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Net Income By Segment
Displays the profit remaining after all expenses and taxes, broken down by segment. This helps assess which parts of the business are most successful and contribute most to the bottom line.
Mortgage net income swung from multi‑quarter weakness into a steady tailwind beginning in 2024, powering much of the company’s earnings recovery while investment‑advisory fees have climbed consistently—evidence management is diversifying away from pure lending. Commercial & retail normalized after the 2023 trough, but Corporate jumped in 2025–26, raising the question of one‑time gains versus durable improvement. At the same time intersegment eliminations have widened significantly and a new government‑guaranteed lending item appears in 2026; watch sustainability of mortgage/corporate gains and whether eliminations compress consolidated upside.
FCCO Net Income By Segment
| Date | Commercial & Retail Banking | Mortgage Banking | Investment Advisory & Non-Deposit | Corporate | Eliminations | Government Guaranteed Lending |
|---|---|---|---|---|---|---|
| Jun 30, 2026 | $4.80M | $1.61M | $939.00K | $1.49M | -$2.11M | $872.00K |
| Mar 31, 2026 | $3.33M | $1.31M | $882.00K | $1.54M | -$2.12M | $556.00K |
| Dec 31, 2025 | $3.41M | $1.35M | $893.00K | $1.04M | -$1.87M | $0.00 |
| Sep 30, 2025 | $3.63M | $1.32M | $734.00K | $1.37M | -$1.86M | $0.00 |
| Jun 30, 2025 | $3.98M | $1.07M | $641.00K | $1.29M | -$1.79M | $0.00 |
| Mar 31, 2025 | $2.92M | $1.13M | $646.00K | $728.00K | -$1.42M | $0.00 |
| Dec 31, 2024 | $3.04M | $1.02M | $686.00K | $932.00K | -$1.45M | $0.00 |
| Sep 30, 2024 | $3.14M | $708.00K | $535.00K | $921.00K | -$1.44M | $0.00 |
| Jun 30, 2024 | $2.73M | $592.00K | $494.00K | $816.00K | -$1.37M | $0.00 |
| Mar 31, 2024 | $2.32M | $343.00K | $434.00K | $869.00K | -$1.37M | $0.00 |
| Dec 31, 2023 | $3.20M | $252.00K | $374.00K | $838.00K | -$1.37M | $0.00 |
| Sep 30, 2023 | $1.74M | $129.00K | $391.00K | $850.00K | -$1.35M | $0.00 |
| Jun 30, 2023 | $3.58M | -$71.00K | $318.00K | $828.00K | -$1.33M | $0.00 |
| Mar 31, 2023 | $3.81M | -$178.00K | $316.00K | $831.00K | -$1.31M | $0.00 |
| Dec 31, 2022 | $4.08M | $9000.00 | $335.00K | $808.00K | -$1.19M | $0.00 |
| Sep 30, 2022 | $4.33M | -$294.00K | $328.00K | $703.00K | -$1.12M | $0.00 |
| Jun 30, 2022 | $2.98M | -$1000.00 | $420.00K | $815.00K | -$1.08M | $0.00 |
| Mar 31, 2022 | $3.25M | $25.00K | $435.00K | $856.00K | -$1.08M | $0.00 |
| Dec 31, 2021 | $3.64M | $42.00K | $463.00K | $783.00K | -$1.00M | $0.00 |
| Sep 30, 2021 | $4.30M | $249.00K | $418.00K | $791.00K | -$1.01M | $0.00 |
| Jun 30, 2021 | $3.30M | $174.00K | $361.00K | $717.00K | -$1.00M | $0.00 |
| Mar 31, 2021 | $3.01M | $168.00K | $293.00K | $788.00K | -$1.00M | $0.00 |