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First US Bancshares (FUSB) Ratios
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First US Bancshares Ratios
FUSB's free cash flow for Q3 2026 was $5.69M. For the 2026 fiscal year, FUSB's free cash flow was increased by $1.81M and operating cash flow was $3.88M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.09 | 0.08 | 0.20 | 0.18 | 0.23 |
| Quick Ratio | 0.09 | 0.08 | 0.20 | 0.18 | 0.23 |
| Cash Ratio | 0.07 | 0.05 | 0.05 | 0.03 | 0.07 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.78 | 1.31 | 0.63 | 0.98 |
| Net Current Asset Value | $ -961.27M | $ -927.78M | $ -792.53M | $ -745.57M | $ -673.55M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.02 | 0.02 | 0.03 | 0.02 |
| Debt-to-Equity Ratio | 0.10 | 0.21 | 0.23 | 0.36 | 0.23 |
| Debt-to-Capital Ratio | 0.09 | 0.17 | 0.19 | 0.27 | 0.19 |
| Long-Term Debt-to-Capital Ratio | 0.09 | 0.10 | 0.11 | 0.11 | 0.11 |
| Financial Leverage Ratio | 10.93 | 11.16 | 11.84 | 11.68 | 10.64 |
| Debt Service Coverage Ratio | 0.35 | 0.31 | 0.40 | 0.36 | 0.50 |
| Interest Coverage Ratio | 0.36 | 0.49 | 0.73 | 2.12 | 1.94 |
| Debt to Market Cap | 0.13 | 0.28 | 0.34 | 0.58 | 0.31 |
| Interest Debt Per Share | 5.66 | 7.35 | 6.07 | 5.75 | 3.72 |
| Net Debt to EBITDA | -6.47 | -2.11 | -2.26 | 0.05 | -5.23 |
| Profitability Margins | |||||
| Gross Profit Margin | 58.75% | 63.24% | 71.92% | 82.94% | 88.58% |
| EBIT Margin | 12.60% | 17.39% | 20.07% | 20.32% | 13.19% |
| EBITDA Margin | 15.37% | 20.16% | 23.23% | 24.57% | 17.87% |
| Operating Profit Margin | 12.60% | 17.39% | 20.07% | 20.32% | 13.19% |
| Pretax Profit Margin | 12.60% | 17.39% | 20.07% | 20.32% | 13.19% |
| Net Profit Margin | 9.51% | 13.21% | 15.11% | 15.48% | 10.25% |
| Continuous Operations Profit Margin | 9.51% | 13.21% | 15.11% | 15.48% | 10.25% |
| Net Income Per EBT | 75.50% | 75.97% | 75.28% | 76.17% | 77.73% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.52% | 0.74% | 0.79% | 0.69% | 0.46% |
| Return on Equity (ROE) | 5.67% | 8.28% | 9.37% | 8.06% | 4.94% |
| Return on Capital Employed (ROCE) | 6.38% | 9.21% | 10.18% | 8.66% | 5.21% |
| Return on Invested Capital (ROIC) | 4.82% | 6.44% | 7.03% | 5.53% | 3.71% |
| Return on Tangible Assets | 0.52% | 0.75% | 0.80% | 0.70% | 0.47% |
| Earnings Yield | 7.37% | 11.09% | 13.77% | 13.02% | 6.62% |
| Efficiency Ratios | |||||
| Receivables Turnover | 16.09 | 17.24 | 14.13 | 14.73 | 16.99 |
| Payables Turnover | 10.29 | 12.98 | 7.77 | 12.46 | 22.14 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.40 | 2.49 | 2.30 | 1.81 | 1.73 |
| Asset Turnover | 0.05 | 0.06 | 0.05 | 0.04 | 0.05 |
| Working Capital Turnover Ratio | -0.07 | -0.07 | -0.07 | -0.06 | -0.07 |
| Cash Conversion Cycle | -12.79 | -6.94 | -21.13 | -4.51 | 5.00 |
| Days of Sales Outstanding | 22.69 | 21.18 | 25.84 | 24.78 | 21.48 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 35.48 | 28.11 | 46.97 | 29.29 | 16.48 |
| Operating Cycle | 22.69 | 21.18 | 25.84 | 24.78 | 21.48 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.12 | 1.33 | 2.19 | 2.06 | 1.55 |
| Free Cash Flow Per Share | 1.56 | 0.97 | 1.94 | 1.85 | 1.42 |
| Dividend Paid and CapEx Coverage Ratio | 2.54 | 2.31 | 4.95 | 5.98 | 6.27 |
| Capital Expenditure Coverage Ratio | 3.80 | 3.70 | 8.93 | 9.93 | 11.95 |
| Operating Cash Flow Coverage Ratio | 1.13 | 0.37 | 0.63 | 0.41 | 0.47 |
| Operating Cash Flow to Sales Ratio | 0.20 | 0.13 | 0.23 | 0.28 | 0.23 |
| Free Cash Flow Yield | 11.18% | 7.69% | 18.83% | 21.37% | 13.40% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.56 | 8.99 | 7.26 | 7.68 | 15.10 |
| Price-to-Sales (P/S) Ratio | 1.29 | 1.19 | 1.10 | 1.19 | 1.55 |
| Price-to-Book (P/B) Ratio | 0.77 | 0.75 | 0.68 | 0.62 | 0.75 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.95 | 13.01 | 5.31 | 4.68 | 7.47 |
| Price-to-Operating Cash Flow Ratio | 6.59 | 9.49 | 4.71 | 4.21 | 6.84 |
| Price-to-Earnings Growth (PEG) Ratio | -0.51 | -6.38 | 0.28 | 0.13 | 0.24 |
| Enterprise Value Multiple | 1.93 | 3.80 | 2.46 | 4.89 | 3.44 |
| Enterprise Value | 18.67M | 47.31M | 32.13M | 53.27M | 26.67M |
| EV to EBITDA | 1.93 | 3.80 | 2.46 | 4.89 | 3.44 |
| EV to Sales | 0.30 | 0.76 | 0.57 | 1.20 | 0.61 |
| EV to Free Cash Flow | 2.06 | 8.36 | 2.77 | 4.73 | 2.96 |
| EV to Operating Cash Flow | 1.51 | 6.10 | 2.46 | 4.25 | 2.71 |
| Tangible Book Value Per Share | 16.88 | 15.58 | 13.89 | 12.73 | 12.90 |
| Shareholders’ Equity Per Share | 18.16 | 16.86 | 15.16 | 14.02 | 14.16 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.24 | 0.24 | 0.25 | 0.24 | 0.22 |
| Revenue Per Share | 10.83 | 10.57 | 9.40 | 7.30 | 6.83 |
| Net Income Per Share | 1.03 | 1.40 | 1.42 | 1.13 | 0.70 |
| Tax Burden | 0.76 | 0.76 | 0.75 | 0.76 | 0.78 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.30 | 0.28 | 0.32 | 0.41 | 0.47 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 2.06 | 0.95 | 1.54 | 1.83 | 2.21 |
Currency in USD
