TSA Stock Chart & Stats
€45.20
-€0.20(-0.42%)
At close: 4:00 PM EDT
€45.20
-€0.20(-0.42%)
Day’s Range― - ―
52-Week Range€32.40 - €52.50
Previous CloseN/A
Volume0.00
Average Volume (3M)18.00
Market Cap
€4.72B
Enterprise Value€5.81B
Total Cash (Recent Filing)€167.40M
Total Debt (Recent Filing)€849.46M
Price to Earnings (P/E)24.0
Beta0.33
Next Earnings
Oct 29, 2026EPS Estimate
0.33Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.20
Shares Outstanding100,955,240
10 Day Avg. Volume0
30 Day Avg. Volume18
Financial Highlights & Ratios
PEG Ratio1.69
Price to Book (P/B)3.27
Price to Sales (P/S)2.82
P/FCF Ratio16.04
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€55.92Price Target Upside23.71% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)2.31
Revenue Forecast (FY)€1.70B
Bulls Say, Bears Say
Bulls Say
Revenue Growth And Operating MarginsThe multi-year revenue increase indicates sustained demand for ACI’s payment software, while healthy operating margins show meaningful earnings power. Together, these trends support continued investment in cloud platforms and provide a durable foundation for growth over the next several quarters.
Strong Free Cash Flow GenerationStrong positive free cash flow relative to reported earnings suggests solid earnings conversion and gives ACI resources to fund product investment, debt management, and shareholder returns. This cash-generation ability can reinforce strategic flexibility as payment infrastructure demand evolves.
Cloud-native Platform ExpansionAdding Cranium Ventures’ technology to ACI Connetic for Cards broadens the company’s cloud-native payments capabilities and accelerates modernization of card-processing infrastructure. The expansion can strengthen ACI’s strategic platform and deepen its relevance in mission-critical financial workflows.
Bears Say
Recent Net Margin CompressionThe decline in net margin indicates that recent revenue growth has not translated fully into bottom-line expansion. If cost pressure or unfavorable mix persists, it could limit earnings growth, reduce reinvestment capacity, and weaken the operating leverage expected from ACI’s software model.
Cash-flow Volatility And Coverage ConcernAlthough free cash flow is currently strong, its historical volatility makes cash planning less predictable. The below-one coverage metric also signals that operating cash generation may not fully cover the obligation referenced by that measure, increasing the importance of sustained execution and disciplined liquidity management.
Mixed Segment MomentumWeakness in the Biller segment and lower net new ARR bookings create a counterweight to Payment Software growth. Even if timing-related, these trends can delay recurring-revenue expansion and make consolidated growth more dependent on stronger performance from other businesses.
ACI Worldwide News
TSA FAQ
What was ACI Worldwide’s price range in the past 12 months?
ACI Worldwide lowest stock price was €32.40 and its highest was €52.50 in the past 12 months.
What is ACI Worldwide’s market cap?
ACI Worldwide’s market cap is €4.72B.
When is ACI Worldwide’s upcoming earnings report date?
ACI Worldwide’s upcoming earnings report date is Oct 29, 2026 which is in 11 days.
How were ACI Worldwide’s earnings last quarter?
ACI Worldwide released its earnings results on Aug 06, 2026. The company reported €0.276 earnings per share for the quarter, beating the consensus estimate of €0.263 by €0.013.
Is ACI Worldwide overvalued?
According to Wall Street analysts ACI Worldwide’s price is currently Undervalued.
Does ACI Worldwide pay dividends?
ACI Worldwide does not currently pay dividends.
What is ACI Worldwide’s EPS estimate?
ACI Worldwide’s EPS estimate is 0.33.
How many shares outstanding does ACI Worldwide have?
ACI Worldwide has 100,955,240 shares outstanding.
What happened to ACI Worldwide’s price movement after its last earnings report?
ACI Worldwide reported an EPS of €0.276 in its last earnings report, beating expectations of €0.263. Following the earnings report the stock price went down -2.439%.
Which hedge fund is a major shareholder of ACI Worldwide?
Currently, no hedge funds are holding shares in DE:TSA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
ACI Worldwide Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
€55.92 (23.71% Upside)
€55.92 (23.71% Upside)
Blogger Sentiment
Bullish
DE:TSA Sentiment 67%
Sector Average 65%
Sector Average 65%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
9.58%
12-Months-Change
Fundamentals
Return on Equity
15.06%
Trailing 12-Months
Asset Growth
-1.37%
Trailing 12-Months
Learn more about TipRanks Smart Score
Company Description
ACI Worldwide
ACI Worldwide, Inc. operates as a global software enterprise, specializing in the development, distribution, implementation, and ongoing support of digital payment solutions. These sophisticated offerings cater to the diverse needs of banks, merchants, and billing organizations worldwide. The company boasts an extensive portfolio of specialized platforms, which includes: ACI Acquiring: A merchant management system engineered to foster digital innovation, bolster fraud prevention, and help reduce interchange fees. ACI Issuing: A robust solution for the digital issuance of payments. ACI Enterprise Payments Platform: Delivers advanced capabilities for the processing and orchestration of digital payments. Real-Time Payments Solutions: This category features ACI Low Value Real-Time Payments for standard real-time transactions, and ACI High Value Real-Time Payments, a powerful engine supporting multi-bank, multi-currency, 24/7 payment processing, complete with SWIFT messaging integration. ACI Omni Commerce: A scalable platform designed for comprehensive omni-channel payment processing. ACI Secure eCommerce: A dedicated solution ensuring the security of online transactions. ACI Fraud Management: Employs a real-time methodology for effective fraud detection and prevention. ACI Digital Business Banking: A cloud-based platform offering modern digital banking services. ACI Speedpay: An integrated suite providing digital billing, payment, disbursement, and communication services. Beyond its core software products, ACI Worldwide provides electronic bill presentment and payment services to a broad array of sectors, including consumer finance, insurance, healthcare, higher education, utilities, government, and mortgage. The company also offers essential support services such as implementation (encompassing product installation, configuration, and tailored software modifications), along with business and technical consulting, on-site assistance, product education, and comprehensive testing. Furthermore, ACI acts as a distributor and sales representative for third-party software products. All its solutions and services are marketed under the consistent ACI Worldwide brand. Initially known as Transaction Systems Architects, Inc., the company officially rebranded to ACI Worldwide, Inc. in July 2007. Founded in 1975, its operational headquarters are situated in Coral Gables, Florida.
TSA Company Deck
TSA Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed predominantly positive momentum: revenue, recurring revenue and ARR bookings grew, adjusted EBITDA and margins expanded, guidance was raised and the balance sheet remains strong with active share repurchases. Strategic initiatives (Kinetic, Speedpay One, AI investments) are driving pipeline, cross-sell and expansion. Key near-term weaknesses were working-capital driven lower operating cash flow, flat new license bookings, and the expected multi-year cadence for Kinetic adoption among large customers. Macro/geopolitical uncertainty was noted but management emphasized the resilience of payments infrastructure.View all DE:TSA earnings summariesTSA Stock 12 Month Forecast
Average Price Target
€55.92
▲(23.71% Upside)