M/I Homes stock analysis
M/I Homes (0A8X) Share Price & Analysis
0A8X Stock Chart & Stats
- Day’s Range
- $127.85 - $133.55
- 52-Week Range
- $113.00 - $164.09
- Previous Close
- $127.47
- Volume
- N/A
- Average Volume (3M)
- 114
- Market Cap
- $3.22B
- Enterprise Value
- $3.88B
- Total Cash (Recent Filing)
- $620.60M
- Total Debt (Recent Filing)
- $979.32M
- Price to Earnings (P/E)
- 11.8
- Beta
- 0.52
- Next Earnings
- Feb 03, 2027 (Est.)
- EPS Estimate
- 2.53
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- N/A
Bulls Say, Bears Say
Bulls Say
Balance Sheet Strength
Record equity, substantial cash, and minimal net leverage provide M/I Homes with resilience through housing-cycle volatility. This balance-sheet capacity can support land investment, protect liquidity when demand weakens, and preserve strategic flexibility without relying heavily on additional borrowing.
Land Position
A large owned and controlled lot pipeline supports multi-year community development and reduces the need to secure land at unfavorable times. The option-heavy structure and disciplined land approach can help align future supply with demand while sustaining geographic operating capacity.
Mortgage Capture
A high mortgage capture rate keeps more financing activity connected to home closings and supports ancillary earnings integration. Strong average buyer credit quality and increased capture also indicate an established customer funnel that can reinforce conversion and operational efficiency.
Bears Say
Demand Contraction
Declining contracts and closings signal weakening demand, particularly as conditions deteriorated during the quarter. If this pattern persists, lower absorption can slow community productivity, reduce revenue visibility, and increase the time required to convert land and inventory into cash.
Margin Pressure
Higher mortgage-rate buydowns and lot costs are reducing the profit earned on each home sold. Persistent pricing and incentive pressure could keep margins below prior-cycle peaks, limiting earnings conversion even if community count and unit volumes continue to grow.
Cash Flow Volatility
Positive trailing cash generation supports the business, but recurring volatility and year-over-year free-cash-flow decline show sensitivity to inventory and working-capital timing. This can make internally funded growth less predictable and complicate capital allocation during demand shifts.
M/I Homes News
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M/I Homes Stock Smart Score
Company Description
M/I Homes
M/I Homes, Inc. (MHO), along with its affiliated companies, constructs single-family residences across a broad geographical area, including Ohio, Indiana, Illinois, Minnesota, Michigan, Florida, Texas, North Carolina, and Tennessee. Its operations are divided into three primary segments: Northern Homebuilding, Southern Homebuilding, and Financial Services. Under the M/I Homes brand, the company engages in the entire process of home development, from conceptual design and construction to marketing and sales. It caters to a diverse clientele, encompassing first-time purchasers, millennials, those upgrading their homes, empty-nesters, and luxury market consumers, offering both detached single-family houses and attached townhouses. Beyond building, M/I Homes acquires raw land, transforming it into ready-to-build lots. These developed parcels are then utilized for its own single-family home construction projects or sold to external parties. Furthermore, its financial services division facilitates homeownership by originating and selling mortgage loans. This segment also operates as a title insurance provider, offering policies, conducting examinations, and managing closing services for individuals buying M/I Homes properties. Originally established in Columbus, Ohio, in 1976, the company was initially named M/I Schottenstein Homes, Inc. It adopted its current name, M/I Homes, Inc., in January 2004.
- Sector
- Consumercyclical
- Industry
- Residential Construction
- CEO
- Robert H. Schottenstein
- Employees
- 1,801
- Website
- www.mihomes.com
- Address
- 4131 Worth Avenue, Columbus, OH, 43219-6011, US
M/I Homes (0A8X) Earnings & Revenues
0A8X Earnings Call
Earnings Call SentimentNeutral
The call reflected a challenging near-term operating environment, with higher mortgage rates, weaker September contracts, lower closings, revenue, margins, EBITDA, earnings per share, and mortgage profitability. These pressures were partially offset by a record balance sheet, substantial liquidity, a strong land position, high mortgage capture, solid buyer credit metrics, community growth, stable construction costs, and management's confidence in execution and long-term homebuilding fundamentals.
View all GB:0A8X earnings summaries0A8X Net sales Breakdown
- 59.89% Southern homebuilding
- 37.78% Northern homebuilding
- 2.33% Financial services
0A8X Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 5 | 5 | 12 |
| Technical Analysis | 4 | 5 | 1 |
| Moving Averages | 1 | 0 | 11 |
