ECB Bancorp, Inc.(ECBK)
$20.94+0.52 (+2.55%)
ECBK
ECB Bancorp, Inc. financials statements
$20.94
At close:+0.52 (+2.55%)
ECB Bancorp, Inc. (ECBK) Ratios
6 Followers
ECB Bancorp, Inc. Ratios
ECBK's free cash flow for Q3 2026 was $3.43M. For the 2026 fiscal year, ECBK's free cash flow was decreased by $-1.17M and operating cash flow was $4.59M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.10 | 0.18 | 0.15 | 0.10 | 0.10 |
| Quick Ratio | 0.10 | 0.18 | 0.15 | 0.10 | 0.10 |
| Cash Ratio | 0.08 | 0.16 | 0.14 | 0.09 | 0.09 |
| Solvency Ratio | 0.01 | 0.00 | 0.00 | 0.00 | 0.01 |
| Operating Cash Flow Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -1.32B | $ -1.07B | $ -987.63M | $ -831.75M | $ -529.75M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.18 | 0.17 | 0.18 | 0.16 | 0.01 |
| Debt-to-Equity Ratio | 1.66 | 1.39 | 1.42 | 1.07 | 0.12 |
| Debt-to-Capital Ratio | 0.62 | 0.58 | 0.59 | 0.52 | 0.10 |
| Long-Term Debt-to-Capital Ratio | 0.62 | 0.58 | 0.59 | 0.52 | 0.10 |
| Financial Leverage Ratio | 9.34 | 8.43 | 7.76 | 6.54 | 8.63 |
| Debt Service Coverage Ratio | 0.17 | 0.10 | 0.16 | 0.55 | 1.18 |
| Interest Coverage Ratio | 0.22 | 0.13 | 0.20 | 0.63 | 1.49 |
| Debt to Market Cap | 2.02 | 1.91 | 2.20 | 1.28 | 0.05 |
| Interest Debt Per Share | 40.87 | 33.43 | 31.18 | 21.23 | 1.04 |
| Net Debt to EBITDA | 17.79 | 13.45 | 18.35 | 29.40 | -7.62 |
| Profitability Margins | |||||
| Gross Profit Margin | 39.88% | 38.14% | 44.85% | 72.33% | 82.87% |
| EBIT Margin | 13.05% | 7.87% | 10.72% | 11.44% | 23.19% |
| EBITDA Margin | 13.43% | 8.31% | 11.22% | 12.43% | 24.46% |
| Operating Profit Margin | 13.05% | 7.87% | 10.72% | 11.44% | 23.19% |
| Pretax Profit Margin | 13.05% | 7.87% | 10.72% | 11.44% | 23.19% |
| Net Profit Margin | 9.78% | 5.85% | 7.98% | 8.90% | 17.13% |
| Continuous Operations Profit Margin | 9.78% | 5.85% | 7.98% | 8.90% | 17.13% |
| Net Income Per EBT | 74.88% | 74.31% | 74.45% | 77.80% | 73.88% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.48% | 0.28% | 0.35% | 0.26% | 0.61% |
| Return on Equity (ROE) | 4.52% | 2.37% | 2.70% | 1.67% | 5.23% |
| Return on Capital Employed (ROCE) | 2.19% | 1.28% | 1.45% | 1.01% | 5.78% |
| Return on Invested Capital (ROIC) | 1.64% | 0.95% | 1.08% | 0.79% | 4.27% |
| Return on Tangible Assets | 0.48% | 0.28% | 0.35% | 0.26% | 0.61% |
| Earnings Yield | 5.52% | 3.26% | 4.19% | 2.00% | 2.35% |
| Efficiency Ratios | |||||
| Receivables Turnover | 15.25 | 17.00 | 14.82 | 11.61 | 15.93 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 23.19 | 19.44 | 14.87 | 8.26 | 6.24 |
| Asset Turnover | 0.05 | 0.05 | 0.04 | 0.03 | 0.04 |
| Working Capital Turnover Ratio | -0.09 | -0.09 | -0.08 | -0.05 | -0.05 |
| Cash Conversion Cycle | 23.94 | 21.47 | 24.62 | 31.44 | 22.91 |
| Days of Sales Outstanding | 23.94 | 21.47 | 24.62 | 31.44 | 22.91 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 23.94 | 21.47 | 24.62 | 31.44 | 22.91 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.14 | 0.76 | 0.76 | 0.92 | 0.53 |
| Free Cash Flow Per Share | 1.11 | 0.76 | 0.72 | 0.89 | 0.52 |
| Dividend Paid and CapEx Coverage Ratio | 43.08 | 104.95 | 19.21 | 35.97 | 62.01 |
| Capital Expenditure Coverage Ratio | 43.08 | 104.95 | 19.21 | 35.97 | 62.01 |
| Operating Cash Flow Coverage Ratio | 0.03 | 0.03 | 0.03 | 0.04 | 0.72 |
| Operating Cash Flow to Sales Ratio | 0.12 | 0.09 | 0.12 | 0.25 | 0.27 |
| Free Cash Flow Yield | 6.39% | 5.09% | 5.74% | 5.57% | 3.68% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 18.11 | 30.70 | 23.86 | 49.90 | 42.64 |
| Price-to-Sales (P/S) Ratio | 1.77 | 1.79 | 1.90 | 4.44 | 7.30 |
| Price-to-Book (P/B) Ratio | 0.82 | 0.73 | 0.64 | 0.83 | 2.23 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 15.64 | 19.65 | 17.43 | 17.97 | 27.17 |
| Price-to-Operating Cash Flow Ratio | 15.28 | 19.46 | 16.53 | 17.47 | 26.73 |
| Price-to-Earnings Growth (PEG) Ratio | 0.18 | -3.25 | 0.36 | -16.47 | -2.44 |
| Enterprise Value Multiple | 30.98 | 35.05 | 35.33 | 65.13 | 22.25 |
| Enterprise Value | 330.76M | 198.82M | 221.30M | 247.37M | 128.39M |
| EV to EBITDA | 30.98 | 35.05 | 35.33 | 65.13 | 22.25 |
| EV to Sales | 4.16 | 2.91 | 3.96 | 8.10 | 5.44 |
| EV to Free Cash Flow | 36.73 | 31.88 | 36.28 | 32.75 | 20.23 |
| EV to Operating Cash Flow | 35.87 | 31.57 | 34.39 | 31.84 | 19.91 |
| Tangible Book Value Per Share | 21.23 | 20.38 | 19.48 | 19.24 | 6.32 |
| Shareholders’ Equity Per Share | 21.23 | 20.38 | 19.48 | 19.24 | 6.32 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.25 | 0.26 | 0.26 | 0.22 | 0.26 |
| Revenue Per Share | 9.82 | 8.27 | 6.59 | 3.61 | 1.93 |
| Net Income Per Share | 0.96 | 0.48 | 0.53 | 0.32 | 0.33 |
| Tax Burden | 0.75 | 0.74 | 0.74 | 0.78 | 0.74 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.03 | 0.22 | 0.23 | 0.35 | 0.43 |
| Stock-Based Compensation to Revenue | 0.02 | 0.03 | 0.01 | 0.02 | 0.00 |
| Income Quality | 1.19 | 1.58 | 1.44 | 2.86 | 1.60 |
Currency in USD
