FDCTech (FDCT) AI Stock Analysis

• Market Cap: $25.19M
• Dividend Yield: N/A
• Average Volume (3M): 191.77K
• Price to Earnings (P/E): 180.0
• Beta (1Y): -18.35
• Revenue Growth: 17.77%
• EPS Growth: -100.00%
• Country: US
• Employees: N/A
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Capital Markets
• EPS (TTM): >-0.01
• Shares Outstanding: 422,584,720
• 10 Day Avg. Volume: 86,761
• 30 Day Avg. Volume: 191,773
• PEG Ratio: -0.06
• Price to Book (P/B): 0.03
• Price to Sales (P/S): 0.02
• P/FCF Ratio: -0.06
• Enterprise Value/Market Cap: -0.19
• Enterprise Value/Revenue: -0.16
• Enterprise Value/Gross Profit: -0.32
• Enterprise Value/Ebitda: -6.51
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 58 Neutral
• Price Target: $0.00 ▼(-100.00% Downside)

FDCTech's overall stock score reflects strong revenue growth and positive corporate events, which are offset by significant challenges in profitability and cash flow. The technical analysis provides a neutral outlook, while valuation metrics highlight the need for improved earnings. The company's strategic initiatives could enhance its competitive position, but operational efficiency and profitability improvements are essential for a higher score.

FDCTech Business Overview & Revenue Model

Company Description

FDCTech (FDCT) is a leading technology company specializing in innovative software solutions and IT services tailored for various industries, including finance, healthcare, and telecommunications. The company focuses on developing cutting-edge applications, cloud computing services, and cybersecurity solutions that enhance operational efficiency and security for its clients. With a commitment to leveraging advanced technologies like artificial intelligence and machine learning, FDCT aims to empower businesses to adapt to the rapidly changing digital landscape.

How the Company Makes Money

FDCTech generates revenue through multiple streams, primarily from software licensing, subscription-based services, and customized IT solutions for enterprise clients. The company offers tiered pricing models for its software products, allowing clients to choose plans that best fit their operational needs. Additionally, FDCT earns revenue from consulting services, where it provides strategic advice and technical expertise to optimize IT infrastructure and integrate new technologies. Significant partnerships with major cloud service providers and technology firms enhance FDCT’s offerings, leading to increased sales and market penetration. Furthermore, maintenance and support contracts contribute to recurring revenue, ensuring a steady income stream as clients rely on FDCT for ongoing service and updates.

FDCTech Financial Statement Overview

Summary

FDCTech has demonstrated strong revenue growth, but profitability and cash flow remain significant challenges. The company maintains a stable capital structure with low leverage, yet negative returns on equity indicate a need for improved operational efficiency. Strengthening profitability and cash management are crucial for long-term financial health.

Income Statement

FDCTech's revenue growth is impressive, with a significant increase over the past years, notably from $457,661 in 2021 to $30,679,751 in TTM. However, profitability remains a challenge as evidenced by negative EBIT and net income margins. While the gross profit margin for TTM is decent at approximately 48.53%, the net profit margin is negative, highlighting ongoing operational inefficiencies. Continued focus on cost management could improve profitability.

Balance Sheet

The balance sheet shows a moderate debt-to-equity ratio of approximately 0.057 during TTM, indicating low leverage. However, the return on equity is negative due to net losses. The equity ratio stands at roughly 34.11%, suggesting a reasonable level of equity financing. Overall, while the capital structure is stable, the company needs to address profitability issues to enhance equity returns.

Cash Flow

Cash flows are concerning, with negative operating and free cash flows in TTM, indicating cash burn. The operating cash flow to net income ratio is negative, reflecting operational challenges. The free cash flow to net income ratio is also negative, highlighting liquidity issues. Improvement in cash management and operational efficiency is needed to stabilize cash flows.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	29.99M	26.94M	12.75M	6.45M	457.66K	215.41K
Gross Profit	14.97M	12.04M	6.25M	1.02M	42.28K	-36.55K
EBITDA	727.86K	893.90K	1.81M	-835.52K	-1.45M	-142.67K
Net Income	-27.39K	80.03K	1.57M	-1.10M	-1.76M	-526.42K
Balance Sheet
Total Assets	47.52M	41.84M	47.54M	2.92M	3.89M	699.21K
Cash, Cash Equivalents and Short-Term Investments	26.20M	24.78M	31.32M	264.83K	93.55K	22.47K
Total Debt	1.45M	2.31M	626.83K	768.70K	229.58K	1.23M
Total Liabilities	31.28M	27.39M	34.49M	1.31M	961.46K	1.74M
Stockholders Equity	16.20M	14.43M	13.01M	1.41M	1.63M	-1.04M
Cash Flow
Free Cash Flow	-10.72M	-7.24M	20.63M	-737.96K	-2.92M	-208.51K
Operating Cash Flow	-10.64M	-7.24M	20.98M	-468.13K	-2.63M	-13.85K
Investing Cash Flow	1.51M	444.73K	1.16M	-269.83K	1.06M	-194.66K
Financing Cash Flow	3.53M	255.73K	8.91M	909.24K	1.64M	203.09K

FDCTech Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.07
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FDCT, the sentiment is Negative. The current price of 0.07 is above the 20-day moving average (MA) of 0.07, below the 50-day MA of 0.08, and above the 200-day MA of 0.05, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 44.88 is Neutral, neither overbought nor oversold. The STOCH value of 44.05 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FDCT.

FDCTech Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
BTBT	62 Neutral	$1.36B	―	-11.34%	―	14.65%	-240.80%
FDCT	58 Neutral	$25.19M	180.00	-0.18%	―	17.77%	-100.00%
MIGI	45 Neutral	$35.02M	―	―	―	-11.36%	64.27%
GREE	41 Neutral	$34.17M	―	―	―	-18.74%	39.95%
ABTC	41 Neutral	$4.31B	―	―	―	―	―
ARBK	37 Underperform	$35.65M	―	―	―	-13.86%	-32.19%

FDCTech Corporate Events

FDCTech Announces Intent to Acquire Xoala

On August 6, 2025, FDCTech, Inc. announced a non-binding Letter of Intent to acquire Steven AB, trading as Xoala, a Swedish company authorized as an Electronic Money Institution. This strategic move is aimed at expanding FDCTech’s financial services across Europe and the UK, positioning it as a vertically integrated global trading and payments group. The acquisition, valued at $6,750,000, will provide FDCTech with a strong European payments infrastructure, allowing it to offer a comprehensive trading-to-payments solution. This expansion is expected to enhance the company’s high-margin fee income streams and reduce its reliance on trading commissions, thereby strengthening its competitive position in the fintech industry.