Standard Bank Group(DE:SKCS)
€16.70+0.00 (+2.45%)
DE:SKCS
Standard Bank Group financials statements
€16.70
At close:+0.00 (+2.45%)
Standard Bank Group (SKCS) Ratios
1 Followers
Standard Bank Group Ratios
DE:SKCS's free cash flow for Q2 2026 was R63.65B. For the 2026 fiscal year, DE:SKCS's free cash flow was decreased by R-2.28B and operating cash flow was R68.17B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.32 | 0.00 | 2.15 | 17.20 | 11.73 |
| Quick Ratio | 0.32 | 0.00 | 2.15 | 17.20 | 11.73 |
| Cash Ratio | 0.06 | 0.00 | 6.53 | 14.09 | 10.32 |
| Solvency Ratio | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 0.03 | 0.00 | -3.40 | 7.80 | 1.40 |
| Short-Term Operating Cash Flow Coverage | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | R -2.55T | R -2.86T | R -2.74T | R -2.48T | R -2.37T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.04 | 0.01 | 0.01 | 0.04 | 0.05 |
| Debt-to-Equity Ratio | 0.53 | 0.10 | 0.08 | 0.54 | 0.67 |
| Debt-to-Capital Ratio | 0.35 | 0.09 | 0.08 | 0.35 | 0.40 |
| Long-Term Debt-to-Capital Ratio | 0.35 | 0.09 | 0.08 | 0.10 | 0.12 |
| Financial Leverage Ratio | 13.43 | 11.92 | 11.76 | 12.07 | 12.69 |
| Debt Service Coverage Ratio | 0.61 | 0.54 | -0.17 | 0.82 | 0.96 |
| Interest Coverage Ratio | 0.83 | 0.80 | 1.67 | 2.34 | 3.18 |
| Debt to Market Cap | 0.30 | 0.07 | 0.06 | 0.09 | 0.13 |
| Interest Debt Per Share | 145.75 | 80.60 | 66.92 | 113.18 | 114.07 |
| Net Debt to EBITDA | -0.11 | -1.21 | 0.00 | 0.19 | 1.09 |
| Profitability Margins | |||||
| Gross Profit Margin | 79.78% | 100.00% | 117.48% | 100.00% | 100.00% |
| EBIT Margin | 24.70% | -3.68% | -4.53% | 37.68% | 31.10% |
| EBITDA Margin | 26.92% | 39.42% | 0.00% | 43.12% | 37.02% |
| Operating Profit Margin | 25.38% | 45.23% | 98.59% | 98.04% | 95.21% |
| Pretax Profit Margin | 24.70% | 35.73% | 41.13% | 37.68% | 31.10% |
| Net Profit Margin | 15.68% | 24.18% | 28.49% | 26.17% | 20.91% |
| Continuous Operations Profit Margin | 16.67% | 26.49% | 31.18% | 28.99% | 22.84% |
| Net Income Per EBT | 63.48% | 67.67% | 69.27% | 69.43% | 67.24% |
| EBT Per EBIT | 97.32% | 79.00% | 41.72% | 38.44% | 32.66% |
| Return on Assets (ROA) | 1.31% | 1.40% | 1.50% | 1.22% | 0.94% |
| Return on Equity (ROE) | 17.61% | 16.70% | 17.64% | 14.75% | 11.96% |
| Return on Capital Employed (ROCE) | 6.24% | 2.62% | 5.23% | 4.59% | 4.31% |
| Return on Invested Capital (ROIC) | 4.21% | 1.94% | 2.91% | 8.48% | 7.41% |
| Return on Tangible Assets | 1.31% | 1.41% | 1.51% | 1.23% | 0.95% |
| Earnings Yield | 9.98% | 12.54% | 12.69% | 12.91% | 11.55% |
| Efficiency Ratios | |||||
| Receivables Turnover | 266.24 | 13.43 | 10.32 | 5.79 | 9.40 |
| Payables Turnover | 9.05 | 0.00 | -3.08 | 6.75 | 3.99 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 14.38 | 9.35 | 7.95 | 6.62 | 5.96 |
| Asset Turnover | 0.08 | 0.06 | 0.05 | 0.05 | 0.05 |
| Working Capital Turnover Ratio | -0.40 | 2.68 | 2.01 | 1.15 | 1.22 |
| Cash Conversion Cycle | -38.95 | 27.17 | 153.77 | 8.94 | -52.66 |
| Days of Sales Outstanding | 1.37 | 27.17 | 35.38 | 63.01 | 38.85 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 40.32 | 0.00 | -118.38 | 54.07 | 91.51 |
| Operating Cycle | 1.37 | 27.17 | 35.38 | 63.01 | 38.85 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 41.58 | 35.89 | -42.15 | 39.79 | 8.11 |
| Free Cash Flow Per Share | 38.88 | 32.94 | -45.31 | 36.84 | 4.99 |
| Dividend Paid and CapEx Coverage Ratio | 2.04 | 1.76 | -2.20 | 2.47 | 0.76 |
| Capital Expenditure Coverage Ratio | 15.43 | 12.18 | -13.32 | 13.50 | 2.61 |
| Operating Cash Flow Coverage Ratio | 0.47 | 2.23 | -3.40 | 0.51 | 0.09 |
| Operating Cash Flow to Sales Ratio | 0.22 | 0.31 | -0.46 | 0.48 | 0.10 |
| Free Cash Flow Yield | 13.30% | 14.91% | -21.81% | 22.15% | 3.57% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.45 | 8.36 | 7.88 | 7.74 | 8.66 |
| Price-to-Sales (P/S) Ratio | 1.57 | 1.93 | 2.25 | 2.03 | 1.81 |
| Price-to-Book (P/B) Ratio | 1.76 | 1.33 | 1.39 | 1.14 | 1.04 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 7.52 | 6.71 | -4.58 | 4.51 | 28.01 |
| Price-to-Operating Cash Flow Ratio | 7.03 | 6.16 | -4.93 | 4.18 | 17.26 |
| Price-to-Earnings Growth (PEG) Ratio | 1.79 | -9.69 | 0.28 | 0.24 | 0.09 |
| Enterprise Value Multiple | 5.73 | 3.69 | 0.00 | 4.89 | 5.98 |
| Enterprise Value | 466.34B | 275.24B | 242.90B | 284.22B | 272.05B |
| EV to EBITDA | 5.73 | 3.69 | 0.00 | 4.89 | 5.98 |
| EV to Sales | 1.54 | 1.45 | 1.51 | 2.11 | 2.21 |
| EV to Free Cash Flow | 7.37 | 5.05 | -3.07 | 4.70 | 34.25 |
| EV to Operating Cash Flow | 6.90 | 4.64 | -3.30 | 4.35 | 21.10 |
| Tangible Book Value Per Share | 184.04 | 170.14 | 151.43 | 149.21 | 142.04 |
| Shareholders’ Equity Per Share | 165.65 | 165.91 | 149.37 | 145.61 | 135.09 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.33 | 0.26 | 0.24 | 0.23 | 0.27 |
| Revenue Per Share | 185.98 | 114.57 | 92.48 | 82.08 | 77.25 |
| Net Income Per Share | 29.16 | 27.71 | 26.35 | 21.48 | 16.15 |
| Tax Burden | 0.63 | 0.68 | 0.69 | 0.69 | 0.67 |
| Interest Burden | 1.00 | -9.70 | -9.09 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.03 | 0.05 | 0.00 | 0.02 | 0.00 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 1.49 | 24.88 | 0.00 | 1.19 | 0.32 |
Currency in ZAR

