Sydbank A/S (TM2) Ratios
Sydbank A/S Ratios
DE:TM2's free cash flow for Q2 2026 was $785.00M. For the 2026 fiscal year, DE:TM2's free cash flow was decreased by $-34.00M and operating cash flow was $819.00M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.12 | 0.09 | 0.15 | 5.49 | 4.72 |
| Quick Ratio | 0.12 | 0.09 | 0.15 | 7.23 | 6.16 |
| Cash Ratio | 0.11 | 0.09 | 0.15 | 5.32 | 4.48 |
| Solvency Ratio | 0.01 | 0.02 | 0.02 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.02 | -0.01 | 0.01 | 0.77 | -0.65 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | $ -271.98B | $ -163.36B | $ -147.56B | $ -134.19B | $ -130.95B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.07 | 0.07 | 0.07 | 0.08 | 0.09 |
| Debt-to-Equity Ratio | 0.66 | 0.85 | 0.78 | 1.03 | 1.15 |
| Debt-to-Capital Ratio | 0.40 | 0.46 | 0.44 | 0.51 | 0.54 |
| Long-Term Debt-to-Capital Ratio | 0.40 | 0.46 | 0.44 | 0.00 | 0.00 |
| Financial Leverage Ratio | 9.09 | 12.30 | 11.78 | 12.86 | 12.77 |
| Debt Service Coverage Ratio | 1.26 | 1.20 | 2.31 | 4.12 | 3.53 |
| Interest Coverage Ratio | 1.60 | 1.52 | 2.94 | 5.94 | 4.04 |
| Debt to Market Cap | 0.84 | 0.44 | 0.75 | 0.00 | 0.00 |
| Interest Debt Per Share | 506.42 | 294.83 | 245.33 | 257.93 | 263.71 |
| Net Debt to EBITDA | -2.21 | -0.22 | -1.88 | -6.31 | -4.03 |
| Profitability Margins | |||||
| Gross Profit Margin | 82.91% | 75.92% | 100.00% | 100.00% | 100.00% |
| EBIT Margin | 26.68% | 36.66% | 44.66% | 44.46% | 36.99% |
| EBITDA Margin | 28.03% | 37.78% | 46.11% | 46.60% | 39.89% |
| Operating Profit Margin | 27.31% | 36.66% | 46.08% | 53.64% | 37.14% |
| Pretax Profit Margin | 27.31% | 36.66% | 44.73% | 44.61% | 37.14% |
| Net Profit Margin | 20.90% | 27.78% | 34.51% | 35.26% | 29.71% |
| Continuous Operations Profit Margin | 20.90% | 27.78% | 34.92% | 35.26% | 29.71% |
| Net Income Per EBT | 76.52% | 75.78% | 77.15% | 79.04% | 79.99% |
| EBT Per EBIT | 100.00% | 100.00% | 97.07% | 83.16% | 100.00% |
| Return on Assets (ROA) | 0.55% | 1.43% | 1.78% | 1.06% | 0.84% |
| Return on Equity (ROE) | 5.03% | 17.55% | 21.03% | 13.64% | 10.71% |
| Return on Capital Employed (ROCE) | 3.59% | 9.82% | 10.04% | 1.67% | 1.08% |
| Return on Invested Capital (ROIC) | 2.75% | 7.44% | 7.84% | 2.60% | 1.82% |
| Return on Tangible Assets | 0.57% | 1.43% | 1.79% | 1.06% | 0.84% |
| Earnings Yield | 6.35% | 9.20% | 20.19% | 11.29% | 11.53% |
| Efficiency Ratios | |||||
| Receivables Turnover | 11.44 | 32.17 | 8.42 | 5.77 | 3.87 |
| Payables Turnover | 3.84 | 10.59 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 3.00 | 7.62 | 7.58 | 4.22 | 3.69 |
| Asset Turnover | 0.03 | 0.05 | 0.05 | 0.03 | 0.03 |
| Working Capital Turnover Ratio | -0.05 | -0.07 | -0.09 | 0.24 | 0.29 |
| Cash Conversion Cycle | -63.11 | -23.11 | 43.33 | 63.30 | 94.21 |
| Days of Sales Outstanding | 31.91 | 11.34 | 43.33 | 63.30 | 94.21 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 95.02 | 34.46 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 31.91 | 11.34 | 43.33 | 63.30 | 94.21 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 124.58 | -17.08 | 33.29 | 75.97 | -55.62 |
| Free Cash Flow Per Share | 122.98 | -18.84 | 31.65 | 74.72 | -58.19 |
| Dividend Paid and CapEx Coverage Ratio | 4.42 | -0.51 | 1.78 | 5.58 | -4.47 |
| Capital Expenditure Coverage Ratio | 77.57 | -9.68 | 20.33 | 60.72 | -21.66 |
| Operating Cash Flow Coverage Ratio | 0.26 | -0.07 | 0.15 | 0.30 | -0.22 |
| Operating Cash Flow to Sales Ratio | 0.72 | -0.09 | 0.20 | 0.81 | -0.69 |
| Free Cash Flow Yield | 21.58% | -3.34% | 10.87% | 25.54% | -28.14% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 16.38 | 10.87 | 4.95 | 8.86 | 8.67 |
| Price-to-Sales (P/S) Ratio | 3.29 | 3.02 | 1.71 | 3.12 | 2.58 |
| Price-to-Book (P/B) Ratio | 0.79 | 1.91 | 1.04 | 1.21 | 0.93 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.63 | -29.91 | 9.20 | 3.92 | -3.55 |
| Price-to-Operating Cash Flow Ratio | 4.58 | -33.00 | 8.75 | 3.85 | -3.72 |
| Price-to-Earnings Growth (PEG) Ratio | -0.52 | -0.81 | 0.06 | 0.22 | 0.11 |
| Enterprise Value Multiple | 9.53 | 7.78 | 1.83 | 0.39 | 2.43 |
| Enterprise Value | 24.19B | 29.21B | 8.06B | 984.12M | 4.61B |
| EV to EBITDA | 9.53 | 7.78 | 1.83 | 0.39 | 2.43 |
| EV to Sales | 2.67 | 2.94 | 0.84 | 0.18 | 0.97 |
| EV to Free Cash Flow | 3.76 | -29.09 | 4.53 | 0.23 | -1.34 |
| EV to Operating Cash Flow | 3.71 | -32.09 | 4.31 | 0.23 | -1.40 |
| Tangible Book Value Per Share | 545.29 | 288.30 | 274.49 | 233.66 | 213.51 |
| Shareholders’ Equity Per Share | 718.98 | 295.41 | 279.65 | 242.26 | 222.52 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.23 | 0.24 | 0.22 | 0.21 | 0.20 |
| Revenue Per Share | 173.21 | 186.57 | 170.37 | 93.68 | 80.25 |
| Net Income Per Share | 36.19 | 51.83 | 58.80 | 33.03 | 23.84 |
| Tax Burden | 0.77 | 0.76 | 0.77 | 0.79 | 0.80 |
| Interest Burden | 1.02 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.15 | 0.12 | 0.10 | 0.18 | 0.25 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.63 | -0.25 | 0.56 | 1.82 | -1.87 |
Currency in DKK