Fifth District Bancorp, Inc. (FDSB) Ratios
Fifth District Bancorp, Inc. Ratios
FDSB's free cash flow for Q2 2026 was $1.16M. For the 2026 fiscal year, FDSB's free cash flow was increased by $301.00K and operating cash flow was $862.00K. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 |
|---|---|---|---|---|
| Liquidity Ratios | ||||
| Current Ratio | 0.02 | 0.10 | 0.23 | 0.25 |
| Quick Ratio | 0.02 | 0.10 | 0.23 | 0.25 |
| Cash Ratio | 0.01 | 0.10 | 0.05 | 0.05 |
| Solvency Ratio | 0.01 | -0.00 | 0.00 | 0.01 |
| Operating Cash Flow Ratio | 0.00 | -0.00 | 0.00 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.20 | 0.00 |
| Net Current Asset Value | $ -397.64M | $ -361.65M | $ -314.04M | $ -298.62M |
| Leverage Ratios | ||||
| Debt-to-Assets Ratio | 0.00 | 0.00 | 0.01 | 0.00 |
| Debt-to-Equity Ratio | 0.00 | 0.00 | 0.05 | 0.00 |
| Debt-to-Capital Ratio | 0.00 | 0.00 | 0.05 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 4.12 | 4.19 | 6.18 | 6.22 |
| Debt Service Coverage Ratio | 0.52 | -0.04 | 0.13 | 2.13 |
| Interest Coverage Ratio | 0.45 | -0.16 | 0.15 | 2.24 |
| Debt to Market Cap | 0.00 | 0.00 | 0.07 | 0.00 |
| Interest Debt Per Share | 1.79 | 1.80 | 1.86 | 0.29 |
| Net Debt to EBITDA | -1.03 | 51.10 | -10.24 | -4.88 |
| Profitability Margins | ||||
| Gross Profit Margin | 65.19% | 58.47% | 65.26% | 89.47% |
| EBIT Margin | 15.80% | -7.45% | 5.44% | 23.60% |
| EBITDA Margin | 18.33% | -3.85% | 8.59% | 27.07% |
| Operating Profit Margin | 15.80% | -7.45% | 5.44% | 23.60% |
| Pretax Profit Margin | 15.80% | -7.45% | 5.44% | 23.60% |
| Net Profit Margin | 15.43% | -5.59% | 4.58% | 18.96% |
| Continuous Operations Profit Margin | 15.43% | -5.59% | 4.58% | 18.96% |
| Net Income Per EBT | 97.68% | 75.07% | 84.25% | 80.33% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.76% | -0.20% | 0.17% | 0.61% |
| Return on Equity (ROE) | 3.15% | -0.86% | 1.02% | 3.83% |
| Return on Capital Employed (ROCE) | 2.96% | -1.06% | 1.09% | 4.29% |
| Return on Invested Capital (ROIC) | 2.89% | -0.79% | 0.88% | 3.44% |
| Return on Tangible Assets | 0.76% | -0.20% | 0.17% | 0.61% |
| Earnings Yield | 5.30% | -1.67% | 1.40% | 5.11% |
| Efficiency Ratios | ||||
| Receivables Turnover | 13.25 | 9.81 | 9.90 | 8.68 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 2.28 | 1.62 | 1.39 | 1.38 |
| Asset Turnover | 0.05 | 0.04 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.07 | -0.06 | -0.06 | 0.00 |
| Cash Conversion Cycle | 27.55 | 37.22 | 36.88 | 42.06 |
| Days of Sales Outstanding | 27.55 | 37.22 | 36.88 | 42.06 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 27.55 | 37.22 | 36.88 | 42.06 |
| Cash Flow Ratios | ||||
| Operating Cash Flow Per Share | 0.26 | -0.21 | 0.14 | 0.71 |
| Free Cash Flow Per Share | 0.18 | -0.31 | -0.20 | 0.52 |
| Dividend Paid and CapEx Coverage Ratio | 3.45 | -2.07 | 0.42 | 3.72 |
| Capital Expenditure Coverage Ratio | 3.45 | -2.07 | 0.42 | 3.72 |
| Operating Cash Flow Coverage Ratio | 0.00 | 0.00 | 0.20 | 0.00 |
| Operating Cash Flow to Sales Ratio | 0.05 | -0.05 | 0.05 | 0.26 |
| Free Cash Flow Yield | 1.22% | -2.42% | -1.95% | 5.09% |
| Valuation Ratios | ||||
| Price-to-Earnings (P/E) Ratio | 18.99 | -60.10 | 71.50 | 19.58 |
| Price-to-Sales (P/S) Ratio | 2.91 | 3.35 | 3.28 | 3.71 |
| Price-to-Book (P/B) Ratio | 0.59 | 0.51 | 0.73 | 0.75 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 81.93 | -41.35 | -51.25 | 19.63 |
| Price-to-Operating Cash Flow Ratio | 58.20 | -61.36 | 71.63 | 14.35 |
| Price-to-Earnings Growth (PEG) Ratio | -0.04 | 0.24 | -0.98 | 0.00 |
| Enterprise Value Multiple | 14.86 | -36.07 | 27.90 | 8.83 |
| Enterprise Value | 72.18M | 26.76M | 41.68M | 36.70M |
| EV to EBITDA | 14.86 | -36.07 | 27.90 | 8.83 |
| EV to Sales | 2.73 | 1.39 | 2.40 | 2.39 |
| EV to Free Cash Flow | 76.63 | -17.11 | -37.48 | 12.64 |
| EV to Operating Cash Flow | 54.44 | -25.39 | 52.39 | 9.24 |
| Tangible Book Value Per Share | 25.22 | 24.54 | 13.99 | 13.68 |
| Shareholders’ Equity Per Share | 25.22 | 24.54 | 13.99 | 13.68 |
| Tax and Other Ratios | ||||
| Effective Tax Rate | 0.02 | 0.25 | 0.16 | 0.20 |
| Revenue Per Share | 5.15 | 3.76 | 3.13 | 2.76 |
| Net Income Per Share | 0.79 | -0.21 | 0.14 | 0.52 |
| Tax Burden | 0.98 | 0.75 | 0.84 | 0.80 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.31 | 0.38 | 0.38 | 0.42 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.00 | 0.00 |
| Income Quality | 0.32 | 0.98 | 1.00 | 1.36 |
Currency in USD