Want to see FR:ALLPL full AI Analyst Report?
Top Page
Lepermislibre SA
(ALLPL)
Select Model
Select Model
Rating:42Neutral
Price Target:
€0.06
▼(-21.43% Downside)
Action:Reiterated
Date:09/12/26
The score is primarily weighed down by weak financial performance (continued losses, declining revenue, negative equity, and persistent cash burn). Technicals add further pressure as the stock trades below all key moving averages with negative MACD and a sub-50 RSI. Valuation is constrained by a negative P/E (loss-making) and the absence of a dividend yield.
Positive Factors
Improved Gross Margin
Higher gross margin indicates some improvement in the economics of the company’s underlying services, potentially giving each unit of revenue more contribution. However, the benefit remains limited because the pack states that it has not yet translated into meaningful operating leverage or profitability.
Negative Factors
Persistent Losses and Revenue Decline
Persistent annual losses combined with a sharp 2025 revenue contraction indicate that the business is not currently converting its offering into sustainable earnings. Continued top-line deterioration can reduce operating leverage, constrain reinvestment, and make a durable recovery in profitability more difficult.
Read all positive and negative factors
Positive Factors
Negative Factors
Improved Gross Margin
Higher gross margin indicates some improvement in the economics of the company’s underlying services, potentially giving each unit of revenue more contribution. However, the benefit remains limited because the pack states that it has not yet translated into meaningful operating leverage or profitability.
Read all positive factors
Lepermislibre SA (ALLPL) vs. iShares MSCI France ETF (EWQ)
Market Cap
€1.45M
Dividend YieldN/A
Average Volume (3M)25.06K
Price to Earnings (P/E)―
Beta (1Y)2.05
Revenue GrowthN/A
EPS GrowthN/A
CountryFR
Employees19
SectorConsumer Cyclical
Sector Strength84
IndustryPersonal Products & Services
Share Statistics
EPS (TTM)-0.02
Shares Outstanding24,810,776
10 Day Avg. Volume32,410
30 Day Avg. Volume25,059
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)-0.42
Price to Sales (P/S)0.11
P/FCF Ratio-0.68
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)-0.02
Revenue Forecast (FY)€13.90M
Lepermislibre SA Business Overview & Revenue Model
Company Description
Lepermislibre Société anonyme operates an online driving school in France. It also offers insurance products, including automobile insurance and innovative insurance, such as insured license. The company was incorporated in 2014 and is headquarter...
How the Company Makes Money
null...
Lepermislibre SA Financial Statement Overview
Summary
Income Statement
28
Negative
Balance Sheet
18
Very Negative
Cash Flow
22
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 8.45M | 13.11M | 16.80M | 14.88M | 12.24M |
| Gross Profit | 1.71M | 2.05M | 2.70M | 14.87M | 12.24M |
| EBITDA | -1.50M | -2.17M | -3.82M | -4.55M | -574.36K |
| Net Income | -2.04M | -2.31M | -3.84M | -4.51M | -631.79K |
Balance Sheet | |||||
| Total Assets | 3.58M | 5.98M | 10.48M | 8.81M | 6.07M |
| Cash, Cash Equivalents and Short-Term Investments | 311.88K | 1.28M | 4.93M | 2.69M | 155.91K |
| Total Debt | 2.00M | 2.25M | 3.22M | 4.03M | 1.21M |
| Total Liabilities | 5.85M | 6.89M | 9.07M | 10.60M | 8.13M |
| Stockholders Equity | -2.26M | -905.33K | 1.41M | -1.79M | -2.07M |
Cash Flow | |||||
| Free Cash Flow | -1.39M | -2.43M | -3.60M | -4.68M | -1.42M |
| Operating Cash Flow | -1.29M | -2.31M | -3.48M | -4.51M | -1.38M |
| Investing Cash Flow | -105.13K | -183.28K | -341.80K | -319.99K | -39.13K |
| Financing Cash Flow | 422.94K | -1.13M | 6.03M | 7.49M | 152.30K |
Lepermislibre SA Technical Analysis
Negative
0.07
Price Trends
0.07
Negative
0.07
Negative
0.08
Negative
Market Momentum
>-0.01
Positive
41.72
Neutral
57.70
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:ALLPL, the sentiment is Negative. The current price of 0.07 is above the 20-day moving average (MA) of 0.07, above the 50-day MA of 0.07, and below the 200-day MA of 0.08, indicating a bearish trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 41.72 is Neutral, neither overbought nor oversold. The STOCH value of 57.70 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:ALLPL.
Lepermislibre SA Peers Comparison
UnderperformOutperform
Sector (61)
FR:ALLPL
Lepermislibre SA
0.06
-0.03
-33.72%
FR:ARAMI
Aramis Group SAS
3.25
-2.38
-42.27%
FR:ALBOU
Bourrelier Group SA
68.60
21.60
45.96%
FR:MLAA
L'Agence Automobiliere
2.40
1.30
118.18%
FR:MLARD
Les Motocycles Ardoin Saint Amand & Cie SA Class A
210.00
40.00
23.53%
FR:MLTRO
Troc de l'Ile SA
2.48
0.30
13.76%
Lepermislibre SA Corporate Events
Lepermislibre raises capital to accelerate phygital driving school rollout
Sep 9, 2026
Lepermislibre SA has launched a cash capital increase of about EUR 0.91 million, potentially rising to EUR 1.05 million, via a rights issue priced at EUR 0.055 per share and a 2-for-3 subscription ratio, with most of the issue already covered by s...
Lepermislibre Updates Share Capital and Voting Rights Amid Rapid Digital Growth
Sep 4, 2026
Lepermislibre, a Lyon-based online driving school listed on Euronext Growth Paris, operates a fully digital platform that connects candidates with more than 1,000 certified instructors for Highway Code and category B licence training. Its agile an...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.