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Total Valuation
Financial Institutions has a market cap or net worth of $820.77M. The enterprise value is $1.03K.
Market Cap$820.77M
Enterprise Value$1.03K
Share Statistics
Financial Institutions has 19,706,360 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding19,706,360
Owned by Insiders2.44%
Owned by Institutions12.70%
Financial Efficiency
Financial Institutions’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 7.16%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)7.16%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee598.96K
Profits Per Employee118.65K
Employee Count631
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Financial Institutions is 10.1. Financial Institutions’s PEG ratio is -0.04.
PE Ratio10.1
PS Ratio1.66
PB Ratio1.00
Price to Fair Value1.00
Price to FCF47.27
Price to Operating Cash Flow13.34
PEG Ratio-0.04
Income Statement
In the last 12 months, Financial Institutions had revenue of 377.94M and earned 74.87M in profits. Earnings per share was 3.65.
Revenue377.94M
Gross Profit233.31M
Operating Income91.35M
Pretax Income91.35M
Net Income74.87M
EBITDA99.24M
Earnings Per Share (EPS)3.65
Cash Flow
In the last 12 months, operating cash flow was 60.87M and capital expenditures -4.63M, giving a free cash flow of 56.24M billion.
Operating Cash Flow60.87M
Free Cash Flow56.24M
Free Cash Flow per Share2.85
Dividends & Yields
Financial Institutions pays an annual dividend of $0.32, resulting in a dividend yield of 3.05%
Dividend Per Share$0.32
Dividend Yield3.05%
Payout Ratio31.27%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta1.00
52-Week Price Change72.99%
50-Day Moving Average38.94
200-Day Moving Average33.44
Relative Strength Index (RSI)57.40
Average Volume (3m)141.67K
Important Dates
Financial Institutions upcoming earnings date is Oct 22, 2026, After Close (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date―
Financial Position
Financial Institutions as a current ratio of 0.03, with Debt / Equity ratio of 45.22%
Current Ratio0.03
Quick Ratio0.03
Debt to Market Cap0.48
Net Debt to EBITDA2.27
Interest Coverage Ratio0.69
Taxes
In the past 12 months, Financial Institutions has paid 16.49M in taxes.
Income Tax16.49M
Effective Tax Rate0.18
Enterprise Valuation
Financial Institutions EV to EBITDA ratio is 8.59, with an EV/FCF ratio of 64.28.
EV to Sales2.25
EV to EBITDA8.59
EV to Free Cash Flow64.28
EV to Operating Cash Flow45.31
Balance Sheet
Financial Institutions has $59.55M in cash and marketable securities with $290.97M in debt, giving a net cash position of -$231.41M billion.
Cash & Marketable Securities$59.55M
Total Debt$290.97M
Net Cash-$231.41M
Net Cash Per Share-$11.74
Tangible Book Value Per Share$28.29
Margins
Gross margin is 57.94%, with operating margin of 24.17%, and net profit margin of 19.81%.
Gross Margin57.94%
Operating Margin24.17%
Pretax Margin24.17%
Net Profit Margin19.81%
EBITDA Margin26.26%
EBIT Margin24.17%
Analyst Forecast
The average price target for Financial Institutions is $45.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$45.00
Price Target Upside10.78% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast46.45%
EPS Growth Forecast―