Unipol Gruppo Finanziario SpA (UIPN) Stock Price & Analysis

2 Followers

UIPN Stock Chart & Stats

€26.65€0.72(5.46%)

At close: Nov 10 5:30 PM GMT+1

Day’s Range: EUR 26.65 - EUR 26.65
52-Week Range: EUR 17.84 - EUR 28.37
Previous Close: EUR 25.27
Volume: N/A
Average Volume (3M): 811
Market Cap: EUR 22.05B
Enterprise Value: EUR 21.52B
Total Cash (Recent Filing): EUR 51.91B
Total Debt (Recent Filing): EUR 4.82B
Price to Earnings (P/E): 10.7
Beta: 0.93
Next Earnings: Nov 12, 2026 (Est.)
EPS Estimate: N/A
Next Dividend Ex-Date: N/A
Dividend Yield: 4.27%

Bulls Say, Bears Say

Bulls Say

Improving Profitability

Meaningful expansion in net income and operating margins indicates stronger earnings power across the insurance group. If sustained, improved profitability can support internal capital generation, reinforce resilience, and provide greater flexibility for investment and shareholder distributions.

Strong Cash Generation

The sharp increase in operating and free cash flow demonstrates that reported earnings are translating effectively into cash. Strong cash conversion supports capital needs, reduces reliance on external funding, and gives Unipol greater flexibility across insurance and financial-services activities.

Improving Capital Position

Lower leverage alongside a larger equity base strengthens financial flexibility and provides a more substantial capital cushion for a large insurer. The higher return on equity also indicates that Unipol is using its capital base more effectively than in the prior year.

Bears Say

Revenue Volatility

The strong 2025 rebound is tempered by pronounced multi-year revenue swings, which make the underlying growth trajectory less predictable. Volatility can complicate planning, reduce confidence in recurring revenue trends, and make future profitability more dependent on business-cycle conditions.

Large Balance-Sheet Obligations

Unipol operates with a very large balance sheet and substantial insurance-related obligations, increasing the importance of disciplined risk and capital management. Even with improved ratios, the scale of assets means adverse changes in obligations or risk outcomes could have a material effect.

Remaining Leverage

The decline in debt-to-equity is constructive, but a ratio near 0.59 still means leverage remains relevant to financial flexibility. Ongoing debt obligations can constrain capital allocation and leave less room to absorb deterioration in operating results or insurance-related outcomes.

Unipol Gruppo Finanziario SpA News

0Q6M Earnings this Week: How Will it Perform?

Unipol Gruppo Finanziario SpA (0Q6M) is scheduled to report 4th quarter earnings on 02/19/2026. Regarding Q4 estimates, Wall Street analysts expect Unipol Gruppo Finanziario SpA to post earnings of €0.38

8M agoUNI UIPN

Unipol Gruppo Finanziario SpA (0Q6M) Announces Q2 Dividend: Save the Dates!

Unipol Gruppo Finanziario SpA (LSE: 0Q6M) has declared, under its dividend policy, a yearly cash dividend in the amount of €0.85 per common share. The dividend will be payable on

1y agoUNI UIPN

Unipol Gruppo Strengthens Governance Amidst Expansion

Unipol Gruppo Finanziario SpA (IT:UNI) has released an update. Unipol Gruppo S.p.A., a leading European insurance group, has updated its company statute to reflect recent legal changes, enhancing its governance

1y agoUNI UIPN

Unipol Gruppo Strengthens Position Through Key Merger

Unipol Gruppo Finanziario SpA (IT:UNI) has released an update. Unipol Gruppo S.p.A., a leading European insurance group, has successfully incorporated several subsidiaries including UnipolSai Assicurazioni S.p.A., after a minimal exercise

1y agoUNI UIPN

Unipol Reports Strong Financial Performance in 2024

Unipol Gruppo Finanziario SpA (IT:UNI) has released an update. Unipol Gruppo S.p.A. reported a consolidated net profit of 724 million euros for the first nine months of 2024, boosted by

2y agoUNI UIPN

Unipol Gruppo Publishes Shareholders’ Meeting Minutes

Unipol Gruppo Finanziario SpA (IT:UNI) has released an update. Unipol Gruppo, a leading European insurance group, has made the minutes from its recent shareholders’ meeting available to the public. The

2y agoUNI UIPN

Unipol Gruppo Announces Strategic Merger with Subsidiaries

Unipol Gruppo Finanziario SpA (IT:UNI) has released an update. Unipol Gruppo S.p.A. has announced the approval and registration of a merger with several subsidiaries, including UnipolSai Assicurazioni, at the Bologna

2y agoUNI UIPN

Unipol Approves Strategic Merger and Expands Board

Unipol Gruppo Finanziario SpA (IT:UNI) has released an update. Unipol Gruppo S.p.A. has approved the merger of several subsidiaries, including UnipolSai Assicurazioni, into a unified entity to streamline its corporate

2y agoUNI UIPN

Unipol Gruppo Finanziario SpA (0Q6M) Discloses Q2 Dividend: What Shareholders Should Know

Unipol Gruppo Finanziario SpA (LSE: 0Q6M) has declared, under its dividend policy, a yearly cash dividend in the amount of €0.38 per common share. The dividend will be payable on

2y agoUNI UIPN

Intesa and Unipol: Analysts Are Bullish on These Two Dividend-Paying Italian Stocks

Italian companies Intesa Sanpaolo (IT:ISP) and Unipol Gruppo Finanziario (IT:UNI) are famous financial stocks among investors. Analysts have assigned a Moderate Buy rating to Unipol, projecting a potential 45% upside

3y agoIES ISP

UIPN FAQ

What was Unipol Gruppo Finanziario SpA’s price range in the past 12 months?

Unipol Gruppo Finanziario SpA lowest stock price was €17.84 and its highest was €28.37 in the past 12 months.

What is Unipol Gruppo Finanziario SpA’s market cap?

Unipol Gruppo Finanziario SpA’s market cap is €22.05B.

When is Unipol Gruppo Finanziario SpA’s upcoming earnings report date?

The company’s upcoming earnings report date is not yet available.

How were Unipol Gruppo Finanziario SpA’s earnings last quarter?

Unipol Gruppo Finanziario SpA released its earnings results on Aug 06, 2026. The company reported €1.196 earnings per share for the quarter, beating the consensus estimate of €0.46 by €0.736.

Is Unipol Gruppo Finanziario SpA overvalued?

Not enough analysts have published a price target to calculate whether the price is overvalued.

Does Unipol Gruppo Finanziario SpA pay dividends?

Unipol Gruppo Finanziario SpA does not currently pay dividends.

What is Unipol Gruppo Finanziario SpA’s EPS estimate?

Unipol Gruppo Finanziario SpA’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Unipol Gruppo Finanziario SpA have?

Unipol Gruppo Finanziario SpA has 839,079,160 shares outstanding.

What happened to Unipol Gruppo Finanziario SpA’s price movement after its last earnings report?

Unipol Gruppo Finanziario SpA reported an EPS of €1.196 in its last earnings report, beating expectations of €0.46. Following the earnings report the stock price went down -1.311%.

Which hedge fund is a major shareholder of Unipol Gruppo Finanziario SpA?

Currently, no hedge funds are holding shares in DE:UIPN

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description