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Ayvens SA (FR:AYV)
:AYV
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Ayvens SA (AYV) AI Stock Analysis

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FR:AYV

Ayvens SA

(AYV)

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Neutral 57 (OpenAI - 5.2)
Rating:57Neutral
Price Target:
€12.00
▲(3.54% Upside)
Action:Reiterated
Date:08/06/26
The score is primarily supported by attractive valuation (low P/E and high dividend yield), but is held back by financial risk factors—especially elevated leverage and persistently negative free cash flow. Technical signals are mixed, with neutral momentum and only modest longer-term trend support.
Positive Factors
Recurring Leasing Model
Long-term contracts provide recurring revenue and embed maintenance, insurance-related and fleet services. This supports customer retention, improves revenue visibility and allows Ayvens to spread operating capabilities across a large managed fleet.
Negative Factors
Elevated Leverage
High leverage increases sensitivity to funding costs, residual-value pressure and weaker operating conditions. It can constrain financial flexibility and amplify earnings volatility, which is important for a capital-intensive leasing business.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring Leasing Model
Long-term contracts provide recurring revenue and embed maintenance, insurance-related and fleet services. This supports customer retention, improves revenue visibility and allows Ayvens to spread operating capabilities across a large managed fleet.
Read all positive factors

Ayvens SA (AYV) vs. iShares MSCI France ETF (EWQ)

Ayvens SA Business Overview & Revenue Model

Company Description
Ayvens specializes in comprehensive vehicle leasing and fleet management services. Its extensive portfolio includes full-service leasing packages, robust fleet administration, externalized operational solutions, sale-and-leaseback arrangements, co...
How the Company Makes Money
Ayvens makes money primarily through long-term vehicle leasing and fleet management contracts, where it finances or arranges the use of vehicles for customers in exchange for recurring payments. These payments typically cover vehicle depreciation ...

Ayvens SA Financial Statement Overview

Summary
Strong revenue growth and a profitability rebound in 2025 are positives, but they are offset by high leverage (debt-to-equity ~3.3x) and consistently negative free cash flow despite solid operating cash flow. Overall financial flexibility and cash conversion remain the key constraints.
Income Statement
62
Positive
Balance Sheet
41
Neutral
Cash Flow
38
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue25.06B24.95B24.99B18.65B11.37B10.44B
Gross Profit3.60B3.74B3.16B2.69B2.20B1.44B
EBITDA11.26B11.85B11.27B8.49B5.50B5.01B
Net Income1.02B995.80M683.60M837.60M1.22B873.00M
Balance Sheet
Total Assets71.23B70.85B150.23B70.26B31.30B26.99B
Cash, Cash Equivalents and Short-Term Investments2.34B2.48B5.47B4.84B584.70M533.40M
Total Debt36.28B36.64B40.14B37.88B19.99B18.64B
Total Liabilities60.09B59.81B139.07B58.91B24.39B22.15B
Stockholders Equity11.12B11.01B11.13B10.83B6.88B4.81B
Cash Flow
Free Cash Flow-7.00B-6.83B-11.00B-3.27B-4.71B-3.78B
Operating Cash Flow9.56B11.04B10.80B-2.99B4.95B5.08B
Investing Cash Flow-12.04B-9.18B-2.04B754.50M-6.62B-5.57B
Financing Cash Flow-2.82B-4.46B2.23B5.71B1.97B537.90M

Ayvens SA Technical Analysis

Technical Analysis Sentiment
Neutral
Last Price11.59
Price Trends
50DMA
11.59
Negative
100DMA
11.30
Negative
200DMA
10.81
Positive
Market Momentum
MACD
-0.11
Positive
RSI
45.29
Neutral
STOCH
45.93
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:AYV, the sentiment is Neutral. The current price of 11.59 is above the 20-day moving average (MA) of 11.45, above the 50-day MA of 11.59, and above the 200-day MA of 10.81, indicating a neutral trend. The MACD of -0.11 indicates Positive momentum. The RSI at 45.29 is Neutral, neither overbought nor oversold. The STOCH value of 45.93 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:AYV.

Ayvens SA Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
76
Outperform
€8.47B18.9612.16%4.86%-2.30%-33.43%
64
Neutral
€5.57B14.3610.37%2.95%5.15%4.24%
63
Neutral
$10.79B15.437.44%2.01%2.89%-14.66%
57
Neutral
€8.93B8.799.21%8.69%-0.14%31.09%
57
Neutral
€1.46B11.1011.53%1.37%-2.88%24.77%
57
Neutral
€7.37B44.6814.23%2.23%3.06%47.94%
55
Neutral
€23.86B19.3817.55%4.10%-0.13%12.40%
* Industrials Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FR:AYV
Ayvens SA
11.25
2.88
34.44%
FR:DBG
Derichebourg
9.21
4.04
78.14%
FR:ELIS
Elis SA
23.70
1.02
4.52%
FR:SW
Sodexo SA
58.40
9.35
19.07%
FR:SPIE
SPIE SA
44.68
-0.87
-1.92%
FR:VIE
Veolia Environnement
32.56
5.72
21.33%

Ayvens SA Corporate Events

Ayvens Advances €450 Million Share Buyback, Retires 0.22% of Capital
Aug 17, 2026
Ayvens has launched an ordinary share buyback programme of up to EUR 450 million, aimed at cancelling the repurchased shares and conducted under EU market abuse regulations and shareholder authorisations granted in May 2026. As of 14 August 2026, ...
Ayvens Advances EUR 450 Million Share Buyback to Cancel Shares
Aug 10, 2026
Ayvens SA has launched an ordinary share buyback programme of up to EUR 450 million, with the explicit purpose of cancelling the repurchased shares to reduce its outstanding share capital. The programme has received all necessary regulatory and sh...
Ayvens begins €450 million share buyback for cancellation
Aug 3, 2026
Ayvens SA has launched an ordinary share buyback programme of up to EUR 450 million, aiming to cancel the repurchased shares in line with authorisations granted at its May 2026 shareholders’ meeting. The programme is conducted under EU marke...
Ayvens Boosts Margins and Capital Returns as Used‑Car Profits Normalize
Jul 30, 2026
Ayvens reported Q2 2026 net income of EUR 248 million, down 8.7% year‑on‑year, as the normalization of used car sales sharply reduced UCS results despite stronger leasing and services margins. Return on tangible equity remained robust ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 06, 2026