifeco’s price range in the past 12 months?
What is Great-West Lifeco’s market cap?
When is Great-West Lifeco’s upcoming earnings report date?
How were Great-West Lifeco’s earnings last quarter?
Is Great-West Lifeco overvalued?
Does Great-West Lifeco pay dividends?
What is Great-West Lifeco’s EPS estimate?
How many shares outstanding does Great-West Lifeco have?
What happened to Great-West Lifeco’s price movement after its last earnings report?
Which hedge fund is a major shareholder of Great-West Lifeco?
What is the TipRanks Smart Score and how is it calculated?
Great-West Lifeco Stock Smart Score
Company Description
Great-West Lifeco
Great-West Lifeco Inc. is a financial services holding company deeply involved in life and health insurance, retirement and investment solutions, asset management, and reinsurance across Canada, the United States, and Europe. The company delivers a comprehensive portfolio of financial and benefit plan solutions tailored for individuals, families, businesses, and various organizations. Its offerings include a wide array of insurance products such as life, disability, critical illness, accidental death, dismemberment, health, dental, and creditor protection. Additionally, it provides retirement savings, income, annuity, and other specialized financial products, alongside employer-sponsored retirement programs, individual retirement and taxable brokerage accounts, supported by enrollment, communication, and educational resources. Great-West Lifeco also offers fund management, investment, and advisory services. Furthermore, the company supplies private-label recordkeeping and administrative support, and diverse investment products encompassing equity, fixed income, absolute return, and alternative strategies. Its extensive portfolio also includes wealth management and protection products like payout annuities and pension solutions, as well as reinsurance for life, annuity/longevity, mortgage surety, and property catastrophe risks. These products are marketed under prominent brand names such as Canada Life, Irish Life, Empower, Putnam Investments, and PanAgora. Distribution is achieved through a broad network of professionals including advisors, dealers, brokers, managing general agencies, financial institutions, consultants, third-party administrators, its own sales force, financial planners, employee benefit consultants, banks, and multi-tied agents. Established in Winnipeg, Canada, in 1891, Great-West Lifeco Inc. functions as a subsidiary of Power Financial Corporation.
- Sector
- Financial
- Industry
- Insurance - Life
- CEO
- David Harney
- Employees
- 33,430
- Website
- www.greatwestlifeco.com
- Address
- 100 Osborne Street North, Winnipeg, MB, R3C 1V3, CA
Great-West Lifeco (0AH3) Earnings & Revenues
0AH3 Earnings Call
Earnings Call SentimentPositive
The call was strongly positive overall. Great-West reported record base earnings, 11% base EPS growth, a 19.4% base ROE, strong Empower and CRS performance, substantial capital generation and continued shareholder returns. The main challenges were moderation in insurance experience, a 6% decline in Canadian base earnings, disability claims pressure, normalization expected in CRS growth, and investment-related margin pressure, but management maintained positive medium-term and 2027 outlooks.
View all GB:0AH3 earnings summaries0AH3 Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 15 | 2 | 4 |
| Technical Analysis | 3 | 2 | 4 |
| Moving Averages | 12 | 0 | 0 |












