Worldline (WO62) AI Stock Analysis
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Worldline
(Frankfurt:WO62)
No summary available
Worldline (WO62) vs. iShares MSCI Germany ETF (EWG)
- Market Cap
- EUR 83.77M
- Dividend Yield
- 249.40%
- Average Volume (3M)
- 339
- Price to Earnings (P/E)
- -0.1
- Beta (1Y)
- 854.55
- Revenue Growth
- -18.15%
- EPS Growth
- -153.91%
- Country
- Germany
- Employees
- 14,979
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Software - Infrastructure
Worldline Business Overview & Revenue Model
Company Description
Worldline SA provides a wide array of payment and transactional services to a diverse clientele, including financial institutions, retailers, corporations, and governmental bodies. The company's operations span France, the broader European continent,...
Worldline Earnings Call Summary
The call presented clear evidence of a successful balance-sheet repair and tangible operational progress: leverage reduced to under 2x EBITDA early, adjusted EBITDA improving, significant divestment proceeds collected, Merchant Services showing sequential acceleration, major commercial wins (ABN AMRO, digital euro pilot), and strong North Star execution (platform migrations, Launchpad pilot, GenAI adoption). Offsetting these positives are a material decline in Financial Services driven by contract terminations and longer sales cycles, continued negative free cash flow (though improved), net revenue pressure from mix and scheme fees, some underperforming geographies (Benelux) and remaining divestment cash/outstanding liabilities. Overall, the highlights—particularly balance sheet repair, stabilized merchant momentum, confirmed EBITDA guidance, and strategic commercial milestones—outweigh the lowlights, though execution must continue to sustain and translate momentum into net revenue and cash flow improvements.
Q2-2026 Updates
Positive Updates
Negative Updates
Company Guidance
Management confirmed full‑year adjusted EBITDA guidance of €630–650m and said the leverage target of <2x EBITDA has already been met after net debt fell from ~€2.2bn to ~€1.1bn in H1 (H1 adjusted EBITDA was €294m); payment/acquiring volumes grew >4% in the semester (Merchant Services ≈80% of external revenue, Financial Services ≈20%), net revenue remained negative as anticipated, and free cash flow—while still negative—was upgraded with a better trajectory. They reiterated a ~€60m Financial Services headwind from contract terminations (FS expected to decline roughly 6–7% YoY), noted normalized net income of €65m (normalized diluted EPS €0.04), and reminded investors that H1 divestment proceeds totalled €580m of an expected €590–640m (with €40–50m from India/Australia to come and €80m collected of €186m cash in divested entities). Liquidity was strengthened with an RCF extension to July 2031 (€900m; total facilities €1.125bn to 2030), and management stressed continued cost discipline and margin actions to offset revenue timing effects.
Worldline Peers Comparison
Overall Rating
ACIW68Neutral
FOUR66Neutral
EEFT62Neutral
PRTH62Neutral
STNE58Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| ACIW | 68Neutral | $5.69B | 25.61 | 15.06% | ― | 7.03% | -8.05% |
| FOUR | 66Neutral | $3.16B | 63.07 | 5.65% | ― | 32.44% | -78.82% |
| EEFT | 62Neutral | $2.36B | 9.41 | 22.18% | ― | 4.95% | ― |
| PRTH | 62Neutral | $646.58M | 11.36 | -59.14% | ― | 8.91% | 162.25% |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| STNE | 58Neutral | $1.89B | 3.20 | 29.69% | ― | -29.50% | ― |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| DE:WO62 | Worldline Sa Unsponsored Adr | 4.00 | 3.96 | 9202.33% | |
| ACIW | ACI Worldwide, Inc. | 56.34 | 8.67 | 18.19% | |
| EEFT | Euronet Worldwide | 63.15 | -11.07 | -14.92% | |
| STNE | Stoneco | 7.75 | -7.96 | -50.67% | |
| PRTH | Priority Technology Holdings | 7.84 | 0.88 | 12.64% | |
| FOUR | Shift4 Payments, Inc. | 40.03 | -28.35 | -41.46% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.