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FDCTech (FDCT)
OTHER OTC:FDCT
US Market
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FDCTech (FDCT) AI Stock Analysis

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FDCT

FDCTech

(OTC:FDCT)

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Neutral 61 (OpenAI - Gpt-5.6Sol)
Rating:61Neutral
Price Target:
$2.00
▼(-46.67% Downside)
Action:Reiterated
Date:08/18/26
The score is anchored by solid reported profitability and low leverage, but it is materially held back by deeply negative operating/free cash flow and clear technical weakness (below major moving averages with negative momentum). A very low P/E provides valuation support but does not offset the cash-flow risk.
Positive Factors
Revenue Growth
Strong revenue expansion indicates increasing adoption of FDCTech’s digital banking and payments offerings. Sustained customer and transaction growth could improve operating leverage and support continued business scaling over the next several quarters.
Negative Factors
Negative Cash Generation
Persistent negative operating and free cash flow despite reported profitability signals a material earnings-to-cash mismatch. If this continues, FDCTech may need external funding or working-capital improvements, increasing execution and liquidity risk.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue Growth
Strong revenue expansion indicates increasing adoption of FDCTech’s digital banking and payments offerings. Sustained customer and transaction growth could improve operating leverage and support continued business scaling over the next several quarters.
Read all positive factors

FDCTech (FDCT) vs. SPDR S&P 500 ETF (SPY)

FDCTech Business Overview & Revenue Model

Company Description
FDCTech, Inc. operates as a technology and software development firm, with a primary focus on the digital asset and cryptocurrency industry. The company's key offering is the Condor Pro Multi-Asset Trading Platform, a commercial solution tailored ...
How the Company Makes Money
FDCTech generates revenue primarily by providing technology platforms and related services to customers in financial services and payments. Its core revenue model is based on fees charged for (1) software/platform access and usage (e.g., subscript...

FDCTech Financial Statement Overview

Summary
Reported profitability is strong (high gross profitability ~63% and ~28% operating/net margins) and leverage is conservative (low debt-to-equity ~0.10), but persistent deeply negative operating and free cash flow (around -$59M TTM) signals a major earnings-to-cash mismatch and elevates liquidity/funding risk.
Income Statement
82
Very Positive
Balance Sheet
74
Positive
Cash Flow
28
Negative
BreakdownTTMMar 2026Mar 2025Dec 2023Mar 2023Dec 2021
Income Statement
Total Revenue56.23M34.96M26.94M12.75M6.45M457.66K
Gross Profit37.47M19.14M12.04M6.25M1.02M42.28K
EBITDA20.20M6.23M893.90K1.81M-835.52K-1.45M
Net Income20.68M5.78M80.03K1.57M-1.07M-1.74M
Balance Sheet
Total Assets55.09M63.77M41.84M47.54M2.92M3.89M
Cash, Cash Equivalents and Short-Term Investments18.18M17.67M24.78M31.32M264.83K93.55K
Total Debt779.92K3.10M1.37M593.77K768.70K238.80K
Total Liabilities15.78M41.36M27.39M34.49M1.31M961.46K
Stockholders Equity39.31M22.38M14.43M13.01M1.55M1.63M
Cash Flow
Free Cash Flow-59.18M-40.98M-7.24M20.63M-785.88K-2.92M
Operating Cash Flow-59.16M-40.98M-7.24M20.98M-516.05K-2.63M
Investing Cash Flow-152.18K11.67M444.73K1.16M-251.58K1.06M
Financing Cash Flow63.88M21.17M255.73K8.91M937.48K1.64M

FDCTech Technical Analysis

Technical Analysis Sentiment
Negative
Last Price3.75
Price Trends
50DMA
3.85
Negative
100DMA
4.01
Negative
200DMA
4.38
Negative
Market Momentum
MACD
-0.31
Positive
RSI
36.59
Neutral
STOCH
31.83
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FDCT, the sentiment is Negative. The current price of 3.75 is above the 20-day moving average (MA) of 3.41, below the 50-day MA of 3.85, and below the 200-day MA of 4.38, indicating a bearish trend. The MACD of -0.31 indicates Positive momentum. The RSI at 36.59 is Neutral, neither overbought nor oversold. The STOCH value of 31.83 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FDCT.

FDCTech Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
61
Neutral
$7.49M0.6351.85%117.55%12070.00%
58
Neutral
$39.36M1.2633.24%27.49%111.47%762.68%
55
Neutral
$3.58M-4.48-6.50%36.02%-215.56%
38
Underperform
$42.08M-0.9621.74%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FDCT
FDCTech
1.95
-6.85
-77.84%
COHN
Cohen & Company
12.21
1.96
19.15%
ABTS
Abits Group
1.16
-2.89
-71.36%
ARBK
Argo Blockchain
2.85
-58.82
-95.38%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 18, 2026