Employers Holdings(EIG)
$47.33-0.63 (-1.31%)
EIG
Employers Holdings financials statements
$47.33
At close:-0.63 (-1.31%)
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Employers Holdings (EIG) Ratios
83 Followers
Employers Holdings Ratios
EIG's free cash flow for Q3 2026 was $-12.20M. For the 2026 fiscal year, EIG's free cash flow was decreased by $-800.00K and operating cash flow was $-11.40M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.82 | 1.24 | 1.18 | 0.00 | 0.00 |
| Quick Ratio | 0.82 | 1.24 | 1.18 | 0.00 | 0.00 |
| Cash Ratio | 0.07 | 0.03 | 0.16 | 0.00 | 0.00 |
| Solvency Ratio | 0.01 | 0.05 | 0.05 | 0.02 | 0.05 |
| Operating Cash Flow Ratio | 0.02 | 0.03 | 0.03 | 0.00 | 0.00 |
| Short-Term Operating Cash Flow Coverage | 2.35 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -517.50M | $ 493.00M | $ -815.90M | $ -2.77B | $ -2.57B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.01 | 0.00 | 0.00 | 0.05 | 0.00 |
| Debt-to-Equity Ratio | 0.04 | 0.00 | 0.01 | 0.21 | 0.01 |
| Debt-to-Capital Ratio | 0.04 | 0.00 | 0.01 | 0.17 | 0.01 |
| Long-Term Debt-to-Capital Ratio | 0.02 | 0.00 | 0.00 | 0.16 | 0.00 |
| Financial Leverage Ratio | 3.60 | 3.31 | 3.50 | 3.94 | 3.12 |
| Debt Service Coverage Ratio | 1.15 | 1223.00 | 22.19 | 16.34 | 254.40 |
| Interest Coverage Ratio | 24.00 | 1467.00 | 25.59 | 15.94 | 294.00 |
| Debt to Market Cap | 0.03 | 0.00 | 0.00 | 0.15 | 0.00 |
| Interest Debt Per Share | 1.64 | 0.17 | 0.44 | 7.26 | 0.60 |
| Net Debt to EBITDA | -5.10 | -0.43 | -1.39 | 1.65 | -0.38 |
| Profitability Margins | |||||
| Gross Profit Margin | 32.21% | 36.71% | 40.57% | 31.76% | 44.35% |
| EBIT Margin | 1.46% | 16.67% | 18.12% | 8.31% | 20.98% |
| EBITDA Margin | 2.76% | 17.08% | 18.69% | 9.05% | 22.03% |
| Operating Profit Margin | 1.40% | 16.66% | 17.44% | 7.82% | 20.91% |
| Pretax Profit Margin | 1.40% | 16.66% | 17.44% | 7.82% | 20.91% |
| Net Profit Margin | 1.26% | 13.47% | 13.88% | 6.78% | 16.97% |
| Continuous Operations Profit Margin | 1.26% | 13.47% | 13.88% | 6.78% | 16.97% |
| Net Income Per EBT | 90.00% | 80.85% | 79.58% | 86.74% | 81.16% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.31% | 3.35% | 3.33% | 1.30% | 3.15% |
| Return on Equity (ROE) | 1.13% | 11.10% | 11.65% | 5.13% | 9.83% |
| Return on Capital Employed (ROCE) | 1.14% | 12.76% | 7.07% | 1.50% | 3.89% |
| Return on Invested Capital (ROIC) | 1.01% | 10.31% | 3.22% | 0.00% | 0.00% |
| Return on Tangible Assets | 0.32% | 3.46% | 3.37% | 1.32% | 3.20% |
| Earnings Yield | 1.04% | 9.24% | 11.37% | 4.08% | 10.19% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.13 | 1.10 | 1.05 | 0.93 | 0.95 |
| Payables Turnover | 24.86 | 26.29 | 19.38 | 16.97 | 16.24 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 84.14 | 76.58 | 73.35 | 30.36 | 24.33 |
| Asset Turnover | 0.25 | 0.25 | 0.24 | 0.19 | 0.19 |
| Working Capital Turnover Ratio | 11.47 | 2.09 | 6.35 | 0.00 | 0.00 |
| Cash Conversion Cycle | 307.96 | 317.51 | 327.50 | 372.95 | 362.92 |
| Days of Sales Outstanding | 322.64 | 331.39 | 346.34 | 394.47 | 385.40 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 14.68 | 13.88 | 18.84 | 21.51 | 22.48 |
| Operating Cycle | 322.64 | 331.39 | 346.34 | 394.47 | 385.40 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.86 | 3.05 | 1.87 | 3.63 | 0.38 |
| Free Cash Flow Per Share | 1.77 | 2.85 | 1.79 | 3.53 | 0.25 |
| Dividend Paid and CapEx Coverage Ratio | 1.39 | 2.17 | 1.55 | 1.07 | 0.33 |
| Capital Expenditure Coverage Ratio | 20.32 | 15.59 | 22.45 | 38.38 | 3.00 |
| Operating Cash Flow Coverage Ratio | 1.15 | 18.19 | 8.37 | 0.51 | 0.65 |
| Operating Cash Flow to Sales Ratio | 0.05 | 0.09 | 0.06 | 0.14 | 0.02 |
| Free Cash Flow Yield | 4.10% | 5.57% | 4.54% | 8.19% | 0.62% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 95.93 | 10.81 | 8.80 | 24.51 | 9.81 |
| Price-to-Sales (P/S) Ratio | 1.21 | 1.46 | 1.22 | 1.66 | 1.66 |
| Price-to-Book (P/B) Ratio | 1.08 | 1.20 | 1.02 | 1.26 | 0.96 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 24.38 | 17.95 | 22.01 | 12.20 | 162.58 |
| Price-to-Operating Cash Flow Ratio | 23.18 | 16.80 | 21.03 | 11.89 | 108.39 |
| Price-to-Earnings Growth (PEG) Ratio | -1.06 | 1.86 | 0.06 | -0.42 | 1.87 |
| Enterprise Value Multiple | 38.63 | 8.11 | 5.15 | 20.02 | 7.18 |
| Enterprise Value | 915.43M | 1.22B | 818.43M | 1.29B | 1.11B |
| EV to EBITDA | 38.63 | 8.11 | 5.15 | 20.02 | 7.18 |
| EV to Sales | 1.07 | 1.38 | 0.96 | 1.81 | 1.58 |
| EV to Free Cash Flow | 21.54 | 17.05 | 17.34 | 13.30 | 154.46 |
| EV to Operating Cash Flow | 20.48 | 15.96 | 16.57 | 12.96 | 102.97 |
| Tangible Book Value Per Share | 35.36 | 38.29 | 36.56 | 32.52 | 41.12 |
| Shareholders’ Equity Per Share | 39.81 | 42.66 | 38.45 | 34.33 | 42.88 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.10 | 0.19 | 0.20 | 0.13 | 0.19 |
| Revenue Per Share | 35.75 | 35.16 | 32.27 | 25.94 | 24.85 |
| Net Income Per Share | 0.45 | 4.73 | 4.48 | 1.76 | 4.22 |
| Tax Burden | 0.90 | 0.81 | 0.80 | 0.87 | 0.81 |
| Interest Burden | 0.96 | 1.00 | 0.96 | 0.94 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 4.14 | 0.64 | 0.42 | 2.06 | 0.09 |
Currency in USD
