STEICO SE (ST5) AI Stock Analysis

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STEICO SE

(XETRA:ST5)

Select Model

Rating:60Neutral

Price Target:EUR 17.50▲(5.17% Upside)

Action:reiterated

Date:11/07/26

Financial performance is the leading factor with moderate strength from margin gains and balance sheet improvement, though revenue volatility and thin profitability limit upside. Bearish technical signals from moving averages and MACD further pressure the score, while fair valuation offers limited support.

Positive Factors

Renewable-fiber construction productsSTEICO’s focus on wood-fiber insulation and timber construction materials gives the company an established position in energy-efficient and sustainable building applications. This product focus can support durable relevance as construction projects continue to use renewable-fiber components across roofs, walls, and floors.

Negative Factors

Profitability below prior peaksProfitability remains materially below the strong 2021–2022 levels despite revenue recovery, showing that higher sales have not fully restored earnings power. Continued margin compression or operating volatility could limit retained cash, weaken returns, and reduce the benefits of future revenue growth.

STEICO SE (ST5) vs. iShares MSCI Germany ETF (EWG)

Market Cap: EUR 234.35M
Dividend Yield: 1.20%
Average Volume (3M): 7,535
Price to Earnings (P/E): 15.4
Beta (1Y): 1.24
Revenue Growth: -0.16%
EPS Growth: 49.28%
Country: Germany
Employees: 1,957
Sector: Basic Materials
Sector Strength: 61
Industry: Paper, Lumber & Forest Products

STEICO SE Business Overview & Revenue Model

Company Description

STEICO SE, established in 1986 and headquartered in Feldkirchen, Germany, functions as a global developer, manufacturer, and distributor of sustainable building materials created from renewable raw resources. This company, a subsidiary of Schramek Gm...

STEICO SE Financial Statement Overview

Summary

Moderate financial health supported by revenue recovery, significantly improved gross margins near 50%, and a stronger balance sheet with reduced leverage to 0.39 debt-to-equity; offset by low net margins of 4-5% and volatile cash flows.

Income Statement

62Positive

Balance Sheet

78Positive

Cash Flow

58Neutral

Financial statement breakdown
Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	408.55M	407.45M	390.21M	365.91M	445.15M	388.18M
Gross Profit	139.52M	198.49M	198.19M	135.85M	94.72M	97.30M
EBITDA	70.34M	68.02M	81.37M	36.93M	89.06M	89.05M
Net Income	15.11M	17.85M	19.32M	16.88M	47.86M	48.16M
Balance Sheet
Total Assets	585.83M	589.01M	588.65M	587.67M	509.07M	430.50M
Cash, Cash Equivalents and Short-Term Investments	31.56M	43.75M	34.46M	33.11M	24.36M	32.99M
Total Debt	137.91M	141.05M	170.49M	191.94M	142.40M	121.22M
Total Liabilities	232.55M	228.46M	248.43M	274.15M	236.91M	195.90M
Stockholders Equity	353.28M	360.55M	340.22M	313.52M	272.16M	234.60M
Cash Flow
Free Cash Flow	37.75M	37.75M	29.43M	-33.71M	-29.35M	9.56M
Operating Cash Flow	53.94M	53.94M	58.64M	51.65M	64.52M	84.74M
Investing Cash Flow	-15.87M	-15.87M	-27.25M	-84.85M	-88.42M	-74.83M
Financing Cash Flow	-29.20M	-29.20M	-31.66M	38.09M	15.55M	-439.00K

STEICO SE Technical Analysis

Technical Analysis SentimentNeutral

Last Price16.64

Price Trends

50DMA17.53Negative

100DMA18.16Negative

200DMA19.82Negative

Market Momentum

MACD-0.25Negative

RSI46.26Neutral

STOCH60.00Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:ST5, the sentiment is Neutral. The current price of 16.64 is above the 20-day moving average (MA) of 16.60, below the 50-day MA of 17.53, and below the 200-day MA of 19.82, indicating a neutral trend. The MACD of -0.25 indicates Negative momentum. The RSI at 46.26 is Neutral, neither overbought nor oversold. The STOCH value of 60.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for DE:ST5.

STEICO SE Peers Comparison

Overall Rating

UnderperformOutperform

Sector (61)

Financial Indicators

DE:ST5 against its peers
Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
DE:DLX	71Outperform	EUR 25.81M	11.41	5.80%	3.17%	10.33%	158.13%
Sector *	61Neutral	$10.43B	7.12	-0.05%	2.87%	2.86%	-36.73%
DE:ST5	60Neutral	EUR 237.17M	15.41	4.23%	1.20%	-0.16%	49.28%
DE:SUR	44Neutral	EUR 96.14M	-6.47	-4.08%	4.84%	-3.53%	-230.80%

* Basic Materials Sector Average

Performance Comparison

DE:ST5 and its peers over the selected period
Ticker	Company Name	Price	Change	% Change
DE:ST5	STEICO SE	16.64	-3.45	-17.15%
DE:SUR	SURTECO SE	6.20	-6.25	-50.20%
DE:EIS	Eisen- und Huttenwerke AG	14.00	0.68	5.09%
DE:DLX	Delignit AG	2.52	0.52	26.25%
DE:B8A	BAVARIA Industries Group AG	120.00	34.04	39.60%
DE:FDD	Pilkington Deutschland AG	222.00	-6.70	-2.93%

Glossary

BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.

Date of analysis: Nov 05, 2026

STEICO SE AI Stock Analysis