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VIB Vermoegen AG
(XETRA:VIH1)
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Rating:64Neutral
Price Target:
€6.00
▼(-6.25% Downside)
Action:Reiterated
Date:09/06/26
The score is led by solid fundamental performance (strong TTM revenue growth and profitability, supported by positive free cash flow) and very low valuation (P/E 2.27). These positives are tempered by elevated leverage and weaker cash-flow coverage versus earnings, while technicals are the main drag due to a pronounced downtrend despite oversold momentum indicators.
Positive Factors
Revenue growth and profitability
Strong TTM growth alongside a healthy net margin indicates the portfolio and related activities are currently converting demand and asset income into substantial earnings. If maintained, this combination can support reinvestment, debt service, and resilience across the next several reporting periods.
Negative Factors
Elevated leverage
Debt roughly matching equity creates a meaningful financing burden for a property owner and reduces flexibility when interest costs or funding conditions rise. Sustained leverage can constrain acquisitions, development spending, and the company’s ability to absorb weaker operating performance.
Read all positive and negative factors
Positive Factors
Negative Factors
Revenue growth and profitability
Strong TTM growth alongside a healthy net margin indicates the portfolio and related activities are currently converting demand and asset income into substantial earnings. If maintained, this combination can support reinvestment, debt service, and resilience across the next several reporting periods.
Read all positive factors
VIB Vermoegen AG (VIH1) vs. iShares MSCI Germany ETF (EWG)
Market Cap
€190.39M
Dividend Yield1.39%
Average Volume (3M)18.18K
Price to Earnings (P/E)2.3
Beta (1Y)0.50
Revenue Growth45.83%
EPS Growth40.99%
CountryDE
Employees44
SectorReal Estate
Sector Strength53
IndustryReal Estate - Services
Share Statistics
EPS (TTM)2.53
Shares Outstanding33,054,590
10 Day Avg. Volume29,748
30 Day Avg. Volume18,177
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)0.35
Price to Sales (P/S)2.05
P/FCF Ratio5.18
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.14
Revenue Forecast (FY)€128.80M
VIB Vermoegen AG Business Overview & Revenue Model
Company Description
VIB Vermögen AG is a German real estate company that actively engages in the full lifecycle of commercial properties, encompassing development, acquisition, ongoing ownership, leasing, and management, exclusively within southern Germany. As of Dec...
How the Company Makes Money
VIB Vermögen AG primarily makes money by owning income-producing real estate and leasing it to tenants under rental contracts. The core revenue stream is rental income (base rent and, where applicable, ancillary recoveries/service charges) generat...
VIB Vermoegen AG Financial Statement Overview
Summary
Income Statement
73
Positive
Balance Sheet
58
Neutral
Cash Flow
63
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 243.63M | 165.53M | 111.61M | 102.72M | 109.85M | 102.78M |
| Gross Profit | 117.10M | 31.40M | 89.57M | 61.52M | 91.56M | 58.16M |
| EBITDA | 137.88M | 159.75M | 191.47M | 83.13M | 105.60M | 80.18M |
| Net Income | 83.97M | 81.44M | 36.14M | 129.60M | 53.58M | 29.91M |
Balance Sheet | ||||||
| Total Assets | 2.23B | 2.20B | 1.90B | 1.90B | 1.59B | 1.61B |
| Cash, Cash Equivalents and Short-Term Investments | 18.85M | 15.96M | 124.68M | 237.74M | 67.83M | 68.16M |
| Total Debt | 965.19M | 980.91M | 875.03M | 887.40M | 735.69M | 747.74M |
| Total Liabilities | 1.13B | 1.16B | 965.51M | 1.02B | 841.65M | 847.22M |
| Stockholders Equity | 988.92M | 959.00M | 878.56M | 844.17M | 713.57M | 732.20M |
Cash Flow | ||||||
| Free Cash Flow | 78.51M | 65.43M | 90.96M | 74.61M | 67.20M | 74.65M |
| Operating Cash Flow | 78.51M | 65.43M | 91.19M | 74.74M | 67.81M | 74.78M |
| Investing Cash Flow | 90.38M | -41.45M | 243.66M | -87.18M | 7.22M | -15.43M |
| Financing Cash Flow | -168.58M | -135.39M | -445.21M | 182.13M | -80.28M | -30.55M |
VIB Vermoegen AG Technical Analysis
Negative
6.40
Price Trends
7.04
Negative
7.40
Negative
8.32
Negative
Market Momentum
-0.37
Positive
28.75
Positive
20.11
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:VIH1, the sentiment is Negative. The current price of 6.4 is below the 20-day moving average (MA) of 6.48, below the 50-day MA of 7.04, and below the 200-day MA of 8.32, indicating a bearish trend. The MACD of -0.37 indicates Positive momentum. The RSI at 28.75 is Positive, neither overbought nor oversold. The STOCH value of 20.11 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:VIH1.
VIB Vermoegen AG Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | €1.57B | 4.18 | 11.29% | 3.20% | 2.40% | -8.00% | |
67 Neutral | €3.78B | 2.87 | 14.93% | 5.94% | 0.54% | 112.86% | |
66 Neutral | €16.25B | 4.16 | 14.27% | 6.53% | -20.61% | 907.76% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
64 Neutral | €190.39M | 2.27 | 8.62% | 1.39% | 45.83% | 40.99% | |
64 Neutral | €106.60M | 8.50 | 8.47% | 3.24% | -34.11% | -42.27% | |
43 Neutral | €17.13M | -0.07 | -82.03% | 2.01% | 54.52% | -122.93% |
* Real Estate Sector Average
DE:VIH1
VIB Vermoegen AG
5.76
-2.86
-33.21%
DE:LEG
LEG Immobilien
49.14
-17.62
-26.39%
DE:VNA
Vonovia
19.15
-6.25
-24.61%
DE:GYC
Grand City Properties SA
9.37
-1.46
-13.49%
DE:ADJ
ADLER Group
0.11
-0.10
-47.44%
DE:FC9
FCR Immobilien AG
10.80
-0.53
-4.71%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.