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ESBS Stock Chart & Stats
$6.35
$0.05(0.72%)
At close: 4:00 PM EDT
$6.35
$0.05(0.72%)
Day’s Range― - ―
52-Week Range$5.73 - $7.51
Previous CloseN/A
Volume4.98K
Average Volume (3M)3.69K
Market Cap
$47.86M
Enterprise Value$35.68
Total Cash (Recent Filing)$56.50M
Total Debt (Recent Filing)$55.56M
Price to Earnings (P/E)14.1
Beta0.10
Next Earnings
Nov 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.50
Shares Outstanding6,886,917
10 Day Avg. Volume3,148
30 Day Avg. Volume3,685
Financial Highlights & Ratios
PEG Ratio0.11
Price to Book (P/B)0.99
Price to Sales (P/S)1.48
P/FCF Ratio7.76
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Improving LeverageLower leverage through 2025 reduces solvency and funding stress for a regional bank, increasing resilience to credit losses and rate shocks. A more moderate debt-to-equity profile enhances capacity to extend loans or absorb shocks without needing immediate capital raises, a durable balance-sheet improvement.
Revenue & Cash Flow ReboundA material rebound in 2025 after weak 2024 indicates the business can recover top-line and operational cash performance. This suggests cyclical troughs can be overcome and supports a thesis of stabilizing earnings power over the medium term if management sustains loan and deposit momentum.
Cash Conversion QualityFree cash flow near net income implies reported earnings are backed by cash, improving earnings quality. For a bank, this supports internal capital generation for lending and liquidity needs, reducing reliance on external financing and giving management durable flexibility to fund operations or modest growth.
Bears Say
Weak ProfitabilitySustained mid-single-digit ROE and compressed margins indicate the bank is not generating robust returns on equity. Persistent weak profitability limits capital accumulation, constrains strategic investments, and increases the need for either higher net interest margins or noninterest income to achieve durable shareholder returns.
Volatile Cash GenerationLarge year-to-year swings in operating cash flow create uncertainty about recurring cash available to support lending, capital, or distributions. This inconsistency increases reliance on contingency funding and makes multi-quarter planning harder, reducing confidence in the durability of cash-driven strategies.
Revenue VolatilityRecurring revenue volatility suggests the franchise lacks steady loan origination or fee streams, exposing earnings to cycle and rate shifts. Without more consistent growth drivers, long-term margin stability and forecasting remain challenged, making sustained profitability improvements harder to rely upon.
ESBS FAQ
What was ES Bancshares’s price range in the past 12 months?
ES Bancshares lowest stock price was $5.73 and its highest was $7.51 in the past 12 months.
What is ES Bancshares’s market cap?
ES Bancshares’s market cap is $47.86M.
When is ES Bancshares’s upcoming earnings report date?
ES Bancshares’s upcoming earnings report date is Nov 02, 2026 which is in 48 days.
How were ES Bancshares’s earnings last quarter?
ES Bancshares released its earnings results on Jul 22, 2026. The company reported $0.128 earnings per share for the quarter.
Is ES Bancshares overvalued?
According to Wall Street analysts ES Bancshares’s price is currently Overvalued.
Does ES Bancshares pay dividends?
ES Bancshares does not currently pay dividends.
What is ES Bancshares’s EPS estimate?
ES Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does ES Bancshares have?
ES Bancshares has 6,886,917 shares outstanding.
What happened to ES Bancshares’s price movement after its last earnings report?
ES Bancshares reported an EPS of $0.128 in its last earnings report. Following the earnings report the stock price went down -0.079%.
Which hedge fund is a major shareholder of ES Bancshares?
Currently, no hedge funds are holding shares in ESBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ES Bancshares Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
-6.97%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-4.24%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
ES Bancshares
ES Bancshares, Inc., through its subsidiary Empire State Bank, delivers a comprehensive suite of commercial banking solutions and offerings across New York. Its deposit portfolio encompasses a range of options such as personal and business checking accounts, money market accounts, savings accounts for both individuals and businesses, individual retirement accounts (IRAs), and certificates of deposit (CDs). The bank also extends various lending products, including Small Business Administration (SBA) loans and credit lines, term loans for businesses, commercial letters of credit, commercial real estate financing, and home mortgages for properties with one to four units. Furthermore, clients can access a variety of supplementary services such as debit cards, direct deposit, automated loan payments and transfers, consolidated statements, remote check deposit, cash and escrow management, wire transfers, night depository facilities, and both online and phone banking functionalities. Established in 2004, ES Bancshares, Inc. maintains its corporate headquarters in Newburgh, New York.
Technical Analysis
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Texas Community
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Ownership Overview
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Insiders
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Mutual Funds
0.20% Other Institutional Investors
99.80% Public Companies and
Individual Investors