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First Bancorp Inc [Me] (FNLC)
NASDAQ:FNLC
US Market
FNLC
First Bancorp
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First Bancorp (FNLC) Ratios

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First Bancorp Ratios

FNLC's free cash flow for Q2 2026 was $0.56. For the 2026 fiscal year, FNLC's free cash flow was decreased by $ and operating cash flow was $0.26. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.02 0.11 0.12 0.12 0.13
Quick Ratio
 0.02 0.11 0.12 0.12 0.13
Cash Ratio
 0.01 0.01 0.02 0.01 0.01
Solvency Ratio
 0.01 0.01 0.01 0.01 0.02
Operating Cash Flow Ratio
 0.01 0.01 <0.01 0.01 0.02
Short-Term Operating Cash Flow Coverage
 0.18 0.41 0.51 0.53 0.40
Net Current Asset Value
$ -2.87B$ -2.57B$ -2.57B$ -2.37B$ -2.19B
Leverage Ratios
Debt-to-Assets Ratio
 0.07 0.06 0.05 0.02 0.04
Debt-to-Equity Ratio
 0.73 0.66 0.58 0.29 0.45
Debt-to-Capital Ratio
 0.42 0.40 0.37 0.22 0.31
Long-Term Debt-to-Capital Ratio
 0.00 0.25 0.27 0.00 <0.01
Financial Leverage Ratio
 10.98 11.18 12.50 12.12 11.97
Debt Service Coverage Ratio
 0.12 0.21 0.21 0.24 0.34
Interest Coverage Ratio
 0.53 0.51 0.38 0.57 2.81
Debt to Market Cap
 0.54 0.64 0.48 0.22 0.32
Interest Debt Per Share
 26.28 24.44 20.92 12.04 11.01
Net Debt to EBITDA
 4.27 3.53 2.77 0.91 1.56
Profitability Margins
Gross Profit Margin
54.41%52.29%48.20%55.33%83.06%
EBIT Margin
23.76%23.61%19.70%24.86%43.11%
EBITDA Margin
24.71%24.86%21.03%26.33%44.92%
Operating Profit Margin
23.76%23.61%19.70%24.86%43.11%
Pretax Profit Margin
26.31%23.61%19.70%24.86%43.11%
Net Profit Margin
21.66%19.36%16.35%20.55%35.47%
Continuous Operations Profit Margin
21.66%19.36%16.35%20.55%35.47%
Net Income Per EBT
82.30%82.01%83.00%82.68%82.28%
EBT Per EBIT
110.73%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.18%1.09%0.86%1.00%1.42%
Return on Equity (ROE)
13.30%12.15%10.71%12.14%17.03%
Return on Capital Employed (ROCE)
12.87%10.25%8.56%12.87%18.45%
Return on Invested Capital (ROIC)
6.37%6.86%6.26%8.51%10.82%
Return on Tangible Assets
1.19%1.10%0.87%1.01%1.44%
Earnings Yield
9.65%11.74%8.95%9.50%11.91%
Efficiency Ratios
Receivables Turnover
 8.68 12.52 11.84 12.07 11.18
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 6.16 6.17 5.94 5.01 3.89
Asset Turnover
 0.05 0.06 0.05 0.05 0.04
Working Capital Turnover Ratio
 -0.12 -0.07 -0.07 -0.06 -0.06
Cash Conversion Cycle
 42.04 29.15 30.84 30.23 32.64
Days of Sales Outstanding
 42.04 29.15 30.84 30.23 32.64
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 42.04 29.15 30.84 30.23 32.64
Cash Flow Ratios
Operating Cash Flow Per Share
 3.45 3.41 2.36 3.35 3.77
Free Cash Flow Per Share
 3.22 3.12 2.22 3.11 3.64
CapEx Per Share
 0.22 0.29 0.13 0.24 0.13
Free Cash Flow to Operating Cash Flow
 0.94 0.91 0.94 0.93 0.97
Dividend Paid and CapEx Coverage Ratio
 2.01 1.93 1.51 2.05 2.55
Capital Expenditure Coverage Ratio
 15.62 11.74 17.66 14.01 29.35
Operating Cash Flow Coverage Ratio
 0.18 0.20 0.18 0.53 0.40
Operating Cash Flow to Sales Ratio
 0.22 0.21 0.16 0.26 0.37
Free Cash Flow Yield
9.00%11.81%8.13%11.03%12.16%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 10.35 8.53 11.16 10.53 8.39
Price-to-Sales (P/S) Ratio
 2.28 1.65 1.83 2.16 2.98
Price-to-Book (P/B) Ratio
 1.34 1.03 1.20 1.28 1.43
Price-to-Free Cash Flow (P/FCF) Ratio
 11.11 8.47 12.30 9.07 8.22
Price-to-Operating Cash Flow Ratio
 10.24 7.74 11.60 8.42 7.94
Price-to-Earnings Growth (PEG) Ratio
 0.40 0.32 -1.30 -0.42 1.16
Price-to-Fair Value
 1.34 1.03 1.20 1.28 1.43
Enterprise Value Multiple
 13.49 10.17 11.46 9.13 8.19
Enterprise Value
 582.12M 448.77M 398.81M 345.07M 404.34M
EV to EBITDA
 13.49 10.17 11.46 9.13 8.19
EV to Sales
 3.33 2.53 2.41 2.40 3.68
EV to Free Cash Flow
 16.26 12.97 16.23 10.06 10.16
EV to Operating Cash Flow
 15.22 11.87 15.31 9.35 9.81
Tangible Book Value Per Share
 23.63 22.80 20.07 19.29 18.14
Shareholders’ Equity Per Share
 26.39 25.56 22.85 22.07 20.94
Tax and Other Ratios
Effective Tax Rate
 0.18 0.18 0.17 0.17 0.18
Revenue Per Share
 15.72 16.04 14.97 13.04 10.05
Net Income Per Share
 3.41 3.11 2.45 2.68 3.57
Tax Burden
 0.82 0.82 0.83 0.83 0.82
Interest Burden
 1.11 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.23 0.20 0.16 0.17 0.22
Stock-Based Compensation to Revenue
 <0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
 1.01 1.10 0.96 1.25 1.06
Currency in USD