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Fifth Third Bancorp (FITB) Ratios
Fifth Third Bancorp Ratios
FITB's free cash flow for Q3 2026 was $0.00. For the 2026 fiscal year, FITB's free cash flow was increased by $0.00 and operating cash flow was $0.00. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.82 | 0.38 | 0.47 | 0.41 | 0.48 |
| Quick Ratio | 0.82 | 0.38 | 0.47 | 0.41 | 0.48 |
| Cash Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 |
| Solvency Ratio | 0.02 | 0.01 | 0.01 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.03 | 0.02 | 0.03 | 0.04 | 0.02 |
| Short-Term Operating Cash Flow Coverage | 4.87 | 0.61 | 1.48 | 1.31 | 3.28 |
| Net Current Asset Value | $ -49.15B | $ -127.68B | $ -114.75B | $ -121.31B | $ -106.99B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.07 | 0.09 | 0.09 | 0.09 | 0.06 |
| Debt-to-Equity Ratio | 0.67 | 0.97 | 1.01 | 1.07 | 0.57 |
| Debt-to-Capital Ratio | 0.40 | 0.49 | 0.50 | 0.52 | 0.36 |
| Long-Term Debt-to-Capital Ratio | 0.38 | 0.42 | 0.46 | 0.44 | 0.35 |
| Financial Leverage Ratio | 9.87 | 10.84 | 11.19 | 11.97 | 9.51 |
| Debt Service Coverage Ratio | 0.63 | 0.30 | 0.40 | 0.49 | 2.46 |
| Interest Coverage Ratio | 0.82 | 0.61 | 0.76 | 3.16 | 7.98 |
| Debt to Market Cap | 0.47 | 0.66 | 0.82 | 0.82 | 0.41 |
| Interest Debt Per Share | 27.75 | 34.84 | 34.15 | 28.44 | 18.64 |
| Net Debt to EBITDA | 2.93 | 4.68 | 4.72 | 4.29 | 2.50 |
| Profitability Margins | |||||
| Gross Profit Margin | 65.29% | 59.18% | 64.00% | 83.03% | 99.19% |
| EBIT Margin | 24.95% | 22.35% | 24.18% | 34.06% | 44.26% |
| EBITDA Margin | 29.26% | 26.14% | 27.92% | 38.87% | 48.65% |
| Operating Profit Margin | 24.95% | 22.35% | 24.18% | 34.06% | 44.26% |
| Pretax Profit Margin | 24.95% | 22.35% | 24.18% | 34.06% | 44.26% |
| Net Profit Margin | 19.61% | 17.73% | 19.01% | 26.94% | 34.86% |
| Continuous Operations Profit Margin | 19.61% | 17.73% | 19.01% | 26.94% | 34.86% |
| Net Income Per EBT | 78.60% | 79.36% | 78.61% | 79.08% | 78.76% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.18% | 1.09% | 1.09% | 1.18% | 1.31% |
| Return on Equity (ROE) | 11.61% | 11.78% | 12.25% | 14.12% | 12.47% |
| Return on Capital Employed (ROCE) | 8.12% | 7.11% | 7.01% | 7.96% | 8.58% |
| Return on Invested Capital (ROIC) | 8.90% | 5.07% | 5.14% | 5.59% | 6.63% |
| Return on Tangible Assets | 1.21% | 1.12% | 1.13% | 1.22% | 1.35% |
| Earnings Yield | 8.11% | 8.02% | 9.95% | 10.83% | 9.06% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.11 | 2.00 | 2.21 | 1.46 | 1.20 |
| Payables Turnover | 0.03 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 4.14 | 3.93 | 3.72 | 2.73 | 2.51 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.04 | 0.04 |
| Working Capital Turnover Ratio | -0.19 | -0.13 | -0.13 | -0.10 | -0.09 |
| Cash Conversion Cycle | -10626.92 | 182.46 | 165.20 | 250.35 | 303.87 |
| Days of Sales Outstanding | 3415.61 | 182.46 | 165.20 | 250.35 | 303.87 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 14042.53 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 3415.61 | 182.46 | 165.20 | 250.35 | 303.87 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 6.79 | 4.14 | 6.59 | 9.33 | 3.85 |
| Free Cash Flow Per Share | 5.73 | 3.53 | 5.84 | 8.34 | 3.41 |
| Dividend Paid and CapEx Coverage Ratio | 2.41 | 1.78 | 2.86 | 3.99 | 2.24 |
| Capital Expenditure Coverage Ratio | 6.37 | 6.82 | 8.74 | 9.38 | 8.75 |
| Operating Cash Flow Coverage Ratio | 0.31 | 0.15 | 0.23 | 0.35 | 0.21 |
| Operating Cash Flow to Sales Ratio | 0.35 | 0.22 | 0.36 | 0.71 | 0.34 |
| Free Cash Flow Yield | 12.23% | 8.36% | 16.92% | 25.42% | 7.83% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 13.19 | 13.38 | 10.05 | 9.24 | 11.04 |
| Price-to-Sales (P/S) Ratio | 2.42 | 2.21 | 1.91 | 2.49 | 3.85 |
| Price-to-Book (P/B) Ratio | 1.43 | 1.47 | 1.23 | 1.30 | 1.38 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.17 | 11.97 | 5.91 | 3.93 | 12.77 |
| Price-to-Operating Cash Flow Ratio | 6.89 | 10.21 | 5.23 | 3.51 | 11.31 |
| Price-to-Earnings Growth (PEG) Ratio | 1.07 | -6.17 | -2.26 | -0.87 | 0.10 |
| Enterprise Value Multiple | 11.19 | 13.13 | 11.56 | 10.69 | 10.41 |
| Enterprise Value | 42.12B | 44.80B | 39.89B | 37.74B | 40.23B |
| EV to EBITDA | 11.19 | 13.13 | 11.56 | 10.69 | 10.41 |
| EV to Sales | 3.27 | 3.43 | 3.23 | 4.16 | 5.06 |
| EV to Free Cash Flow | 11.07 | 18.59 | 9.99 | 6.57 | 16.80 |
| EV to Operating Cash Flow | 9.33 | 15.86 | 8.85 | 5.87 | 14.88 |
| Tangible Book Value Per Share | 25.15 | 18.96 | 18.11 | 15.24 | 23.38 |
| Shareholders’ Equity Per Share | 32.70 | 28.80 | 28.02 | 25.16 | 31.63 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.21 | 0.21 | 0.21 | 0.21 | 0.21 |
| Revenue Per Share | 19.37 | 19.13 | 18.06 | 13.19 | 11.32 |
| Net Income Per Share | 3.80 | 3.39 | 3.43 | 3.55 | 3.94 |
| Tax Burden | 0.79 | 0.79 | 0.79 | 0.79 | 0.79 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.29 | 0.24 | 0.24 | 0.31 | 0.36 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.02 | 0.02 |
| Income Quality | 1.79 | 1.22 | 1.92 | 2.63 | 0.98 |
Currency in USD