Ayvens SA (AYV) AI Stock Analysis

Ayvens SA

(Paris:AYV)

Select Model

Rating:57Neutral

Price Target:EUR 9.50▲(4.40% Upside)

Action:reiterated

Date:08/06/26

The score is primarily supported by attractive valuation (low P/E and high dividend yield), but is held back by financial risk factors—especially elevated leverage and persistently negative free cash flow. Technical signals are mixed, with neutral momentum and only modest longer-term trend support.

Positive Factors

Strong Revenue ExpansionMaterial revenue expansion in 2025 indicates that Ayvens is scaling its fleet-leasing and mobility activity rather than relying only on cost control. A larger operating base can support service investment, broaden customer coverage, and provide a stronger platform for earnings growth over the next several quarters.

Negative Factors

Elevated LeverageDebt-to-equity of roughly 3.3x leaves Ayvens more sensitive to weaker operating conditions and financing pressures. High leverage can constrain financial flexibility, increase earnings volatility, and reduce the capacity to fund strategic initiatives or absorb unexpected deterioration in fleet economics.

Ayvens SA (AYV) vs. iShares MSCI France ETF (EWQ)

Market Cap: EUR 7.13B
Dividend Yield: 10.78%
Average Volume (3M): 988.70K
Price to Earnings (P/E): 7.1
Beta (1Y): 1.05
Revenue Growth: -0.14%
EPS Growth: 31.09%
Country: France
Employees: 13,000
Sector: Industrials
Sector Strength: 63
Industry: Rental & Leasing Services

Ayvens SA Business Overview & Revenue Model

Company Description

Ayvens specializes in comprehensive vehicle leasing and fleet management services. Its extensive portfolio includes full-service leasing packages, robust fleet administration, externalized operational solutions, sale-and-leaseback arrangements, compl...

Ayvens SA Financial Statement Overview

Summary

Strong revenue growth and a profitability rebound in 2025 are positives, but they are offset by high leverage (debt-to-equity ~3.3x) and consistently negative free cash flow despite solid operating cash flow. Overall financial flexibility and cash conversion remain the key constraints.

Income Statement

62Positive

Balance Sheet

41Neutral

Cash Flow

38Negative

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	25.06B	24.95B	24.99B	18.65B	11.37B	10.44B
Gross Profit	3.60B	3.74B	3.16B	2.69B	2.20B	1.44B
EBITDA	11.26B	11.85B	11.27B	8.49B	5.53B	5.01B
Net Income	1.02B	995.80M	683.60M	837.60M	1.22B	873.00M
Balance Sheet
Total Assets	71.23B	70.85B	150.23B	70.26B	31.30B	26.99B
Cash, Cash Equivalents and Short-Term Investments	2.34B	2.48B	5.47B	4.84B	584.70M	533.40M
Total Debt	36.28B	36.64B	40.14B	37.88B	19.99B	18.64B
Total Liabilities	60.09B	59.81B	139.07B	58.91B	24.39B	22.15B
Stockholders Equity	11.12B	11.01B	11.13B	10.83B	6.88B	4.81B
Cash Flow
Free Cash Flow	-7.00B	-6.83B	-11.00B	-3.27B	-4.71B	-3.78B
Operating Cash Flow	9.56B	11.04B	10.80B	-2.99B	4.95B	5.08B
Investing Cash Flow	-12.04B	-9.18B	-2.04B	754.50M	-6.62B	-5.57B
Financing Cash Flow	-2.82B	-4.46B	2.23B	5.71B	1.97B	537.90M

Ayvens SA Technical Analysis

Technical Analysis SentimentNeutral

Last Price9.10

Price Trends

50DMA9.81Negative

100DMA10.57Negative

200DMA10.37Negative

Market Momentum

MACD-0.23Negative

RSI47.30Neutral

STOCH67.62Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:AYV, the sentiment is Neutral. The current price of 9.10 is above the 20-day moving average (MA) of 8.86, below the 50-day MA of 9.81, and below the 200-day MA of 10.37, indicating a neutral trend. The MACD of -0.23 indicates Negative momentum. The RSI at 47.30 is Neutral, neither overbought nor oversold. The STOCH value of 67.62 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:AYV.

Ayvens SA Peers Comparison

Overall Rating

UnderperformOutperform

Sector (63)

Financial Indicators

FR:AYV against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FR:VIE	71Outperform	EUR 24.16B	19.65	17.55%	4.54%	-0.13%	12.40%
FR:DBG	68Neutral	EUR 1.26B	9.55	11.53%	1.64%	-2.88%	24.77%
FR:SPIE	64Neutral	EUR 7.47B	43.24	14.23%	2.54%	3.06%	47.94%
Sector *	63Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
FR:ELIS	58Neutral	EUR 5.50B	13.99	10.37%	3.21%	5.15%	4.24%
FR:AYV	57Neutral	EUR 7.13B	7.11	9.21%	10.78%	-0.14%	31.09%
FR:SW	55Neutral	EUR 8.57B	28.17	8.26%	4.61%	-0.46%	-56.16%

* Industrials Sector Average

Performance Comparison

FR:AYV and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
FR:AYV	Ayvens SA	9.10	-0.92	-9.19%
FR:DBG	Derichebourg SA	7.92	2.12	36.61%
FR:ELIS	Elis Sa	23.08	-0.79	-3.32%
FR:SW	Sodexo	58.60	13.63	30.31%
FR:SPIE	SPIE SA	43.24	0.32	0.75%
FR:VIE	Veolia Environnement (UK)	33.01	5.59	20.38%

Ayvens SA Corporate Events

Ayvens Nears Halfway Mark in EUR 450 Million Share Buyback Programme

Oct 29, 2026

Ayvens has continued executing its EUR 450 million ordinary share buyback programme, launched in late July 2026 to cancel repurchased shares, after securing all necessary regulatory and shareholder authorisations. Between 19 and 23 October 2026, the...

Ayvens cushions used‑car slump with efficiency gains and strong capital

Oct 29, 2026

Ayvens reported third‑quarter 2026 net income group share of EUR 240 million, down 11.9% year on year, as a sharp deterioration in used‑car sales results and hyperinflation effects in Turkey offset stronger underlying margins and tight co...

Ayvens Advances EUR 450 Million Share Buyback, Cancelling 2.40% of Capital

Oct 21, 2026

Ayvens has been executing a share buyback programme of up to EUR 450 million, launched on 31 July 2026 with the aim of cancelling repurchased shares and operating under EU market abuse regulations and shareholder approvals. The programme is conducted...

Ayvens Advances EUR 450 Million Share Buyback, Cancels 2.07% of Capital

Oct 12, 2026

Ayvens SA has launched an ordinary share buyback programme of up to EUR 450 million, aimed at cancelling repurchased shares and executed under EU market abuse rules and shareholder authorisations granted in May 2026. The buyback is being conducted on...

Ayvens Advances EUR 450 Million Share Buyback, Reaching One-Third Completion

Oct 5, 2026

Ayvens is executing a EUR 450 million ordinary share buyback programme, launched at the end of July 2026 with the aim of cancelling the repurchased shares, under authorisations granted at its May 2026 shareholders’ meeting. The plan is being co...

Ayvens Advances EUR 450 Million Share Buyback, Cancels 1.43% of Capital

Sep 28, 2026

Ayvens has continued executing its EUR 450 million ordinary share buyback programme, launched in July 2026 to cancel repurchased shares, after securing all required regulatory and shareholder authorisations. Between 21 and 25 September 2026, the comp...

Ayvens Advances EUR 450 Million Share Buyback, Cancels Over 1% of Capital

Sep 23, 2026

Ayvens SA has continued executing its EUR 450 million share buyback programme, launched in late July 2026 to cancel repurchased shares under shareholder authorisations and EU market abuse regulations. Between 14 and 18 September 2026, the company bou...

Ayvens lifts 2029 targets with growth and efficiency plan

Sep 21, 2026

Ayvens has unveiled a 2029 strategic plan that raises key financial targets, including a Return on Tangible Equity of 14%–16%, a CET1 ratio around 12.5% and a lower cost‑to‑income ratio of about 49%, while increasing its dividend pa...

Ayvens Advances EUR 450 Million Share Buyback Programme

Sep 14, 2026

Ayvens SA has been executing an ordinary share buyback programme of up to EUR 450 million, aimed at cancelling repurchased shares and conducted under EU market abuse regulations and shareholder resolutions. The programme is carried out on platforms w...

Ayvens Advances EUR 450 Million Share Buyback to Boost Capital Efficiency

Sep 7, 2026

Ayvens SA has launched an ordinary share buyback programme of up to EUR 450 million, aimed at cancelling repurchased shares and executed under EU market abuse and buyback regulations. The programme follows authorisation granted by shareholders in May...

Ayvens Advances EUR 450 Million Share Buyback, Reaches 10.37% Completion

Sep 1, 2026

Ayvens has continued executing its EUR 450 million ordinary share buyback programme, initiated in late July 2026 to cancel repurchased shares and reduce its share capital. Conducted under EU market abuse regulations and shareholder-approved authorisa...

Ayvens advances EUR 450 million share buyback programme

Aug 24, 2026

Ayvens has launched a EUR 450 million ordinary share buyback programme aimed at cancelling repurchased shares, following authorisation from supervisory authorities and shareholder resolutions earlier this year. The programme, conducted on trading ven...

Ayvens Advances €450 Million Share Buyback, Retires 0.22% of Capital

Aug 17, 2026

Ayvens has launched an ordinary share buyback programme of up to EUR 450 million, aimed at cancelling the repurchased shares and conducted under EU market abuse regulations and shareholder authorisations granted in May 2026. As of 14 August 2026, the...

Ayvens Advances EUR 450 Million Share Buyback to Cancel Shares

Aug 10, 2026

Ayvens SA has launched an ordinary share buyback programme of up to EUR 450 million, with the explicit purpose of cancelling the repurchased shares to reduce its outstanding share capital. The programme has received all necessary regulatory and share...

Ayvens begins €450 million share buyback for cancellation

Aug 3, 2026

Ayvens SA has launched an ordinary share buyback programme of up to EUR 450 million, aiming to cancel the repurchased shares in line with authorisations granted at its May 2026 shareholders’ meeting. The programme is conducted under EU market a...

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Aug 06, 2026

Ayvens SA AI Stock Analysis