Want to see FSMK full AI Analyst Report?
Total Valuation
1st Summit Bancorp of Johnstown has a market cap or net worth of $93.96M. The enterprise value is $275.56M.
Market Cap$93.96M
Enterprise Value$275.56M
Share Statistics
1st Summit Bancorp of Johnstown has 2,195,936 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding2,195,936
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
1st Summit Bancorp of Johnstown’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 0.35%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.35%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee347.53K
Profits Per Employee26.56K
Employee Count201
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of 1st Summit Bancorp of Johnstown is 11.1. 1st Summit Bancorp of Johnstown’s PEG ratio is 0.22.
PE Ratio11.1
PS Ratio1.21
PB Ratio0.78
Price to Fair Value0.78
Price to FCF72.78
Price to Operating Cash Flow0.00
PEG Ratio0.22
Income Statement
In the last 12 months, 1st Summit Bancorp of Johnstown had revenue of 69.85M and earned 5.34M in profits. Earnings per share was 2.52.
Revenue69.85M
Gross Profit38.56M
Operating Income5.55M
Pretax Income5.55M
Net Income5.34M
EBITDA6.89M
Earnings Per Share (EPS)2.52
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
1st Summit Bancorp of Johnstown pays an annual dividend of $0.43, resulting in a dividend yield of 4.02%
Dividend Per Share$0.43
Dividend Yield4.02%
Payout Ratio71.82%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.15
52-Week Price Change63.97%
50-Day Moving Average39.49
200-Day Moving Average36.72
Relative Strength Index (RSI)81.54
Average Volume (3m)945.00
Important Dates
1st Summit Bancorp of Johnstown upcoming earnings date is Jul 11, 2025, Before Open (Confirmed).
Last Earnings DateApr 14, 2025
Next Earnings DateJul 11, 2025
Ex-Dividend Date―
Financial Position
1st Summit Bancorp of Johnstown as a current ratio of 1.17, with Debt / Equity ratio of 208.36%
Current Ratio1.17
Quick Ratio1.17
Debt to Market Cap2.16
Net Debt to EBITDA25.74
Interest Coverage Ratio0.18
Taxes
In the past 12 months, 1st Summit Bancorp of Johnstown has paid 213.00K in taxes.
Income Tax213.00K
Effective Tax Rate0.04
Enterprise Valuation
1st Summit Bancorp of Johnstown EV to EBITDA ratio is 38.02, with an EV/FCF ratio of 225.39.
EV to Sales3.75
EV to EBITDA38.02
EV to Free Cash Flow225.39
EV to Operating Cash Flow30.84
Balance Sheet
1st Summit Bancorp of Johnstown has $10.63M in cash and marketable securities with $228.98M in debt, giving a net cash position of -$218.35M billion.
Cash & Marketable Securities$10.63M
Total Debt$228.98M
Net Cash-$218.35M
Net Cash Per Share-$99.43
Tangible Book Value Per Share$51.20
Margins
Gross margin is 57.42%, with operating margin of 7.95%, and net profit margin of 7.64%.
Gross Margin57.42%
Operating Margin7.95%
Pretax Margin7.95%
Net Profit Margin7.64%
EBITDA Margin9.87%
EBIT Margin7.95%
Analyst Forecast
The average price target for 1st Summit Bancorp of Johnstown is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast11.81%
EPS Growth Forecast44.78%