First Farmers Financial(FFMR)
$37.73+0.48 (+1.28%)
FFMR
First Farmers Financial financials statements
$37.73
At close:+0.48 (+1.28%)
First Farmers Financial (FFMR) Ratios
10 Followers
First Farmers Financial Ratios
FFMR's free cash flow for Q2 2026 was $11.73M. For the 2026 fiscal year, FFMR's free cash flow was decreased by $-765.00K and operating cash flow was $12.50M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.05 | 0.06 | 0.35 | 0.25 | 0.32 |
| Quick Ratio | 1.05 | 0.06 | 0.35 | 0.25 | 0.32 |
| Cash Ratio | 0.86 | 0.05 | 0.03 | 0.04 | 0.10 |
| Solvency Ratio | 0.02 | 0.01 | 0.02 | 0.02 | 0.02 |
| Operating Cash Flow Ratio | 0.43 | 0.03 | 0.02 | 0.02 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 0.43 | 1.23 | 0.79 | 0.00 | 0.00 |
| Net Current Asset Value | $ -2.98B | $ -2.83B | $ -2.00B | $ -1.92B | $ -1.52B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.06 | 0.04 | 0.04 | 0.05 | 0.03 |
| Debt-to-Equity Ratio | 0.66 | 0.43 | 0.44 | 0.61 | 0.33 |
| Debt-to-Capital Ratio | 0.40 | 0.30 | 0.31 | 0.38 | 0.25 |
| Long-Term Debt-to-Capital Ratio | 0.19 | 0.20 | 0.17 | 0.38 | 0.25 |
| Financial Leverage Ratio | 10.74 | 11.88 | 11.58 | 11.79 | 10.05 |
| Debt Service Coverage Ratio | 0.25 | 0.27 | 0.42 | 3.34 | 5.04 |
| Interest Coverage Ratio | 0.82 | 0.54 | 0.97 | 3.83 | 5.67 |
| Debt to Market Cap | 0.44 | 0.25 | 0.20 | 0.33 | 0.21 |
| Interest Debt Per Share | 13.77 | 9.46 | 24.77 | 22.28 | 12.55 |
| Net Debt to EBITDA | 1.45 | -0.03 | 0.92 | 0.77 | -2.87 |
| Profitability Margins | |||||
| Gross Profit Margin | 60.93% | 49.86% | 64.14% | 84.09% | 84.30% |
| EBIT Margin | 29.01% | 20.93% | 32.06% | 42.26% | 40.55% |
| EBITDA Margin | 30.80% | 20.93% | 34.19% | 45.06% | 43.90% |
| Operating Profit Margin | 29.01% | 20.93% | 32.06% | 42.26% | 40.55% |
| Pretax Profit Margin | 29.01% | 20.63% | 32.06% | 42.26% | 40.55% |
| Net Profit Margin | 23.35% | 17.02% | 26.02% | 34.05% | 32.68% |
| Continuous Operations Profit Margin | 23.35% | 17.02% | 26.02% | 34.05% | 32.68% |
| Net Income Per EBT | 80.49% | 82.49% | 81.15% | 80.57% | 80.60% |
| EBT Per EBIT | 100.00% | 98.56% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 1.46% | 1.09% | 1.54% | 1.50% | 1.49% |
| Return on Equity (ROE) | 15.62% | 12.95% | 17.79% | 17.71% | 14.98% |
| Return on Capital Employed (ROCE) | 1.88% | 4.63% | 6.60% | 13.62% | 13.95% |
| Return on Invested Capital (ROIC) | 1.46% | 3.19% | 2.17% | 10.97% | 11.25% |
| Return on Tangible Assets | 1.46% | 1.09% | 1.54% | 1.51% | 1.50% |
| Earnings Yield | 10.54% | 7.53% | 8.27% | 9.64% | 9.37% |
| Efficiency Ratios | |||||
| Receivables Turnover | 8.17 | 0.00 | 4.92 | 3.66 | 3.40 |
| Payables Turnover | 0.00 | 0.00 | 2.00 | 0.59 | 0.83 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 7.64 | 8.34 | 6.98 | 5.51 | 5.35 |
| Asset Turnover | 0.06 | 0.06 | 0.06 | 0.04 | 0.05 |
| Working Capital Turnover Ratio | -0.20 | -0.12 | -0.11 | -0.08 | -0.09 |
| Cash Conversion Cycle | 44.67 | 0.00 | -107.96 | -518.91 | -331.32 |
| Days of Sales Outstanding | 44.67 | 0.00 | 74.24 | 99.68 | 107.34 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 182.19 | 618.59 | 438.66 |
| Operating Cycle | 44.67 | 0.00 | 74.24 | 99.68 | 107.34 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.77 | 2.93 | 6.74 | 7.70 | 9.50 |
| Free Cash Flow Per Share | 2.56 | 2.79 | 6.15 | 7.21 | 9.28 |
| Dividend Paid and CapEx Coverage Ratio | 3.18 | 3.75 | 2.72 | 3.63 | 6.01 |
| Capital Expenditure Coverage Ratio | 13.11 | 20.75 | 10.91 | 15.63 | 43.70 |
| Operating Cash Flow Coverage Ratio | 0.27 | 0.52 | 0.41 | 0.38 | 0.83 |
| Operating Cash Flow to Sales Ratio | 0.27 | 0.30 | 0.27 | 0.45 | 0.60 |
| Free Cash Flow Yield | 11.31% | 12.48% | 7.74% | 11.82% | 16.87% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 9.48 | 13.29 | 12.10 | 10.38 | 10.67 |
| Price-to-Sales (P/S) Ratio | 2.21 | 2.26 | 3.15 | 3.53 | 3.49 |
| Price-to-Book (P/B) Ratio | 1.48 | 1.72 | 2.15 | 1.84 | 1.60 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.85 | 8.01 | 12.92 | 8.46 | 5.93 |
| Price-to-Operating Cash Flow Ratio | 8.17 | 7.62 | 11.79 | 7.92 | 5.79 |
| Price-to-Earnings Growth (PEG) Ratio | 0.22 | -0.57 | 1.03 | 0.74 | 0.53 |
| Enterprise Value Multiple | 8.64 | 10.77 | 10.13 | 8.61 | 5.07 |
| Enterprise Value | 571.19M | 469.42M | 614.55M | 470.43M | 247.57M |
| EV to EBITDA | 8.64 | 10.77 | 10.13 | 8.61 | 5.07 |
| EV to Sales | 2.66 | 2.25 | 3.46 | 3.88 | 2.23 |
| EV to Free Cash Flow | 10.63 | 7.99 | 14.22 | 9.30 | 3.78 |
| EV to Operating Cash Flow | 9.82 | 7.60 | 12.97 | 8.70 | 3.70 |
| Tangible Book Value Per Share | 14.87 | 12.56 | 35.69 | 31.94 | 33.14 |
| Shareholders’ Equity Per Share | 15.29 | 12.97 | 36.93 | 33.20 | 34.42 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.20 | 0.18 | 0.19 | 0.19 | 0.19 |
| Revenue Per Share | 10.23 | 9.87 | 25.25 | 17.27 | 15.77 |
| Net Income Per Share | 2.39 | 1.68 | 6.57 | 5.88 | 5.15 |
| Tax Burden | 0.80 | 0.82 | 0.81 | 0.81 | 0.81 |
| Interest Burden | 1.00 | 0.99 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.19 | 0.25 | 0.19 | 0.26 | 0.27 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.16 | 1.74 | 1.03 | 1.31 | 1.86 |
Currency in USD
