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ESBS Stock Chart & Stats
$6.35
$0.05(0.72%)
At close: 4:00 PM EDT
$6.35
$0.05(0.72%)
Day’s Range― - ―
52-Week Range$5.73 - $7.51
Previous CloseN/A
Volume4.98K
Average Volume (3M)537.00
Market Cap
$43.31M
Enterprise Value$35.68
Total Cash (Recent Filing)$56.50M
Total Debt (Recent Filing)$55.56M
Price to Earnings (P/E)13.5
Beta0.08
Next Earnings
Nov 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.50
Shares Outstanding6,663,320
10 Day Avg. Volume1,030
30 Day Avg. Volume537
Financial Highlights & Ratios
PEG Ratio0.11
Price to Book (P/B)0.99
Price to Sales (P/S)1.48
P/FCF Ratio7.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improved Leverage And Equity BaseLower leverage and modest equity growth increase resilience to credit or rate shocks, provide regulatory and capital headroom, and reduce rollover and funding risks. Over 2–6 months this improves the bank's ability to support lending and absorb losses without relying on emergency external funding.
Diversified Loan And Deposit FranchiseA broad set of deposit products and diversified loan mix spreads credit and rate exposure across CRE, C&I, residential and consumer segments. Structurally this smooths net interest income and fee streams and reduces concentration risk versus a narrow niche lender.
Rebound In Operating Cash Flow And Supportive Free Cash FlowA strong cash flow rebound and free cash flow roughly tracking net income enhance the bank's internal funding capacity for lending, provisioning, and capital needs. If sustained, this improves strategic flexibility and reduces reliance on wholesale funding.
Bears Say
Weakened Profitability And Compressed MarginsCompressed net and operating margins and mid-single-digit ROE indicate weaker earnings power and less efficient capital use versus prior periods. Over the medium term this limits retained earnings, constrains loan growth capacity, and reduces ability to absorb credit losses or fund strategic initiatives.
Inconsistent Cash Generation Year-to-yearVolatile operating and free cash flow complicate forecasting and capital allocation, increasing the risk the bank may need external funding in downturns. Persistent swings reduce confidence in recurring internal cash to support lending, provisions, and shareholder distributions.
Very Small Scale Limits CompetitivenessA very small headcount constrains operational scale and increases per-unit costs for compliance, technology, and product development. Structurally this limits the bank's ability to expand distribution, underwrite larger or more diversified loan books, and achieve economies of scale versus larger regional peers.
ESBS FAQ
What was ES Bancshares’s price range in the past 12 months?
ES Bancshares lowest stock price was $5.73 and its highest was $7.51 in the past 12 months.
What is ES Bancshares’s market cap?
ES Bancshares’s market cap is $43.31M.
When is ES Bancshares’s upcoming earnings report date?
ES Bancshares’s upcoming earnings report date is Nov 02, 2026 which is in 95 days.
How were ES Bancshares’s earnings last quarter?
ES Bancshares released its earnings results on Jul 22, 2026. The company reported $0.128 earnings per share for the quarter, beating the consensus estimate of N/A by $0.128.
Is ES Bancshares overvalued?
According to Wall Street analysts ES Bancshares’s price is currently Overvalued.
Does ES Bancshares pay dividends?
ES Bancshares does not currently pay dividends.
What is ES Bancshares’s EPS estimate?
ES Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does ES Bancshares have?
ES Bancshares has 6,663,320 shares outstanding.
What happened to ES Bancshares’s price movement after its last earnings report?
ES Bancshares reported an EPS of $0.128 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.079%.
Which hedge fund is a major shareholder of ES Bancshares?
Currently, no hedge funds are holding shares in ESBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ES Bancshares Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.99%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
1.93%
Trailing 12-Months
Company Description
ES Bancshares
ES Bancshares, Inc., through its subsidiary Empire State Bank, delivers a comprehensive suite of commercial banking solutions and offerings across New York. Its deposit portfolio encompasses a range of options such as personal and business checking accounts, money market accounts, savings accounts for both individuals and businesses, individual retirement accounts (IRAs), and certificates of deposit (CDs). The bank also extends various lending products, including Small Business Administration (SBA) loans and credit lines, term loans for businesses, commercial letters of credit, commercial real estate financing, and home mortgages for properties with one to four units. Furthermore, clients can access a variety of supplementary services such as debit cards, direct deposit, automated loan payments and transfers, consolidated statements, remote check deposit, cash and escrow management, wire transfers, night depository facilities, and both online and phone banking functionalities. Established in 2004, ES Bancshares, Inc. maintains its corporate headquarters in Newburgh, New York.
Technical Analysis
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Texas Community
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Ownership Overview
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Insiders
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Mutual Funds
0.21% Other Institutional Investors
99.79% Public Companies and
Individual Investors