Raiffeisen Bank International(DE:RAW)
€63.85+1.55 (+2.49%)
DE:RAW
Raiffeisen Bank International financials statements
€63.85
At close:+1.55 (+2.49%)
Raiffeisen Bank International (RAW) Ratios
74 Followers
Raiffeisen Bank International Ratios
DE:RAW's free cash flow for Q3 2026 was €1.29B. For the 2026 fiscal year, DE:RAW's free cash flow was decreased by €-111.00M and operating cash flow was €1.40B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 1.32 | 0.34 | 0.35 | 0.39 | 0.34 |
| Quick Ratio | 1.32 | 0.34 | 0.35 | 0.39 | 0.34 |
| Cash Ratio | 0.86 | 0.34 | 0.35 | 0.39 | 0.33 |
| Solvency Ratio | 0.01 | 0.01 | 0.02 | 0.02 | 0.01 |
| Operating Cash Flow Ratio | 0.20 | -0.00 | -0.01 | 0.13 | 0.05 |
| Short-Term Operating Cash Flow Coverage | 0.20 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | € -168.79B | € -130.51B | € -126.95B | € -125.44B | € -125.55B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.22 | 0.11 | 0.09 | 0.07 | 0.06 |
| Debt-to-Equity Ratio | 2.36 | 1.16 | 1.01 | 0.87 | 0.86 |
| Debt-to-Capital Ratio | 0.70 | 0.54 | 0.50 | 0.47 | 0.46 |
| Long-Term Debt-to-Capital Ratio | 0.61 | 0.54 | 0.50 | 0.47 | 0.46 |
| Financial Leverage Ratio | 10.81 | 10.47 | 10.65 | 11.74 | 13.28 |
| Debt Service Coverage Ratio | 0.11 | 0.53 | 0.60 | 1.77 | 1.44 |
| Interest Coverage Ratio | 0.67 | 0.63 | 0.69 | 1.91 | 1.41 |
| Debt to Market Cap | 3.62 | 3.41 | 3.07 | 3.05 | 1.46 |
| Interest Debt Per Share | 151.84 | 81.62 | 72.36 | 53.50 | 41.57 |
| Net Debt to EBITDA | 10.51 | -7.71 | -8.25 | -9.91 | -17.41 |
| Profitability Margins | |||||
| Gross Profit Margin | 92.09% | 65.39% | 64.22% | 81.34% | 81.62% |
| EBIT Margin | 25.99% | 21.96% | 24.84% | 35.58% | 25.95% |
| EBITDA Margin | 31.07% | 25.38% | 28.48% | 40.23% | 31.78% |
| Operating Profit Margin | 26.51% | 21.96% | 24.84% | 35.58% | 25.95% |
| Pretax Profit Margin | 25.99% | 21.96% | 24.84% | 35.58% | 25.95% |
| Net Profit Margin | 13.80% | 8.51% | 17.37% | 30.71% | 19.89% |
| Continuous Operations Profit Margin | 15.79% | 14.95% | 17.87% | 28.31% | 20.62% |
| Net Income Per EBT | 53.10% | 38.77% | 69.93% | 86.30% | 76.65% |
| EBT Per EBIT | 98.03% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.65% | 0.58% | 1.20% | 1.75% | 0.71% |
| Return on Equity (ROE) | 7.05% | 6.06% | 12.81% | 20.56% | 9.48% |
| Return on Capital Employed (ROCE) | 1.35% | 5.20% | 6.69% | 8.89% | 4.47% |
| Return on Invested Capital (ROIC) | 0.76% | 3.54% | 4.81% | 7.08% | 3.55% |
| Return on Tangible Assets | 0.66% | 0.58% | 1.21% | 1.76% | 0.72% |
| Earnings Yield | 10.91% | 17.86% | 38.96% | 71.82% | 16.11% |
| Efficiency Ratios | |||||
| Receivables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 7.13 | 10.46 | 10.90 | 9.11 | 5.18 |
| Asset Turnover | 0.05 | 0.07 | 0.07 | 0.06 | 0.04 |
| Working Capital Turnover Ratio | -0.22 | -0.14 | -0.14 | -0.12 | -0.07 |
| Cash Conversion Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Sales Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 9.46 | -1.96 | -6.00 | 63.74 | 23.71 |
| Free Cash Flow Per Share | 7.80 | -3.48 | -7.80 | 62.26 | 22.33 |
| Dividend Paid and CapEx Coverage Ratio | 2.69 | -0.58 | -1.93 | 34.77 | 7.90 |
| Capital Expenditure Coverage Ratio | 5.67 | -1.29 | -3.32 | 43.32 | 17.29 |
| Operating Cash Flow Coverage Ratio | 0.07 | -0.03 | -0.10 | 1.36 | 0.63 |
| Operating Cash Flow to Sales Ratio | 0.31 | -0.05 | -0.14 | 1.78 | 1.13 |
| Free Cash Flow Yield | 20.35% | -17.60% | -41.79% | 405.63% | 86.30% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 10.03 | 6.19 | 2.57 | 1.39 | 6.21 |
| Price-to-Sales (P/S) Ratio | 1.26 | 0.48 | 0.45 | 0.43 | 1.23 |
| Price-to-Book (P/B) Ratio | 0.65 | 0.34 | 0.33 | 0.29 | 0.59 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 4.91 | -5.68 | -2.39 | 0.25 | 1.16 |
| Price-to-Operating Cash Flow Ratio | 4.05 | -10.07 | -3.11 | 0.24 | 1.09 |
| Price-to-Earnings Growth (PEG) Ratio | 0.51 | -0.11 | -0.07 | 0.01 | 0.08 |
| Enterprise Value Multiple | 14.58 | -5.83 | -6.69 | -8.85 | -13.52 |
| Enterprise Value | 45.00B | -20.11B | -26.16B | -42.05B | -29.64B |
| EV to EBITDA | 14.58 | -5.83 | -6.69 | -8.85 | -13.52 |
| EV to Sales | 4.53 | -1.48 | -1.90 | -3.56 | -4.30 |
| EV to Free Cash Flow | 17.60 | 17.64 | 10.22 | -2.05 | -4.03 |
| EV to Operating Cash Flow | 14.50 | 31.28 | 13.30 | -2.01 | -3.80 |
| Tangible Book Value Per Share | 60.15 | 58.96 | 57.56 | 54.29 | 44.20 |
| Shareholders’ Equity Per Share | 59.30 | 58.17 | 56.77 | 53.61 | 43.97 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.39 | 0.32 | 0.28 | 0.20 | 0.21 |
| Revenue Per Share | 30.29 | 41.43 | 41.88 | 35.90 | 20.96 |
| Net Income Per Share | 4.18 | 3.53 | 7.27 | 11.02 | 4.17 |
| Tax Burden | 0.53 | 0.39 | 0.70 | 0.86 | 0.77 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.10 | 0.08 | 0.06 | 0.07 | 0.10 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Income Quality | 2.48 | -0.22 | -0.82 | 4.99 | 4.36 |
Currency in EUR
