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Synchrony Financial (SFE) Financial Statements

Synchrony Financial Financial Overview

Synchrony Financial's market cap is currently $21.01B. The company's EPS TTM is $9.68; its P/E ratio is 7.78; and it has a dividend yield of 1.57%. Synchrony Financial is estimated to report earnings on January 22, 2027, and the estimated EPS forecast is $1.76. See an overview of income statement, balance sheet, and cash flow financials.

Financial overview
Dec 25Dec 24Dec 23Dec 22Dec 21
Income Statement
Total Revenue$ 19.12B$ 20.76B$ 17.34B$ 13.20B$ 11.22B
Gross Profit$ 9.76B$ 9.39B$ 7.66B$ 8.30B$ 9.47B
Operating Income$ 4.62B$ 4.55B$ 2.90B$ 3.96B$ 5.50B
EBITDA$ 5.13B$ 5.03B$ 3.36B$ 4.38B$ 5.89B
Net Income$ 3.55B$ 3.50B$ 2.24B$ 3.02B$ 4.22B
Balance Sheet
Cash & Short-Term Investments$ 17.32B$ 17.79B$ 18.06B$ 15.17B$ 13.62B
Total Assets$ 119.09B$ 119.46B$ 117.48B$ 104.56B$ 95.75B
Total Debt$ 15.18B$ 15.46B$ 15.98B$ 14.19B$ 14.51B
Net Debt$ 209.00M$ 751.00M$ 1.72B$ 3.90B$ 6.17B
Total Liabilities$ 102.33B$ 102.88B$ 103.58B$ 91.69B$ 82.09B
Stockholders' Equity$ 16.77B$ 16.58B$ 13.90B$ 12.87B$ 13.65B
Cash Flow
Free Cash Flow$ 9.85B$ 9.85B$ 8.59B$ 6.69B$ 7.10B
Operating Cash Flow$ 9.85B$ 9.85B$ 8.59B$ 6.69B$ 7.10B
Investing Cash Flow$ -4.85B$ -8.90B$ -14.23B$ -10.23B$ -4.81B
Financing Cash Flow$ -4.74B$ -611.00M$ 9.63B$ 5.28B$ -5.20B

Currency in USD

Synchrony Financial Earnings and Revenue History

08B16B24B0 %15 %30 %45 %EarningsProfit Margin201720182019202020212022202320242025RevenueEarningsProfit Margin

Synchrony Financial Debt to Assets

050B100B150B84 %85.5 %87 %88.5 %LiabilitiesDebt to Assets201720182019202020212022202320242025AssetsLiabilitiesDebt to Assets

Synchrony Financial Cash Flow

-30B-20B-10B010B20B201720182019202020212022202320242025OperatingInvestingFinancing

Synchrony Financial Forecast EPS vs Actual EPS

1.51.822.32.52.8Q3 25Q4 25Q1 26Q2 26Q3 26Q4 26EPS EstimateBeatMiss