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SCOR SE (DE:SDRB)
FRANKFURT:SDRB

SCOR SE (SDRB) Price & Analysis

1 Followers

SDRB Stock Chart & Stats

€3.16
€0.00(0.00%)
At close: 4:00 PM EDT
€3.16
€0.00(0.00%)

Bulls Say, Bears Say

Bulls Say
Diversified Business ModelSCOR's combined P&C and Life & Health franchises plus an invested float provide structural diversification across catastrophe, specialty and biometric risks. This mix reduces single-cycle dependence, allows capital allocation across segments, and supports steadier earnings over multi-year horizons.
Strong Operating ProfitabilityA high TTM operating margin (~25%) signals disciplined underwriting and expense control that persist beyond short-term cycles. Sustained operating profitability creates capacity to absorb large losses, rebuild reserves, and fund dividends or growth without immediate capital raises, strengthening long-term resilience.
Manageable Capital StructureModerate leverage and adequate capitalization support the firm's ability to underwrite large or concentrated risks and purchase retrocession. Strong ROE in normalized years (~17–20%) shows efficient capital use when underwriting conditions are favorable, underpinning long-run franchise value.
Bears Say
Volatile Cash FlowA steep TTM free cash flow decline and uneven historical FCF reduce predictability of internal funding for claims, dividends, and strategic investments. Persistent cash-flow volatility raises the probability of external capital needs or constrained capital allocation in adverse underwriting or market environments.
Inconsistent Revenue TrendsIrregular top-line performance across recent years limits visibility into sustainable premium volumes and growth. Revenue inconsistency increases sensitivity to renewal pricing cycles and market conditions, complicating multi-year planning and elevating the risk that underwriting scale and margins will swing with market phases.
Reliance On Investment IncomeMaterial dependence on investment returns means earnings and surplus are exposed to interest-rate and credit-market cycles. Prolonged low yields or credit impairments would compress net income and reduce the cushion that investment returns provide to underwriting, increasing earnings sensitivity to market conditions.

SCOR SE News

SDRB FAQ

What was SCOR SE’s price range in the past 12 months?
SCOR SE lowest stock price was €2.42 and its highest was €3.40 in the past 12 months.
    What is SCOR SE’s market cap?
    SCOR SE’s market cap is €6.08B.
      When is SCOR SE’s upcoming earnings report date?
      SCOR SE’s upcoming earnings report date is Oct 30, 2026 which is in 92 days.
        How were SCOR SE’s earnings last quarter?
        SCOR SE released its earnings results on Jul 30, 2026. The company reported €0.106 earnings per share for the quarter, beating the consensus estimate of €0.085 by €0.021.
          Is SCOR SE overvalued?
          According to Wall Street analysts SCOR SE’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SCOR SE pay dividends?
            SCOR SE does not currently pay dividends.
            What is SCOR SE’s EPS estimate?
            SCOR SE’s EPS estimate is 0.09.
              How many shares outstanding does SCOR SE have?
              SCOR SE has 1,793,899,800 shares outstanding.
                What happened to SCOR SE’s price movement after its last earnings report?
                SCOR SE reported an EPS of €0.106 in its last earnings report, beating expectations of €0.085. Following the earnings report the stock price went up 2.837%.
                  Which hedge fund is a major shareholder of SCOR SE?
                  Currently, no hedge funds are holding shares in DE:SDRB
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    SCOR SE

                    SCOR SE functions as a prominent global reinsurance provider, offering a comprehensive suite of life and non-life protection solutions. The company boasts a broad international footprint, serving clients across Europe, the Middle East, Africa, the Americas (including Latin America), and the Asia Pacific region. Operations are primarily organized into two distinct segments: SCOR Global P&C and SCOR Global Life. The SCOR Global P&C division delivers a diverse portfolio of property and casualty reinsurance solutions. This encompasses traditional lines such as property, motor vehicle, and casualty treaties, alongside more specialized coverages like credit and surety, decennial risk, aviation, marine and energy, engineering, and agricultural perils, as well as protection against significant property catastrophes. The segment also extends into specialized insurance products, including bespoke business solutions, political and credit risk coverage, cyber insurance, and environmental impairment liability, in addition to engaging in various business ventures and alliances. Meanwhile, SCOR Global Life is dedicated to life reinsurance. Its extensive offerings safeguard against mortality, morbidity, behavioral risks, disability, long-term care, critical illness, medical expenses, and personal accidents. This division also crafts sophisticated financial solutions that integrate conventional life reinsurance with financial components, aiming to bolster clients' liquidity, strengthen balance sheets, improve solvency ratios, and enhance income. A key focus is also on longevity solutions, which protect insurers and pension funds from the financial repercussions of policyholders or annuitants living beyond actuarial projections. Complementary distribution solutions are also provided. Furthermore, SCOR SE engages in asset management services. Founded in 1970, the firm's global operations are directed from its headquarters in Paris, France.

                    SCOR SE (SDRB) Earnings & Revenues

                    SDRB Company Deck

                    SDRB Earnings Call

                    Q2 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call was predominantly positive: SCOR reported record net income, robust ROE, strong solvency (215%), significant economic value growth (+13.7% vs 9% target), a raised dividend (+5.6%), EUR 170m of cost savings ahead of plan, excellent P&C underwriting metrics (combined ratio well below target, nat cat and attritional loss ratios improving), and Life & Health and investment results beating guidance. Key risks and headwinds were noted but appear manageable: competitive P&C pricing and SBS weakness, some underperforming Life contracts (addressed with reserve strengthening), refinancing timing on Tier 2, man-made loss volatility, pending arbitration, and potential Solvency II reform impacts (estimated -10–15ppt). Overall, the positive operational and capital outcomes materially outweigh the identified lowlights.View all DE:SDRB earnings summaries
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