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First Reliance Bancshares (FSRL) Ratios
First Reliance Bancshares Ratios
FSRL's free cash flow for Q2 2026 was $0.00. For the 2026 fiscal year, FSRL's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.03 | 43.76 | 0.04 | 0.11 | 0.43 |
| Quick Ratio | 0.03 | 43.76 | 0.04 | 0.22 | 0.86 |
| Cash Ratio | 0.00 | 43.76 | 0.04 | 0.10 | 0.43 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | -8.27 | 0.02 | 0.08 | 0.11 |
| Short-Term Operating Cash Flow Coverage | 0.87 | 0.00 | 1.56 | 3.10 | 3.24 |
| Net Current Asset Value | $ -968.16M | $ -942.12M | $ -882.43M | $ -838.52M | $ -689.16M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.02 | 0.04 | 0.07 | 0.06 |
| Debt-to-Equity Ratio | 0.47 | 0.33 | 0.51 | 1.09 | 0.76 |
| Debt-to-Capital Ratio | 0.32 | 0.25 | 0.34 | 0.52 | 0.43 |
| Long-Term Debt-to-Capital Ratio | 0.32 | 0.25 | 0.26 | 0.47 | 0.33 |
| Financial Leverage Ratio | 11.75 | 13.72 | 13.67 | 14.83 | 12.88 |
| Debt Service Coverage Ratio | 0.30 | -0.08 | 0.27 | 0.63 | 0.45 |
| Interest Coverage Ratio | 0.71 | 0.52 | 0.38 | 2.39 | 3.18 |
| Debt to Market Cap | 0.67 | 0.34 | 0.47 | 0.94 | 0.61 |
| Interest Debt Per Share | 8.14 | 5.97 | 6.65 | 9.31 | 7.20 |
| Net Debt to EBITDA | 2.65 | 0.00 | 2.09 | 4.01 | -12.94 |
| Profitability Margins | |||||
| Gross Profit Margin | 70.14% | 100.00% | 70.30% | 92.49% | 95.06% |
| EBIT Margin | 20.09% | -3.09% | 11.20% | 17.96% | 15.68% |
| EBITDA Margin | 21.69% | 0.00% | 13.51% | 20.83% | 18.27% |
| Operating Profit Margin | 20.09% | 28.16% | 11.20% | 17.96% | 15.68% |
| Pretax Profit Margin | 20.09% | 19.51% | 11.20% | 17.96% | 15.68% |
| Net Profit Margin | 15.66% | 15.09% | 8.87% | 14.07% | 12.92% |
| Continuous Operations Profit Margin | 15.66% | 15.09% | 8.87% | 14.07% | 12.92% |
| Net Income Per EBT | 77.97% | 77.32% | 79.19% | 78.34% | 82.35% |
| EBT Per EBIT | 100.00% | 69.28% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.00% | 0.56% | 0.47% | 0.63% | 0.58% |
| Return on Equity (ROE) | 11.72% | 7.62% | 6.45% | 9.37% | 7.45% |
| Return on Capital Employed (ROCE) | 9.68% | 1.04% | 1.24% | 1.26% | 1.15% |
| Return on Invested Capital (ROIC) | 6.60% | 0.80% | 0.98% | 0.97% | 0.92% |
| Return on Tangible Assets | 1.01% | 0.56% | 0.48% | 0.64% | 0.59% |
| Earnings Yield | 11.33% | 7.87% | 6.87% | 8.74% | 6.68% |
| Efficiency Ratios | |||||
| Receivables Turnover | 16.01 | 9.92 | 15.03 | 15.25 | 23.99 |
| Payables Turnover | 29.62 | 0.00 | 14.32 | 9.54 | 14.14 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.09 | -0.01 |
| Fixed Asset Turnover | 2.48 | 1.84 | 1.88 | 1.46 | 1.39 |
| Asset Turnover | 0.06 | 0.04 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.16 | -0.18 | -0.13 | -0.17 | -0.12 |
| Cash Conversion Cycle | 10.47 | 36.80 | -1.20 | -4231.26 | -27470.75 |
| Days of Sales Outstanding | 22.80 | 36.80 | 24.28 | 23.94 | 15.22 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -4216.95 | -27460.15 |
| Days of Payables Outstanding | 12.32 | 0.00 | 25.49 | 38.25 | 25.82 |
| Operating Cycle | 22.80 | 36.80 | 24.28 | -4193.01 | -27444.94 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.29 | -1.14 | 1.22 | 3.26 | 5.10 |
| Free Cash Flow Per Share | 1.68 | -1.21 | 1.14 | 3.11 | 4.43 |
| Dividend Paid and CapEx Coverage Ratio | 3.76 | -15.81 | 15.12 | 22.11 | 7.63 |
| Capital Expenditure Coverage Ratio | 3.76 | -15.81 | 15.12 | 22.11 | 7.63 |
| Operating Cash Flow Coverage Ratio | 0.41 | -0.35 | 0.26 | 0.37 | 0.73 |
| Operating Cash Flow to Sales Ratio | 0.26 | -0.23 | 0.18 | 0.60 | 0.97 |
| Free Cash Flow Yield | 13.70% | -12.61% | 13.24% | 35.68% | 43.48% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.82 | 12.79 | 14.56 | 11.44 | 14.98 |
| Price-to-Sales (P/S) Ratio | 1.38 | 1.92 | 1.29 | 1.61 | 1.93 |
| Price-to-Book (P/B) Ratio | 1.03 | 0.97 | 0.94 | 1.07 | 1.12 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.30 | -7.93 | 7.55 | 2.80 | 2.30 |
| Price-to-Operating Cash Flow Ratio | 5.36 | -8.43 | 7.05 | 2.68 | 2.00 |
| Price-to-Earnings Growth (PEG) Ratio | 0.10 | 0.47 | -0.65 | 0.97 | -0.30 |
| Enterprise Value Multiple | 9.03 | 0.00 | 11.65 | 11.73 | -2.35 |
| Enterprise Value | 136.33M | 53.78M | 81.72M | 103.04M | -17.53M |
| EV to EBITDA | 9.03 | 0.00 | 11.65 | 11.73 | -2.35 |
| EV to Sales | 1.96 | 1.37 | 1.57 | 2.44 | -0.43 |
| EV to Free Cash Flow | 10.34 | -5.67 | 9.20 | 4.26 | -0.51 |
| EV to Operating Cash Flow | 7.59 | -6.03 | 8.59 | 4.06 | -0.44 |
| Tangible Book Value Per Share | 9.90 | 9.82 | 7.54 | 6.69 | 7.20 |
| Shareholders’ Equity Per Share | 11.85 | 9.91 | 9.13 | 8.14 | 9.14 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.22 | 0.23 | 0.21 | 0.22 | 0.18 |
| Revenue Per Share | 8.87 | 5.00 | 6.64 | 5.42 | 5.27 |
| Net Income Per Share | 1.39 | 0.75 | 0.59 | 0.76 | 0.68 |
| Tax Burden | 0.78 | 0.77 | 0.79 | 0.78 | 0.82 |
| Interest Burden | 1.00 | -6.30 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.02 | 0.03 | 0.01 | 0.02 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.03 | 0.00 | 0.00 |
| Income Quality | 1.65 | -1.51 | 2.07 | 4.27 | 7.49 |
Currency in USD