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Farmers & Merchants Bancorp (FMCB) Ratios
Farmers & Merchants Bancorp Ratios
FMCB's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, FMCB's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.04 | 0.19 | 0.17 | 0.18 | 0.23 |
| Quick Ratio | 0.04 | 0.19 | 0.17 | 0.18 | 0.23 |
| Cash Ratio | 0.03 | 0.05 | 0.09 | 0.12 | 0.15 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -4.86B | $ -3.92B | $ -3.97B | $ -3.97B | $ -3.61B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt-to-Equity Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Debt-to-Capital Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Long-Term Debt-to-Capital Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Financial Leverage Ratio | 8.81 | 9.37 | 9.66 | 10.98 | 11.18 |
| Debt Service Coverage Ratio | 1.60 | 1.40 | 2.37 | 16.02 | 15.92 |
| Interest Coverage Ratio | 2.13 | 1.87 | 3.04 | 20.61 | 20.39 |
| Debt to Market Cap | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Interest Debt Per Share | 101.85 | 103.45 | 64.28 | 19.48 | 18.54 |
| Net Debt to EBITDA | -1.02 | -1.62 | -3.36 | -5.66 | -7.75 |
| Profitability Margins | |||||
| Gross Profit Margin | 78.94% | 77.44% | 82.02% | 94.47% | 96.60% |
| EBIT Margin | 42.48% | 42.24% | 43.87% | 48.86% | 48.08% |
| EBITDA Margin | 43.49% | 43.25% | 44.80% | 50.05% | 49.51% |
| Operating Profit Margin | 42.48% | 42.24% | 43.87% | 48.86% | 48.08% |
| Pretax Profit Margin | 42.48% | 42.24% | 43.87% | 48.86% | 48.08% |
| Net Profit Margin | 30.88% | 30.56% | 33.24% | 36.78% | 36.11% |
| Continuous Operations Profit Margin | 30.88% | 30.56% | 33.24% | 36.78% | 36.11% |
| Net Income Per EBT | 72.69% | 72.36% | 75.77% | 75.28% | 75.11% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.65% | 1.65% | 1.66% | 1.41% | 1.28% |
| Return on Equity (ROE) | 14.50% | 15.44% | 16.06% | 15.47% | 14.32% |
| Return on Capital Employed (ROCE) | 18.08% | 18.22% | 20.81% | 20.12% | 18.65% |
| Return on Invested Capital (ROIC) | 13.14% | 13.18% | 15.77% | 15.15% | 14.01% |
| Return on Tangible Assets | 1.65% | 1.65% | 1.67% | 1.41% | 1.28% |
| Earnings Yield | 12.14% | 11.42% | 11.03% | 9.20% | 8.75% |
| Efficiency Ratios | |||||
| Receivables Turnover | 10.11 | 1.42 | 1.39 | 1.52 | 1.60 |
| Payables Turnover | 0.00 | 0.00 | 0.59 | 0.16 | 0.10 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 5.43 | 5.63 | 5.12 | 4.13 | 3.85 |
| Asset Turnover | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.07 | -0.07 | -0.07 | -0.05 | -0.06 |
| Cash Conversion Cycle | 36.12 | 256.93 | -353.75 | -2104.27 | -3520.90 |
| Days of Sales Outstanding | 36.12 | 256.93 | 263.30 | 240.00 | 228.62 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 617.05 | 2344.28 | 3749.52 |
| Operating Cycle | 36.12 | 256.93 | 263.30 | 240.00 | 228.62 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 150.22 | 141.93 | 123.26 | 130.87 | 75.94 |
| Free Cash Flow Per Share | 139.30 | 138.64 | 116.69 | 125.48 | 73.32 |
| Dividend Paid and CapEx Coverage Ratio | 4.86 | 6.73 | 5.23 | 6.10 | 4.24 |
| Capital Expenditure Coverage Ratio | 13.75 | 43.24 | 18.77 | 24.29 | 28.98 |
| Operating Cash Flow Coverage Ratio | 10.11 | 10.06 | 9.05 | 9.87 | 5.82 |
| Operating Cash Flow to Sales Ratio | 0.34 | 0.36 | 0.35 | 0.50 | 0.33 |
| Free Cash Flow Yield | 12.54% | 13.08% | 11.03% | 11.95% | 7.64% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 8.23 | 8.76 | 9.07 | 10.88 | 11.42 |
| Price-to-Sales (P/S) Ratio | 2.54 | 2.68 | 3.01 | 4.00 | 4.13 |
| Price-to-Book (P/B) Ratio | 1.19 | 1.35 | 1.46 | 1.68 | 1.64 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.98 | 7.65 | 9.06 | 8.37 | 13.09 |
| Price-to-Operating Cash Flow Ratio | 7.40 | 7.47 | 8.58 | 8.02 | 12.64 |
| Price-to-Earnings Growth (PEG) Ratio | 0.71 | 2.32 | 0.44 | 0.73 | 0.85 |
| Enterprise Value Multiple | 4.83 | 4.57 | 3.36 | 2.34 | 0.58 |
| Enterprise Value | 636.20M | 572.52M | 400.55M | 238.68M | 52.67M |
| EV to EBITDA | 4.83 | 4.57 | 3.36 | 2.34 | 0.58 |
| EV to Sales | 2.10 | 1.98 | 1.51 | 1.17 | 0.29 |
| EV to Free Cash Flow | 6.58 | 5.65 | 4.53 | 2.45 | 0.91 |
| EV to Operating Cash Flow | 6.11 | 5.52 | 4.29 | 2.35 | 0.88 |
| Tangible Book Value Per Share | 912.88 | 766.44 | 708.19 | 606.02 | 568.04 |
| Shareholders’ Equity Per Share | 930.69 | 784.05 | 725.91 | 624.01 | 586.51 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.27 | 0.28 | 0.24 | 0.25 | 0.25 |
| Revenue Per Share | 437.04 | 395.95 | 350.83 | 262.48 | 232.65 |
| Net Income Per Share | 134.96 | 121.02 | 116.61 | 96.55 | 84.01 |
| Tax Burden | 0.73 | 0.72 | 0.76 | 0.75 | 0.75 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.26 | 0.27 | 0.28 | 0.32 | 0.36 |
| Stock-Based Compensation to Revenue | 0.04 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.11 | 1.17 | 1.06 | 1.36 | 0.90 |
Currency in USD
