Eastern Bankshares (EBC)
NASDAQ:EBC
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EBC Stock Chart & Stats
$21.05
-$0.06(-0.35%)
At close: 4:00 PM EST
$21.05
-$0.06(-0.35%)
Day’s Range― - ―
52-Week Range$14.88 - $22.58
Previous CloseN/A
Volume122.42K
Average Volume (3M)2.04M
Market Cap
$5.11B
Enterprise Value$5.02B
Total Cash (Recent Filing)$428.50M
Total Debt (Recent Filing)$689.22M
Price to Earnings (P/E)12.4
Beta0.84
Next Earnings
Jul 23, 2026EPS Estimate
0.46Next Dividend Ex-DateN/A
Dividend Yield2.72%
Share Statistics
EPS (TTM)1.78
Shares Outstanding231,143,100
10 Day Avg. Volume1,567,228
30 Day Avg. Volume2,038,518
Financial Highlights & Ratios
PEG Ratio-1.17
Price to Book (P/B)0.91
Price to Sales (P/S)3.75
P/FCF Ratio9.60
Enterprise Value/Market Cap0.98
Enterprise Value/Revenue3.58
Enterprise Value/Gross Profit4.90
Enterprise Value/Ebitda11.50
Forecast
1Y Price Target
$23.50Price Target Upside11.64% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)1.87
Revenue Forecast (FY)$1.24B
Bulls Say, Bears Say
Bulls Say
Sharp TTM Revenue And Margin ReboundSustained, sizable revenue growth and materially improved margins indicate the bank has expanded earning assets and improved pricing/efficiency post-merger. This strengthens the core earnings base and operating leverage, supporting durable profitability over the next several quarters absent major macro shocks.
High Cash Conversion And FCF Alignment To EarningsNear-parity of free cash flow and net income signals earnings quality and real cash-generation capacity. Strong cash conversion supports sustainable dividends, share repurchases, and reinvestment to fund loan growth while providing a buffer against cyclical pressure on accrual earnings.
Solid Capital And Active Shareholder ReturnsHealthy regulatory capital ratios combined with consistent buybacks and a raised dividend reflect management confidence and capital flexibility. This disciplined capital allocation enhances shareholder value while preserving excess capital cushions for organic growth and potential further M&A integration.
Bears Say
Deposit Outflows And Funding-cost PressureSustained deposit declines and rising deposit pricing erode a low-cost funding base and compress net interest margin over time. For a regional bank, higher funding costs reduce spread on new loans and reinvestment, creating lasting pressure on NII if deposit trends continue or re-pricing persists.
Rising Unrealized Securities LossesGrowing marks on the securities portfolio indicate duration/interest-rate sensitivity that can weigh on capital and limit the bank's ability to sell or hedge assets without realizing losses. Persistently elevated unrealized losses can constrain capital actions and raise earnings volatility during rate cycles.
Earnings And NII Guidance VolatilityVariability from accretion, merger-related charges, seasonal loan activity and conservative NII guidance reduces near-term predictability of core earnings. Persistent guidance drift limits visibility for capital planning and could constrain investor confidence in sustainable organic earnings growth.
Eastern Bankshares News
EBC FAQ
What was Eastern Bankshares’s price range in the past 12 months?
Eastern Bankshares lowest stock price was $14.88 and its highest was $22.57 in the past 12 months.
What is Eastern Bankshares’s market cap?
Eastern Bankshares’s market cap is $5.11B.
When is Eastern Bankshares’s upcoming earnings report date?
Eastern Bankshares’s upcoming earnings report date is Jul 23, 2026 which is in 25 days.
How were Eastern Bankshares’s earnings last quarter?
Eastern Bankshares released its earnings results on Apr 23, 2026. The company reported $0.4 earnings per share for the quarter, missing the consensus estimate of $0.443 by -$0.043.
Is Eastern Bankshares overvalued?
According to Wall Street analysts Eastern Bankshares’s price is currently Undervalued.
Does Eastern Bankshares pay dividends?
Eastern Bankshares pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 2.72%. See more information on Eastern Bankshares dividends here
What is Eastern Bankshares’s EPS estimate?
Eastern Bankshares’s EPS estimate is 0.46.
How many shares outstanding does Eastern Bankshares have?
Eastern Bankshares has 231,143,100 shares outstanding.
What happened to Eastern Bankshares’s price movement after its last earnings report?
Eastern Bankshares reported an EPS of $0.4 in its last earnings report, missing expectations of $0.443. Following the earnings report the stock price went down -2.972%.
Which hedge fund is a major shareholder of Eastern Bankshares?
Currently, no hedge funds are holding shares in EBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Eastern Bankshares Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$23.50 (11.64% Upside)
$23.50 (11.64% Upside)
Blogger Sentiment
Bullish
EBC Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 99.6K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.26%
12-Months-Change
Fundamentals
Return on Equity
9.21%
Trailing 12-Months
Asset Growth
22.60%
Trailing 12-Months
Company Description
Eastern Bankshares
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
EBC Company Deck
EBC Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a net positive outlook: strong year‑over‑year operating performance, record wealth assets and net flows, a record commercial loan pipeline, successful completion of the Harbor One core conversion, and active capital returns (buybacks and a 15% dividend increase). Offsetting items include quarter‑to‑quarter earnings and accretion variability, seasonal expense pressures, deposit competition raising funding costs, higher unrealized securities losses, and a conservative stance on provisions and NII guidance due to integration and macro uncertainty. On balance, the company’s operational momentum, asset quality and capital actions outweigh near‑term noise and risks.View all EBC earnings summariesEBC Stock 12 Month Forecast
Average Price Target
$23.50
▲(11.64% Upside)
Technical Analysis
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Ownership Overview
1.32% Insiders
28.18% Mutual Funds
21.84% Other Institutional Investors
26.78% Public Companies and
Individual Investors