Trupanion (TPW) Ratios
Trupanion Ratios
DE:TPW's free cash flow for Q2 2026 was $19.16M. For the 2026 fiscal year, DE:TPW's free cash flow was decreased by $-1.82M and operating cash flow was $20.98M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.07 | 1.71 | 1.63 | 1.62 | 1.75 |
| Quick Ratio | 1.07 | 1.71 | 1.63 | 1.62 | 1.75 |
| Cash Ratio | 0.34 | 0.46 | 0.43 | 0.23 | 0.39 |
| Solvency Ratio | 0.07 | 0.01 | -0.07 | -0.09 | -0.10 |
| Operating Cash Flow Ratio | 0.22 | 0.14 | 0.05 | -0.03 | 0.03 |
| Short-Term Operating Cash Flow Coverage | 8.95 | 35.77 | 13.81 | -7.25 | 0.00 |
| Net Current Asset Value | $ -91.14M | $ 113.74M | $ 82.86M | $ 102.77M | $ 160.57M |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.12 | 0.16 | 0.16 | 0.10 | 0.00 |
| Debt-to-Equity Ratio | 0.29 | 0.40 | 0.42 | 0.23 | 0.00 |
| Debt-to-Capital Ratio | 0.23 | 0.29 | 0.30 | 0.19 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.21 | 0.28 | 0.30 | 0.18 | 0.00 |
| Financial Leverage Ratio | 2.38 | 2.50 | 2.58 | 2.20 | 1.69 |
| Debt Service Coverage Ratio | 2.06 | 1.35 | -1.50 | -5.49 | -2355.50 |
| Interest Coverage Ratio | 1.60 | -0.66 | -3.37 | -10.08 | -3519.60 |
| Debt to Market Cap | 0.07 | 0.06 | 0.10 | 0.04 | 0.00 |
| Interest Debt Per Share | 2.92 | 3.40 | 3.40 | 1.81 | 0.00 |
| Net Debt to EBITDA | -0.51 | -1.47 | 0.91 | -0.13 | 3.76 |
| Profitability Margins | |||||
| Gross Profit Margin | 28.51% | 13.91% | 11.82% | 13.50% | 14.93% |
| EBIT Margin | 2.48% | 0.38% | -2.97% | -4.41% | -5.04% |
| EBITDA Margin | 3.58% | 1.66% | -1.85% | -3.20% | -3.33% |
| Operating Profit Margin | 1.53% | -0.74% | -3.67% | -4.75% | -5.04% |
| Pretax Profit Margin | 1.53% | -0.75% | -4.06% | -4.88% | -5.04% |
| Net Profit Margin | 1.35% | -0.75% | -4.03% | -4.94% | -5.08% |
| Continuous Operations Profit Margin | 1.35% | -0.75% | -4.03% | -4.94% | -5.08% |
| Net Income Per EBT | 88.36% | 99.95% | 99.24% | 101.08% | 100.88% |
| EBT Per EBIT | 100.00% | 101.30% | 110.76% | 102.78% | 100.07% |
| Return on Assets (ROA) | 2.12% | -1.19% | -5.71% | -6.65% | -6.32% |
| Return on Equity (ROE) | 5.06% | -2.98% | -14.72% | -14.63% | -10.70% |
| Return on Capital Employed (ROCE) | 4.35% | -2.08% | -9.27% | -11.26% | -10.39% |
| Return on Invested Capital (ROIC) | 3.77% | -2.07% | -9.17% | -11.22% | -10.39% |
| Return on Tangible Assets | 2.28% | -1.27% | -6.20% | -7.38% | -7.00% |
| Earnings Yield | 1.21% | -0.47% | -3.54% | -2.31% | -0.67% |
| Efficiency Ratios | |||||
| Receivables Turnover | 4.77 | 4.69 | 4.14 | 3.89 | 4.23 |
| Payables Turnover | 62.57 | 95.98 | 93.06 | 82.67 | 66.43 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 13.73 | 12.58 | 10.70 | 9.98 | 8.97 |
| Asset Turnover | 1.57 | 1.59 | 1.42 | 1.35 | 1.24 |
| Working Capital Turnover Ratio | 10.36 | 5.53 | 5.58 | 5.22 | 3.95 |
| Cash Conversion Cycle | 70.74 | 73.99 | 84.28 | 89.31 | 80.78 |
| Days of Sales Outstanding | 76.57 | 77.80 | 88.20 | 93.73 | 86.27 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 5.83 | 3.80 | 3.92 | 4.41 | 5.49 |
| Operating Cycle | 76.57 | 77.80 | 88.20 | 93.73 | 86.27 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 2.08 | 1.15 | 0.45 | -0.20 | 0.19 |
| Free Cash Flow Per Share | 1.75 | 0.91 | 0.01 | -0.62 | -0.12 |
| Dividend Paid and CapEx Coverage Ratio | 6.33 | 4.97 | 1.02 | -0.33 | 0.60 |
| Capital Expenditure Coverage Ratio | 6.33 | 4.97 | 1.02 | -0.47 | 0.60 |
| Operating Cash Flow Coverage Ratio | 0.80 | 0.37 | 0.14 | -0.12 | 0.00 |
| Operating Cash Flow to Sales Ratio | 0.06 | 0.04 | 0.02 | -0.01 | 0.01 |
| Free Cash Flow Yield | 4.69% | 1.90% | 0.03% | -1.29% | -0.09% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 83.04 | -209.57 | -28.29 | -43.37 | -149.15 |
| Price-to-Sales (P/S) Ratio | 1.12 | 1.58 | 1.14 | 2.14 | 7.58 |
| Price-to-Book (P/B) Ratio | 4.18 | 6.29 | 4.16 | 6.35 | 15.95 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 21.30 | 52.68 | 3531.39 | -77.23 | -1082.16 |
| Price-to-Operating Cash Flow Ratio | 17.94 | 42.08 | 67.83 | -242.20 | 710.56 |
| Price-to-Earnings Growth (PEG) Ratio | -0.28 | 2.66 | 15.56 | -1.84 | -0.33 |
| Enterprise Value Multiple | 30.61 | 93.81 | -60.81 | -66.93 | -224.22 |
| Enterprise Value | 1.58B | 2.00B | 1.25B | 1.94B | 5.21B |
| EV to EBITDA | 30.61 | 93.81 | -60.81 | -66.93 | -224.22 |
| EV to Sales | 1.10 | 1.56 | 1.12 | 2.14 | 7.46 |
| EV to Free Cash Flow | 20.95 | 51.87 | 3479.52 | -77.38 | -1064.32 |
| EV to Operating Cash Flow | 17.65 | 41.43 | 66.83 | -242.68 | 698.84 |
| Tangible Book Value Per Share | 7.46 | 6.48 | 5.82 | 5.87 | 6.90 |
| Shareholders’ Equity Per Share | 8.94 | 7.67 | 7.33 | 7.49 | 8.28 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.12 | 0.00 | 0.01 | -0.01 | -0.01 |
| Revenue Per Share | 33.50 | 30.50 | 26.75 | 22.20 | 17.41 |
| Net Income Per Share | 0.45 | -0.23 | -1.08 | -1.10 | -0.89 |
| Tax Burden | 0.88 | 1.00 | 0.99 | 1.01 | 1.01 |
| Interest Burden | 0.62 | -1.98 | 1.37 | 1.11 | 1.00 |
| Research & Development to Revenue | 0.03 | 0.02 | 0.02 | 0.03 | 0.02 |
| SG&A to Revenue | 0.11 | 0.05 | 0.05 | 0.04 | 0.05 |
| Stock-Based Compensation to Revenue | 0.03 | 0.03 | 0.03 | 0.04 | 0.04 |
| Income Quality | 4.60 | -5.01 | -0.42 | 0.18 | -0.21 |
Currency in USD
