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Total Valuation
FinWise has a market cap or net worth of $188.60M. The enterprise value is $210.07.
Market Cap$188.60M
Enterprise Value$210.07
Share Statistics
FinWise has 13,706,039 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding13,706,039
Owned by Insiders21.98%
Owned by Institutions4.11%
Financial Efficiency
FinWise’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 7.34%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)7.34%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee762.43K
Profits Per Employee81.27K
Employee Count198
Asset Turnover0.15
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of FinWise is 13.4. FinWise’s PEG ratio is 0.52.
PE Ratio13.4
PS Ratio1.52
PB Ratio1.19
Price to Fair Value1.19
Price to FCF-6.73
Price to Operating Cash Flow6.00
PEG Ratio0.52
Income Statement
In the last 12 months, FinWise had revenue of 150.96M and earned 16.09M in profits. Earnings per share was 1.25.
Revenue150.96M
Gross Profit92.09M
Operating Income21.76M
Pretax Income21.76M
Net Income16.09M
EBITDA26.62M
Earnings Per Share (EPS)1.25
Cash Flow
In the last 12 months, operating cash flow was 31.24M and capital expenditures 567.00K, giving a free cash flow of 31.83M billion.
Operating Cash Flow31.24M
Free Cash Flow31.83M
Free Cash Flow per Share2.32
Dividends & Yields
FinWise pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.62
52-Week Price Change-19.63%
50-Day Moving Average14.17
200-Day Moving Average16.33
Relative Strength Index (RSI)45.92
Average Volume (3m)16.72K
Important Dates
FinWise upcoming earnings date is Oct 22, 2026, After Close (Confirmed).
Last Earnings DateJul 29, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date―
Financial Position
FinWise as a current ratio of 0.22, with Debt / Equity ratio of 0.00%
Current Ratio0.22
Quick Ratio0.22
Debt to Market Cap0.00
Net Debt to EBITDA-5.97
Interest Coverage Ratio1.07
Taxes
In the past 12 months, FinWise has paid 5.67M in taxes.
Income Tax5.67M
Effective Tax Rate0.26
Enterprise Valuation
FinWise EV to EBITDA ratio is 2.67, with an EV/FCF ratio of -2.08.
EV to Sales0.47
EV to EBITDA2.67
EV to Free Cash Flow-2.08
EV to Operating Cash Flow-2.50
Balance Sheet
FinWise has $33.66M in cash and marketable securities with $0.00 in debt, giving a net cash position of $33.66M billion.
Cash & Marketable Securities$33.66M
Total Debt$0.00
Net Cash$33.66M
Net Cash Per Share$2.46
Tangible Book Value Per Share$15.06
Margins
Gross margin is 57.69%, with operating margin of 14.41%, and net profit margin of 10.66%.
Gross Margin57.69%
Operating Margin14.41%
Pretax Margin14.41%
Net Profit Margin10.66%
EBITDA Margin17.64%
EBIT Margin14.41%
Analyst Forecast
The average price target for FinWise is $18.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$18.00
Price Target Upside28.94% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast89.08%
EPS Growth Forecast-1.06%