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BNP Paribas (BNP) AI Stock Analysis
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BNP Paribas
(Paris:BNP)
The score is driven mainly by solid profitability but constrained by higher leverage and highly variable cash flows. Technicals are constructive with a strong trend, though overbought signals raise near-term pullback risk. Valuation is a key positive, supported by a low P/E and a high dividend yield.
BNP Paribas (BNP) vs. iShares MSCI France ETF (EWQ)
- Market Cap
- EUR 94.61B
- Dividend Yield
- 6.77%
- Average Volume (3M)
- 2.10M
- Price to Earnings (P/E)
- 8.9
- Beta (1Y)
- 1.40
- Revenue Growth
- 7.57%
- EPS Growth
- 22.65%
- Country
- France
- Employees
- 180,000
- Sector
- General
- Sector Strength
- 55
- Industry
- Banks - Regional
BNP Paribas Business Overview & Revenue Model
Company Description
BNP Paribas SA operates as a global financial services powerhouse, delivering a comprehensive array of banking solutions throughout Europe, North America, Asia Pacific, and other international markets. Its corporate and institutional division caters...
How the Company Makes Money
BNP Paribas generates revenue primarily by providing banking and financial services across multiple business lines. A major source is net interest income: it earns interest on loans (e.g., consumer, mortgage, corporate, and structured financing) and...
BNP Paribas Financial Statement Overview
Summary
Profitability is solid and fairly steady (net income around €9.5–€11.7B from 2021–2025), but the risk profile is held back by meaningfully higher leverage versus 2022 (debt-to-equity ~5.4x–6.4x in 2023–2025) and pronounced cash-flow volatility (deeply negative operating/free cash flow in 2023–2024 followed by a rebound in 2025).
Income Statement
74PositiveBalance Sheet
58NeutralCash Flow
45Neutral| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 152.34B | 144.38B | 153.52B | 140.64B | 100.88B | 109.95B |
| Gross Profit | 101.82B | 90.89B | 87.12B | 77.25B | 77.89B | 96.89B |
| EBITDA | 21.69B | 24.34B | 22.76B | 17.38B | 14.86B | 14.59B |
| Net Income | 13.58B | 12.22B | 11.69B | 10.97B | 9.85B | 9.47B |
Balance Sheet | ||||||
| Total Assets | 3.08T | 2.79T | 2.70T | 2.59T | 2.67T | 2.63T |
| Cash, Cash Equivalents and Short-Term Investments | 213.00B | 326.96B | 786.01B | 296.61B | 474.92B | 484.27B |
| Total Debt | 855.99B | 809.21B | 727.82B | 673.44B | 293.98B | 718.22B |
| Total Liabilities | 2.96T | 2.66T | 2.57T | 2.46T | 2.55T | 2.52T |
| Stockholders Equity | 120.06B | 125.51B | 128.14B | 123.74B | 121.24B | 117.89B |
Cash Flow | ||||||
| Free Cash Flow | 14.21B | 43.70B | -99.51B | -36.46B | 21.28B | 26.18B |
| Operating Cash Flow | 17.22B | 46.57B | -97.38B | -34.24B | 23.81B | 27.84B |
| Investing Cash Flow | 18.31B | -6.06B | -180.00M | 7.30B | -78.81B | 13.35B |
| Financing Cash Flow | -12.00B | -6.82B | -6.42B | -4.68B | 9.25B | 14.52B |
BNP Paribas Technical Analysis
Price Trends
Market Momentum
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:BNP, the sentiment is Negative. The current price of 85.65 is below the 20-day moving average (MA) of 88.35, below the 50-day MA of 94.62, and below the 200-day MA of 91.69, indicating a bearish trend. The MACD of -2.65 indicates Negative momentum. The RSI at 37.02 is Neutral, neither overbought nor oversold. The STOCH value of 69.44 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:BNP.
BNP Paribas Peers Comparison
Overall Rating
FR:GLE77Outperform
FR:ACA75Outperform- FR:BNP70Outperform
FR:CAF64.85Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| FR:GLE | 77Outperform | EUR 43.89B | 8.03 | 11.25% | 2.87% | 8.58% | 20.72% |
| FR:ACA | 75Outperform | EUR 45.34B | 7.42 | 9.43% | 11.34% | -0.91% | -10.42% |
| FR:BNP | 70Outperform | EUR 94.61B | 8.92 | 8.80% | 6.77% | 7.57% | 22.65% |
| FR:CAF | 65Neutral | EUR 685.01M | 9.22 | 2.86% | 3.01% | -4.60% | 22.52% |
| Sector * | 55Neutral | $6.65B | 3.83 | -15.92% | 6.20% | 10.91% | 7.18% |
* General Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| FR:BNP | BNP Paribas SA (UK) | 85.65 | 23.62 | 38.07% | |
| FR:CAF | CRCAM dlle-de France | 86.18 | -20.25 | -19.02% | |
| FR:CNDF | CRCAM Nord de France | 23.36 | -3.31 | -12.40% | |
| FR:ACA | Credit Agricole SA (UK) | 14.99 | 0.94 | 6.71% | |
| FR:GLE | Societe Generale (UK) | 60.99 | 7.61 | 14.25% | |
| FR:MLCFM | CFM Indosuez Wealth SA | 1500.00 | 232.92 | 18.38% |
BNP Paribas Corporate Events
BNP Paribas Capital Requirements Rise Modestly Under 2026 ECB SREP
BNP Paribas has received its 2026 Supervisory Review and Evaluation Process decision from the European Central Bank, setting updated capital and leverage requirements for the group from 1 January 2027 under a new SSM methodology. The Pillar 2 Require...
BNP Paribas Files Third Amendment to 2025 Universal Registration Document
BNP Paribas has released the third amendment to the English version of its 2025 Universal Registration Document and Annual Financial Report, reflecting updated regulatory or disclosure information. The amended document, filed with the French markets...
BNP Paribas Launches EUR 1.3 Billion Share Buyback Programme
BNP Paribas has received European Central Bank approval to launch a share buyback programme linked to its 2026 financial year results, with a maximum amount of EUR 1.3 billion. The repurchased shares, which will be acquired by an investment services...
BNP Paribas Discloses Updated Share Capital and Voting Rights
BNP Paribas reported that as of 30 September 2026 its share capital consists of 1,101,600,607 shares, each carrying one voting right, resulting in a total of 1,101,600,607 voting rights. This disclosure, made in line with French commercial and market...
BNP Paribas Reports Share Capital and Voting Rights Structure as of August 2026
BNP Paribas has disclosed its capital structure and voting rights, reporting a share capital composed of 1,101,600,607 shares as of 31 August 2026. The total number of voting rights is equal to the number of shares, indicating a one-share, one-vote s...
BNP Paribas Challenges Trial Court Ruling in Sudan Litigation Under Swiss Law
BNP Paribas, a leading European banking group, offers retail and corporate banking as well as investment and financial services across multiple jurisdictions, including Switzerland and the wider European market. Its operations are closely tied to Eur...
BNP Paribas Challenges Trial Court Ruling in Sudan-Related Case
BNP Paribas has issued a statement asserting that a trial court in the Sudan-related litigation misapplied Swiss law, committed significant legal errors, and disregarded key evidence indicating that the challenged transactions were permitted under Sw...
BNP Paribas Publishes Second Amendment to 2025 Registration Document and Annual Report
BNP Paribas has published the second amendment to its Universal Registration Document and the French version of its 2025 annual financial report. The updated filing, registered with the Autorité des Marchés Financiers under number D.26-0112...
BNP Paribas Updates Market on Share Capital and Voting Rights Structure
BNP Paribas announced that its share capital consists of 1,101,600,607 shares as of 31 July 2026, each conferring one voting right, resulting in a total of 1,101,600,607 voting rights. This disclosure, made in accordance with French commercial and ma...
Arval’s Athlon Deal Elevates BNP Paribas in European Vehicle Leasing
Arval, BNP Paribas’s long-term vehicle leasing and mobility solutions specialist, has completed the acquisition of Athlon, formerly part of Mercedes-Benz Group, on the previously announced timetable. The deal lifts Arval’s combined fleet...
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.
Date of analysis: Aug 06, 2026