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Eastern Michigan Financial Corporation (EFIN)
:EFIN
Total Valuation
Eastern Michigan Financial has a market cap or net worth of $74.00M. The enterprise value is ―.
Market Cap$74.00M
Enterprise Value―
Share Statistics
Eastern Michigan Financial has 1,189,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding1,189,000
Owned by Insiders―
Owned by Institutions―
Financial Efficiency
Eastern Michigan Financial’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 13.81%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)13.81%
Return on Capital Employed (ROCE)0.17
Revenue Per Employee274.43K
Profits Per Employee74.87K
Employee Count94
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Eastern Michigan Financial is 10.7. Eastern Michigan Financial’s PEG ratio is 0.52.
PE Ratio10.7
PS Ratio1.77
PB Ratio0.94
Price to Fair Value0.94
Price to FCF6.33
Price to Operating Cash Flow0.00
PEG Ratio0.52
Income Statement
In the last 12 months, Eastern Michigan Financial had revenue of 25.80M and earned 7.04M in profits. Earnings per share was 5.54.
Revenue25.80M
Gross Profit21.71M
Operating Income8.88M
Pretax Income8.87M
Net Income7.04M
EBITDA0.00
Earnings Per Share (EPS)5.54
Cash Flow
In the last 12 months, operating cash flow was 0.00 and capital expenditures 0.00, giving a free cash flow of 0.00 billion.
Operating Cash Flow0.00
Free Cash Flow0.00
Free Cash Flow per Share0.00
Dividends & Yields
Eastern Michigan Financial pays an annual dividend of $0.4, resulting in a dividend yield of 3.37%
Dividend Per Share$0.4
Dividend Yield3.37%
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.06
52-Week Price Change81.40%
50-Day Moving Average62.78
200-Day Moving Average48.58
Relative Strength Index (RSI)50.14
Average Volume (3m)325.00
Important Dates
Eastern Michigan Financial upcoming earnings date is ―, ―.
Last Earnings Date―
Next Earnings Date―
Ex-Dividend DateSep 23, 2025
Financial Position
Eastern Michigan Financial as a current ratio of 0.13, with Debt / Equity ratio of 0.00%
Current Ratio0.13
Quick Ratio0.13
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio2.17
Taxes
In the past 12 months, Eastern Michigan Financial has paid 1.83M in taxes.
Income Tax1.83M
Effective Tax Rate0.21
Enterprise Valuation
Eastern Michigan Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 2.33.
EV to Sales0.65
EV to EBITDA0.00
EV to Free Cash Flow2.33
EV to Operating Cash Flow2.08
Balance Sheet
Eastern Michigan Financial has $42.34M in cash and marketable securities with $0.00 in debt, giving a net cash position of $42.34M billion.
Cash & Marketable Securities$42.34M
Total Debt$0.00
Net Cash$42.34M
Net Cash Per Share$35.61
Tangible Book Value Per Share$38.39
Margins
Gross margin is 90.69%, with operating margin of 34.43%, and net profit margin of 27.28%.
Gross Margin90.69%
Operating Margin34.43%
Pretax Margin34.40%
Net Profit Margin27.28%
EBITDA Margin0.00%
EBIT Margin-1.43%
Analyst Forecast
The average price target for Eastern Michigan Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast―
EPS Growth Forecast―