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EBC Stock Chart & Stats
$22.92
$0.30(1.33%)
At close: 4:00 PM EDT
$22.92
$0.30(1.33%)
Day’s Range― - ―
52-Week Range$15.71 - $23.78
Previous CloseN/A
Volume4.62M
Average Volume (3M)2.04M
Market Cap
$5.40B
Enterprise Value$5.20K
Total Cash (Recent Filing)$4.99B
Total Debt (Recent Filing)$398.60M
Price to Earnings (P/E)13.4
Beta0.82
Next Earnings
Oct 22, 2026EPS Estimate
0.49Next Dividend Ex-DateN/A
Dividend Yield2.28%
Share Statistics
EPS (TTM)1.76
Shares Outstanding228,511,550
10 Day Avg. Volume1,567,228
30 Day Avg. Volume2,038,518
Financial Highlights & Ratios
PEG Ratio-1.17
Price to Book (P/B)0.91
Price to Sales (P/S)3.75
P/FCF Ratio9.60
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$25.13Price Target Upside9.62% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
EPS Forecast (FY)1.87
Revenue Forecast (FY)$1.23B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistent, high free cash flow relative to earnings indicates durable internal funding for loans, dividends, buybacks and capital needs. Sustained FCF near net income reduces dependence on wholesale funding and supports long-term capital returns and reinvestment capacity.
Conservative Balance Sheet And CapitalLow leverage and strong regulatory capital ratios provide resilience through credit cycles and support ongoing lending activity. Above-median CET1 and sizable tangible equity give flexibility for share repurchases, dividends, and absorbing loan losses without needing immediate external capital.
Wealth Management Fee MomentumA growing wealth business diversifies revenue away from interest margins and produces recurring, higher-margin fee income. Scale in wealth strengthens client relationships, increases cross-sell opportunities, and stabilizes earnings over time versus purely loan-driven revenue.
Bears Say
Deposit Competition And Funding Cost PressureSustained competitive pressure on deposit pricing can compress net interest margins over multiple quarters as asset yields reprice more slowly than deposit costs. For a deposit-funded regional bank, rising funding costs materially reduce NII and require tighter expense control or loan repricing to protect profits.
Slower Loan Growth GuidanceReduced loan growth guidance signals a more modest expansion of interest-earning assets, limiting medium-term revenue upside. Slower organic loan growth can force greater reliance on fee businesses or M&A to sustain earnings momentum, increasing execution risk over the next several quarters.
Accretion Shortfall And Earnings VolatilityLower-than-expected accretion reduces anticipated margin tailwinds, and historical profit volatility undermines confidence in a steady earnings run-rate. If accretion or other one-time benefits continue below plan, sustainable organic earnings will need stronger loan growth or margin recovery to maintain ROE targets.
Eastern Bankshares News
EBC FAQ
What was Eastern Bankshares’s price range in the past 12 months?
Eastern Bankshares lowest stock price was $15.71 and its highest was $23.77 in the past 12 months.
What is Eastern Bankshares’s market cap?
Eastern Bankshares’s market cap is $5.40B.
When is Eastern Bankshares’s upcoming earnings report date?
Eastern Bankshares’s upcoming earnings report date is Oct 22, 2026 which is in 65 days.
How were Eastern Bankshares’s earnings last quarter?
Eastern Bankshares released its earnings results on Jul 23, 2026. The company reported $0.49 earnings per share for the quarter, beating the consensus estimate of $0.462 by $0.028.
Is Eastern Bankshares overvalued?
According to Wall Street analysts Eastern Bankshares’s price is currently Undervalued.
Does Eastern Bankshares pay dividends?
Eastern Bankshares pays a Quarterly dividend of $0.15 which represents an annual dividend yield of 2.28%. See more information on Eastern Bankshares dividends here
What is Eastern Bankshares’s EPS estimate?
Eastern Bankshares’s EPS estimate is 0.49.
How many shares outstanding does Eastern Bankshares have?
Eastern Bankshares has 228,511,550 shares outstanding.
What happened to Eastern Bankshares’s price movement after its last earnings report?
Eastern Bankshares reported an EPS of $0.49 in its last earnings report, beating expectations of $0.462. Following the earnings report the stock price went up 1.326%.
Which hedge fund is a major shareholder of Eastern Bankshares?
Currently, no hedge funds are holding shares in EBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Eastern Bankshares Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$25.13 (9.62% Upside)
$25.13 (9.62% Upside)
Blogger Sentiment
Bullish
EBC Sentiment 83%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 99.6K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.26%
12-Months-Change
Fundamentals
Return on Equity
2.28%
Trailing 12-Months
Asset Growth
22.34%
Trailing 12-Months
Company Description
Eastern Bankshares
Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers in the United States. The company offers deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also provides commercial and industrial products, such as asset based lending portfolio; commercial real estate and construction; small business, residential real estate, and home equity loans; lines of credit; and other consumer loans comprising unsecured personal lines of credit, overdraft protection, automobile loans, home improvement loans, airplane loans, and other personal loans. In addition, the company offers wealth management and trust services, financial planning, and portfolio management; and automated lock box collection, cash management, and account reconciliation services. Eastern Bankshares, Inc. was founded in 1818 and is headquartered in Boston, Massachusetts.
EBC Company Deck
EBC Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple areas of strength — record operating net income, improved profitability metrics (ROATCE, ROA, efficiency), diversified fee growth, realized cost synergies from the HarborOne integration, strong deposit and C&I loan growth, record wealth assets, healthy capital returns and solid asset quality (NPLs and net charge-offs). Offsetting items include a modestly reduced NII outlook and narrower loan growth guidance driven by a slow start to the year, continued competitive pressure on deposit pricing, slightly lower-than-expected accretion, and elevated CRE payoffs in the quarter. On balance, execution, capital returns, and asset quality improvements dominate the discussion and suggest a constructive outlook despite tactical headwinds to margins.View all EBC earnings summariesEBC Stock 12 Month Forecast
Average Price Target
$25.13
▲(9.62% Upside)
Technical Analysis
Banco Macro SA
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First Bancorp Puerto Rico
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Independent Bank
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Renasant
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Ownership Overview
1.33% Insiders
28.51% Mutual Funds
20.49% Other Institutional Investors
25.99% Public Companies and
Individual Investors