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ES Bancshares (ESBS) Stock Price & Analysis

ESBS Stock Chart & Stats

$8.44$0.04(0.48%)
At close: 4:00 PM EST
$7$83 Aug19 Aug31 Aug14 Sep28 Sep15 Oct26 Oct
Day’s Range
$8.33 - $8.55
52-Week Range
$5.73 - $8.59
Previous Close
$8.40
Volume
N/A
Average Volume (3M)
45.60K
Market Cap
$57.84M
Enterprise Value
$71.12M
Total Cash (Recent Filing)
$56.50M
Total Debt (Recent Filing)
$55.56M
Price to Earnings (P/E)
15.9
Beta
0.07
Next Earnings
Feb 02, 2027 (Est.)
EPS Estimate
N/A
Next Dividend Ex-Date
N/A
Dividend Yield
N/A

Bulls Say, Bears Say

Bulls Say

2025 Revenue Rebound

Revenue stepped up materially in 2025 after a weaker 2024, showing the bank can restore top-line momentum in its local markets. If sustained, this rebound can support operating leverage and provide a stronger base for funding lending growth over the next several quarters.

Improved Leverage

Lower debt relative to equity improves ES Bancshares’ ability to absorb credit or earnings pressure and provides more financial flexibility. Together with modest equity growth, the improved leverage profile strengthens the balance sheet compared with the company’s peak-risk period.

2025 Cash Flow Recovery

The strong 2025 operating cash flow rebound and close relationship between free cash flow and net income indicate that recent earnings were supported by cash generation. This can help fund operations and lending activity without relying as heavily on external capital.

Bears Say

Compressed Profitability

Materially lower net and operating margins indicate that higher revenue has not translated into comparable earnings power. Persistent margin pressure can reduce capital accumulation, limit reinvestment capacity, and make future returns more sensitive to funding costs, credit performance, or expenses.

Volatile Cash Generation

The swing from negative cash flow in 2024 to a sharp rebound in 2025 reduces confidence that reported earnings consistently convert into cash. Such variability can complicate capital planning and constrain the bank’s ability to fund growth through internally generated resources.

Low Capital Efficiency

Mid-single-digit ROE shows that ES Bancshares is currently generating less profit from its equity base than it did in 2021–2022. Lower capital efficiency can slow retained-earnings growth, weaken shareholder returns, and leave less room to absorb future operating or credit pressure.

ESBS FAQ

What was ES Bancshares’s price range in the past 12 months?
ES Bancshares lowest stock price was $5.73 and its highest was $8.59 in the past 12 months.
What is ES Bancshares’s market cap?
ES Bancshares’s market cap is $57.84M.
When is ES Bancshares’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were ES Bancshares’s earnings last quarter?
ES Bancshares released its earnings results on Oct 20, 2026. The company reported $0.146 earnings per share for the quarter.
Is ES Bancshares overvalued?
Not enough analysts have published a price target to calculate whether the price is overvalued.
Does ES Bancshares pay dividends?
ES Bancshares does not currently pay dividends.
What is ES Bancshares’s EPS estimate?
ES Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does ES Bancshares have?
ES Bancshares has 6,886,282 shares outstanding.
What happened to ES Bancshares’s price movement after its last earnings report?
ES Bancshares reported an EPS of $0.146 in its last earnings report. Following the earnings report the stock price went up 5.505%.
Which hedge fund is a major shareholder of ES Bancshares?
Currently, no hedge funds are holding shares in ESBS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology