First American Financial(FAF)
$66.97-0.66 (-0.98%)
FAF
First American Financial financials statements
$66.97
At close:-0.66 (-0.98%)
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First American Financial (FAF) Ratios
394 Followers
First American Financial Ratios
FAF's free cash flow for Q3 2026 was $196.60M. For the 2026 fiscal year, FAF's free cash flow was decreased by $-41.40M and operating cash flow was $238.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 0.32 | 0.00 | 39.58 | 3.68 |
| Quick Ratio | 0.00 | 0.32 | 0.00 | 6.38 | 7.47 |
| Cash Ratio | 0.00 | 0.26 | 0.00 | 4.74 | 1.96 |
| Solvency Ratio | 0.08 | 0.03 | 0.03 | 0.03 | 0.13 |
| Operating Cash Flow Ratio | 0.00 | 0.13 | 0.00 | 3.02 | 1.95 |
| Short-Term Operating Cash Flow Coverage | 11.69 | 1.39 | 0.42 | 2.27 | 2.27 |
| Net Current Asset Value | $ -9.34B | $ -7.74B | $ -11.94B | $ -4.74B | $ -8.38B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.12 | 0.16 | 0.13 | 0.10 | 0.15 |
| Debt-to-Equity Ratio | 0.35 | 0.49 | 0.45 | 0.41 | 0.43 |
| Debt-to-Capital Ratio | 0.26 | 0.33 | 0.31 | 0.29 | 0.30 |
| Long-Term Debt-to-Capital Ratio | 0.23 | 0.24 | 0.18 | 0.23 | 0.22 |
| Financial Leverage Ratio | 2.95 | 3.04 | 3.47 | 4.21 | 2.86 |
| Debt Service Coverage Ratio | 4.19 | 0.62 | 0.54 | 1.21 | 2.42 |
| Interest Coverage Ratio | 5.26 | 1.11 | 2.07 | 3.50 | 22.67 |
| Debt to Market Cap | 0.28 | 0.34 | 0.29 | 0.31 | 0.25 |
| Interest Debt Per Share | 19.97 | 24.73 | 22.30 | 18.77 | 22.81 |
| Net Debt to EBITDA | 0.43 | 1.18 | -2.46 | 1.18 | 0.66 |
| Profitability Margins | |||||
| Gross Profit Margin | 95.61% | 61.37% | 61.85% | 56.34% | 61.20% |
| EBIT Margin | 13.21% | 5.15% | 6.78% | 5.51% | 18.60% |
| EBITDA Margin | 16.11% | 8.53% | 9.93% | 7.72% | 20.32% |
| Operating Profit Margin | 11.10% | 2.70% | 4.57% | 4.29% | 17.81% |
| Pretax Profit Margin | 11.10% | 2.70% | 4.57% | 4.29% | 17.81% |
| Net Profit Margin | 8.35% | 2.14% | 3.61% | 3.46% | 13.47% |
| Continuous Operations Profit Margin | 8.40% | 2.17% | 3.59% | 3.49% | 13.56% |
| Net Income Per EBT | 75.26% | 79.26% | 79.01% | 80.75% | 75.62% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 3.83% | 0.88% | 1.29% | 1.34% | 7.54% |
| Return on Equity (ROE) | 11.31% | 2.67% | 4.47% | 5.64% | 21.52% |
| Return on Capital Employed (ROCE) | 5.09% | 2.09% | 1.63% | 1.68% | 10.36% |
| Return on Invested Capital (ROIC) | 18.45% | 1.55% | 25.25% | 2.16% | 8.16% |
| Return on Tangible Assets | 4.35% | 1.07% | 1.53% | 1.49% | 8.47% |
| Earnings Yield | 9.80% | 2.02% | 3.23% | 4.70% | 14.29% |
| Efficiency Ratios | |||||
| Receivables Turnover | 17.21 | 14.04 | 10.25 | 19.52 | 20.89 |
| Payables Turnover | 6.85 | 35.45 | 36.15 | 65.02 | 41.10 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.39 | -1.51 |
| Fixed Asset Turnover | 6.73 | 6.38 | 6.13 | 8.58 | 12.20 |
| Asset Turnover | 0.46 | 0.41 | 0.36 | 0.39 | 0.56 |
| Working Capital Turnover Ratio | -4.40 | -1.24 | 1.21 | 1.31 | 10.98 |
| Cash Conversion Cycle | -32.10 | 15.71 | 25.51 | 955.75 | -232.85 |
| Days of Sales Outstanding | 21.21 | 26.01 | 35.60 | 18.70 | 17.47 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 942.66 | -241.44 |
| Days of Payables Outstanding | 53.31 | 10.30 | 10.10 | 5.61 | 8.88 |
| Operating Cycle | 21.21 | 26.01 | 35.60 | 961.36 | -223.97 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 9.20 | 8.64 | 3.40 | 7.29 | 10.99 |
| Free Cash Flow Per Share | 7.38 | 6.54 | 0.87 | 4.86 | 9.54 |
| Dividend Paid and CapEx Coverage Ratio | 2.31 | 2.04 | 0.74 | 1.64 | 3.27 |
| Capital Expenditure Coverage Ratio | 5.05 | 4.11 | 1.35 | 3.00 | 7.60 |
| Operating Cash Flow Coverage Ratio | 0.50 | 0.37 | 0.16 | 0.41 | 0.50 |
| Operating Cash Flow to Sales Ratio | 0.13 | 0.15 | 0.06 | 0.10 | 0.13 |
| Free Cash Flow Yield | 12.01% | 10.47% | 1.35% | 9.29% | 12.20% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.21 | 49.56 | 31.00 | 21.29 | 7.00 |
| Price-to-Sales (P/S) Ratio | 0.85 | 1.06 | 1.12 | 0.74 | 0.94 |
| Price-to-Book (P/B) Ratio | 1.15 | 1.32 | 1.39 | 1.20 | 1.51 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 8.32 | 9.55 | 73.94 | 10.77 | 8.20 |
| Price-to-Operating Cash Flow Ratio | 6.68 | 7.23 | 18.97 | 7.18 | 7.12 |
| Price-to-Earnings Growth (PEG) Ratio | 0.03 | -1.26 | -2.01 | -0.27 | 0.09 |
| Enterprise Value Multiple | 5.72 | 13.60 | 8.82 | 10.73 | 5.30 |
| Enterprise Value | 6.87B | 7.10B | 5.25B | 6.29B | 9.92B |
| EV to EBITDA | 5.72 | 13.60 | 8.82 | 10.73 | 5.30 |
| EV to Sales | 0.92 | 1.16 | 0.88 | 0.83 | 1.08 |
| EV to Free Cash Flow | 9.00 | 10.46 | 57.80 | 12.10 | 9.36 |
| EV to Operating Cash Flow | 7.22 | 7.92 | 14.83 | 8.07 | 8.13 |
| Tangible Book Value Per Share | 34.66 | 22.36 | 21.56 | 25.20 | 35.83 |
| Shareholders’ Equity Per Share | 53.24 | 47.24 | 46.48 | 43.60 | 51.95 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.24 | 0.20 | 0.21 | 0.19 | 0.24 |
| Revenue Per Share | 72.07 | 58.91 | 57.51 | 70.97 | 83.01 |
| Net Income Per Share | 6.02 | 1.26 | 2.08 | 2.46 | 11.18 |
| Tax Burden | 0.75 | 0.79 | 0.79 | 0.81 | 0.76 |
| Interest Burden | 0.84 | 0.53 | 0.67 | 0.78 | 0.96 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.34 | 0.33 | 0.31 | 0.26 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 1.53 | 6.77 | 1.63 | 2.94 | 0.98 |
Currency in USD
