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ACA Stock Chart & Stats
€19.00
€0.08(0.41%)
At close: 4:00 PM EDT
€19.00
€0.08(0.41%)
Day’s Range― - ―
52-Week Range€15.02 - €20.40
Previous CloseN/A
Volume775.30K
Average Volume (3M)5.20M
Market Cap
€46.11B
Enterprise Value€597.67B
Total Cash (Recent Filing)€150.27B
Total Debt (Recent Filing)€685.99B
Price to Earnings (P/E)7.5
Beta1.03
Next Earnings
Oct 30, 2026EPS Estimate
0.55Next Dividend Ex-DateN/A
Dividend Yield11.15%
Share Statistics
EPS (TTM)2.02
Shares Outstanding3,025,902,300
10 Day Avg. Volume6,687,221
30 Day Avg. Volume5,199,385
Financial Highlights & Ratios
PEG Ratio2.43
Price to Book (P/B)0.76
Price to Sales (P/S)0.47
P/FCF Ratio2.97
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€19.53Price Target Upside2.81% Upside
Rating ConsensusModerate Sell
Number of Analyst Covering3
EPS Forecast (FY)2.29
Revenue Forecast (FY)€28.59B
Bulls Say, Bears Say
Bulls Say
Diversified Revenue ModelCrédit Agricole’s broad mix of interest income, fees, insurance, asset management, corporate banking, and specialized finance reduces reliance on one activity. This diversification can support resilience across rate, credit, and market cycles while creating multiple avenues for recurring client-driven revenue.
Strong Revenue ExpansionStrong multi-year revenue expansion indicates that the group has been able to grow its earning base across its financial-services franchises. A larger revenue platform can improve operating scale, support investment in distribution and products, and provide a durable foundation for future profitability.
Steady Return On EquitySustained positive profitability and ROE of roughly 9–10% demonstrate that Crédit Agricole continues to generate returns from its capital base despite changing operating conditions. This consistency supports the quality of earnings and indicates an established franchise with ongoing income-generating capacity.
Bears Say
Rising LeverageThe sharp increase in debt-to-equity raises sensitivity to funding costs and asset-quality volatility. Higher leverage can reduce financial flexibility and make earnings more vulnerable when credit conditions weaken, limiting the group’s capacity to absorb stress or allocate capital aggressively.
Margin CompressionFalling net margins and lower year-over-year net income despite revenue growth suggest that additional scale is not currently translating proportionately into earnings. If this pattern persists, weaker earnings conversion could constrain capital generation and reduce the benefits of future top-line expansion.
Volatile Cash FlowThe wide swings in operating and free cash flow reduce confidence in the stability of internally generated cash. Although 2025 improved substantially, the inconsistent pattern indicates that balance-sheet and working-capital movements can materially affect funding capacity and make multi-period planning less predictable.
Credit Agricole News
ACA FAQ
What was Credit Agricole’s price range in the past 12 months?
Credit Agricole lowest stock price was €15.02 and its highest was €20.40 in the past 12 months.
What is Credit Agricole’s market cap?
Credit Agricole’s market cap is €46.11B.
When is Credit Agricole’s upcoming earnings report date?
Credit Agricole’s upcoming earnings report date is Oct 30, 2026 which is in 8 days.
How were Credit Agricole’s earnings last quarter?
Credit Agricole released its earnings results on Jul 31, 2026. The company reported €0.59 earnings per share for the quarter, missing the consensus estimate of €0.601 by -€0.011.
Is Credit Agricole overvalued?
According to Wall Street analysts Credit Agricole’s price is currently Undervalued.
Does Credit Agricole pay dividends?
Credit Agricole pays a Notavailable dividend of €0.57 which represents an annual dividend yield of 11.15%. See more information on Credit Agricole dividends here
What is Credit Agricole’s EPS estimate?
Credit Agricole’s EPS estimate is 0.55.
How many shares outstanding does Credit Agricole have?
Credit Agricole has 3,025,902,300 shares outstanding.
What happened to Credit Agricole’s price movement after its last earnings report?
Credit Agricole reported an EPS of €0.59 in its last earnings report, missing expectations of €0.601. Following the earnings report the stock price went up 2.609%.
Which hedge fund is a major shareholder of Credit Agricole?
Currently, no hedge funds are holding shares in FR:ACA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Credit Agricole
Crédit Agricole S.A. is a global financial institution offering a comprehensive suite of services, encompassing retail and corporate banking, insurance, and investment solutions. Its operations are structured across several key divisions: Asset Gathering, Large Customers, Specialised Financial Services, French Retail Banking via LCL, and International Retail Banking. The company delivers a wide array of banking and financial products, including various deposit accounts (savings, current), lending facilities, payment solutions, and cash flow management tools. It also provides consumer credit and a range of specialized financial services. In wealth management, it assists individual clients in managing, safeguarding, and transferring their assets, alongside offering broader asset management services. Its insurance portfolio includes coverage for savings and retirement, life and disability (including creditor and group schemes), and property and casualty. Crédit Agricole S.A. also extends financing for property and equipment investments, provides trade receivable financing and administration for businesses, and funds renewable energy and public infrastructure projects. Leasing services are also part of its offering. Its investment banking arm delivers structured finance, international trade finance, commercial banking, capital market activities, and syndication services. Furthermore, it offers extensive asset servicing, covering execution, clearing, foreign exchange, securities lending and borrowing, custody, depositary bank functions, fund administration, outsourced middle-office solutions, fund distribution support, and issuer services. The diverse client base spans individual consumers, corporate entities, financial institutions, government bodies, and local authorities. Established in 1894 and headquartered in Montrouge, France, Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boétie.
ACA Stock 12 Month Forecast
Average Price Target
€19.53
▲(2.81% Upside)
Technical Analysis
BNP Paribas
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CRCAM dlle-de France
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Caisse Regionale de Credit Agricole Mutuel Brie Picardie
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Societe Generale
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CFM Indosuez Wealth SA
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