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BNP Paribas
(BNP)
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Rating:70Outperform
Price Target:
€96.00
▼(-8.08% Downside)
Action:Upgraded
Date:08/06/26
The score is driven mainly by solid profitability but constrained by higher leverage and highly variable cash flows. Technicals are constructive with a strong trend, though overbought signals raise near-term pullback risk. Valuation is a key positive, supported by a low P/E and a high dividend yield.
Positive Factors
Steady Profitability
Sustained profitability across five years indicates BNP Paribas has a durable earnings base supported by its broad banking franchise. Consistent net income can strengthen internal capital generation, support investment in services, and improve resilience through changing credit and market conditions.
Negative Factors
High and Rising Leverage
The materially higher leverage profile increases BNP Paribas’s sensitivity to funding conditions, credit-cycle stress, and balance-sheet losses. Greater financial leverage can also constrain flexibility in weaker environments, making capital management and risk control more important over the coming quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Steady Profitability
Sustained profitability across five years indicates BNP Paribas has a durable earnings base supported by its broad banking franchise. Consistent net income can strengthen internal capital generation, support investment in services, and improve resilience through changing credit and market conditions.
Read all positive factors
BNP Paribas (BNP) vs. iShares MSCI France ETF (EWQ)
Market Cap
€96.33B
Dividend Yield6.65%
Average Volume (3M)2.61M
Price to Earnings (P/E)7.5
Beta (1Y)1.41
Revenue Growth7.57%
EPS Growth22.65%
CountryFR
Employees180,000
SectorGeneral
Sector StrengthN/A
IndustryBanks - Regional
Share Statistics
EPS (TTM)11.56
Shares Outstanding1,116,784,800
10 Day Avg. Volume2,705,506
30 Day Avg. Volume2,611,533
Financial Highlights & Ratios
PEG Ratio1.04
Price to Book (P/B)0.72
Price to Sales (P/S)0.63
P/FCF Ratio2.07
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€123.25Price Target Upside18.01% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)11.66
Revenue Forecast (FY)€55.25B
BNP Paribas Business Overview & Revenue Model
Company Description
BNP Paribas SA operates as a global financial services powerhouse, delivering a comprehensive array of banking solutions throughout Europe, North America, Asia Pacific, and other international markets. Its corporate and institutional division cate...
How the Company Makes Money
BNP Paribas generates revenue primarily by providing banking and financial services across multiple business lines. A major source is net interest income: it earns interest on loans (e.g., consumer, mortgage, corporate, and structured financing) a...
BNP Paribas Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
58
Neutral
Cash Flow
45
Neutral
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 152.34B | 144.38B | 153.52B | 140.64B | 100.88B | 109.95B |
| Gross Profit | 101.82B | 90.89B | 87.12B | 77.25B | 77.89B | 96.89B |
| EBITDA | 21.69B | 24.34B | 22.76B | 17.38B | 14.86B | 14.59B |
| Net Income | 13.58B | 12.22B | 11.69B | 10.97B | 9.85B | 9.47B |
Balance Sheet | ||||||
| Total Assets | 3.08T | 2.79T | 2.70T | 2.59T | 2.67T | 2.63T |
| Cash, Cash Equivalents and Short-Term Investments | 213.00B | 326.96B | 786.01B | 296.61B | 474.92B | 484.27B |
| Total Debt | 855.99B | 809.21B | 727.82B | 673.44B | 293.98B | 718.22B |
| Total Liabilities | 2.96T | 2.66T | 2.57T | 2.46T | 2.55T | 2.52T |
| Stockholders Equity | 120.06B | 125.51B | 128.14B | 123.74B | 121.24B | 117.89B |
Cash Flow | ||||||
| Free Cash Flow | 14.21B | 43.70B | -99.51B | -36.46B | 21.28B | 26.18B |
| Operating Cash Flow | 17.22B | 46.57B | -97.38B | -34.24B | 23.81B | 27.84B |
| Investing Cash Flow | 18.31B | -6.06B | -180.00M | 7.30B | -78.81B | 13.35B |
| Financing Cash Flow | -12.00B | -6.82B | -6.42B | -4.68B | 9.25B | 14.52B |
BNP Paribas Technical Analysis
Negative
104.44
Price Trends
95.29
Negative
98.34
Negative
91.63
Negative
Market Momentum
-2.96
Negative
40.14
Neutral
55.57
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:BNP, the sentiment is Negative. The current price of 104.44 is above the 20-day moving average (MA) of 88.86, above the 50-day MA of 95.29, and above the 200-day MA of 91.63, indicating a bearish trend. The MACD of -2.96 indicates Negative momentum. The RSI at 40.14 is Neutral, neither overbought nor oversold. The STOCH value of 55.57 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:BNP.
BNP Paribas Peers Comparison
UnderperformOutperform
Sector (55)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Outperform | €96.33B | 7.54 | 11.06% | 6.65% | 7.57% | 22.65% | |
67 Neutral | €44.58B | 8.15 | 11.25% | 2.82% | 8.58% | 20.72% | |
65 Neutral | €46.11B | 7.55 | 9.43% | 11.15% | -0.91% | -10.42% | |
58 Neutral | €687.55M | 9.25 | 2.86% | 2.99% | -4.60% | 22.52% | |
55 Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
FR:BNP
BNP Paribas
87.20
24.28
38.60%
FR:CAF
CRCAM dlle-de France
86.50
-17.62
-16.92%
FR:CNDF
CRCAM Nord de France
24.26
-2.01
-7.67%
FR:ACA
Credit Agricole
15.25
0.56
3.85%
FR:GLE
Societe Generale
61.95
8.37
15.62%
FR:MLCFM
CFM Indosuez Wealth SA
1,450.00
182.92
14.44%
BNP Paribas Corporate Events
BNP Paribas Files Third Amendment to 2025 Universal Registration Document
Oct 28, 2026
BNP Paribas has released the third amendment to the English version of its 2025 Universal Registration Document and Annual Financial Report, reflecting updated regulatory or disclosure information. The amended document, filed with the French marke...
BNP Paribas Launches EUR 1.3 Billion Share Buyback Programme
Oct 28, 2026
BNP Paribas has received European Central Bank approval to launch a share buyback programme linked to its 2026 financial year results, with a maximum amount of EUR 1.3 billion. The repurchased shares, which will be acquired by an investment servic...
BNP Paribas Discloses Updated Share Capital and Voting Rights
Oct 6, 2026
BNP Paribas reported that as of 30 September 2026 its share capital consists of 1,101,600,607 shares, each carrying one voting right, resulting in a total of 1,101,600,607 voting rights. This disclosure, made in line with French commercial and mar...
BNP Paribas Reports Share Capital and Voting Rights Structure as of August 2026
Sep 3, 2026
BNP Paribas has disclosed its capital structure and voting rights, reporting a share capital composed of 1,101,600,607 shares as of 31 August 2026. The total number of voting rights is equal to the number of shares, indicating a one-share, one-vot...
BNP Paribas Challenges Trial Court Ruling in Sudan Litigation Under Swiss Law
Aug 30, 2026
BNP Paribas, a leading European banking group, offers retail and corporate banking as well as investment and financial services across multiple jurisdictions, including Switzerland and the wider European market. Its operations are closely tied to ...
BNP Paribas Challenges Trial Court Ruling in Sudan-Related Case
Aug 23, 2026
BNP Paribas has issued a statement asserting that a trial court in the Sudan-related litigation misapplied Swiss law, committed significant legal errors, and disregarded key evidence indicating that the challenged transactions were permitted under...
BNP Paribas Publishes Second Amendment to 2025 Registration Document and Annual Report
Aug 5, 2026
BNP Paribas has published the second amendment to its Universal Registration Document and the French version of its 2025 annual financial report. The updated filing, registered with the Autorité des Marchés Financiers under number D.26-0...
BNP Paribas Updates Market on Share Capital and Voting Rights Structure
Aug 4, 2026
BNP Paribas announced that its share capital consists of 1,101,600,607 shares as of 31 July 2026, each conferring one voting right, resulting in a total of 1,101,600,607 voting rights. This disclosure, made in accordance with French commercial and...
Arval’s Athlon Deal Elevates BNP Paribas in European Vehicle Leasing
Jul 31, 2026
Arval, BNP Paribas’s long-term vehicle leasing and mobility solutions specialist, has completed the acquisition of Athlon, formerly part of Mercedes-Benz Group, on the previously announced timetable. The deal lifts Arval’s combined fle...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.