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PSI AG fuer Produkte und Systeme der Informationstechnologie (DE:PSAN)
XETRA:PSAN
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PSI AG fuer Produkte und Systeme der Informationstechnologie (PSAN) AI Stock Analysis

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DE:PSAN

PSI AG fuer Produkte und Systeme der Informationstechnologie

(XETRA:PSAN)

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Neutral 43 (OpenAI - 5.2)
Rating:43Neutral
Price Target:
€43.00
▼(-5.49% Downside)
Action:Reiterated
Date:08/05/26
The score is held down primarily by weak financial performance—ongoing losses, rising leverage, and a return to negative operating/free cash flow in TTM. Technicals are largely neutral with only mild weakness (slightly negative MACD), and valuation remains unattractive on conventional measures due to a negative P/E and no dividend yield data.
Positive Factors
Strong TTM revenue growth
Sustained, large top-line growth indicates meaningful customer demand and product-market fit in PSI’s target verticals. Over 2-6 months this growth provides expanded recurring and project revenue pools to scale platform economics and fund investments that can improve long-term margins if cost discipline follows.
Negative Factors
Sustained losses & negative margins
Persistent negative EBIT and net margins reduce retained earnings and impair the company’s ability to self-finance growth initiatives. Without a clear, sustained pathway to margin recovery, operating losses will continue to erode equity and constrain investments in product development and sales necessary for long-term competitiveness.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong TTM revenue growth
Sustained, large top-line growth indicates meaningful customer demand and product-market fit in PSI’s target verticals. Over 2-6 months this growth provides expanded recurring and project revenue pools to scale platform economics and fund investments that can improve long-term margins if cost discipline follows.
Read all positive factors

PSI AG fuer Produkte und Systeme der Informationstechnologie (PSAN) vs. iShares MSCI Germany ETF (EWG)

PSI AG fuer Produkte und Systeme der Informationstechnologie Business Overview & Revenue Model

Company Description
PSI Software AG is a global developer and vendor of software systems and products, serving a diverse range of industries including energy supply, manufacturing, infrastructure, software technology, internet applications, and business consulting. T...
How the Company Makes Money
PSI makes money mainly by selling enterprise software and associated services to business and public-sector customers in its target verticals (notably energy/utilities, manufacturing, and transport/logistics/infrastructure). Key revenue streams ge...

PSI AG fuer Produkte und Systeme der Informationstechnologie Financial Statement Overview

Summary
Financial statements show elevated risk: despite very strong TTM revenue growth, profitability is still materially negative (net and EBIT margins remain loss-making). Balance-sheet pressure has increased with higher leverage (debt-to-equity rising to ~1.54 TTM) and shrinking equity, while cash flow has weakened again with negative operating cash flow and free cash flow in TTM—reducing near-term financial flexibility.
Income Statement
24
Negative
Balance Sheet
38
Negative
Cash Flow
30
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue291.04M285.53M260.84M269.89M247.94M248.39M
Gross Profit29.01M22.92M17.85M69.99M78.13M79.92M
EBITDA-12.04M-20.67M310.00K21.09M34.64M38.56M
Net Income-40.23M-31.64M-20.96M324.00K16.75M15.84M
Balance Sheet
Total Assets285.20M278.06M273.86M283.15M272.60M284.12M
Cash, Cash Equivalents and Short-Term Investments24.13M27.29M26.48M50.48M45.44M67.48M
Total Debt89.48M80.33M54.33M39.81M29.18M27.90M
Total Liabilities227.15M210.89M178.46M171.43M153.56M169.41M
Stockholders Equity58.05M67.17M95.40M111.73M119.04M114.72M
Cash Flow
Free Cash Flow-4.85M9.52M-27.41M9.12M-6.95M33.36M
Operating Cash Flow-2.01M11.55M-19.68M16.78M3.36M38.75M
Investing Cash Flow-9.59M701.00K-7.01M-6.92M-9.80M-5.01M
Financing Cash Flow4.65M-13.29M5.32M-4.96M-15.85M-7.69M

PSI AG fuer Produkte und Systeme der Informationstechnologie Technical Analysis

Technical Analysis Sentiment
Negative
Last Price45.50
Price Trends
50DMA
45.27
Negative
100DMA
45.32
Negative
200DMA
45.26
Negative
Market Momentum
MACD
-0.10
Negative
RSI
48.54
Neutral
STOCH
60.42
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For DE:PSAN, the sentiment is Negative. The current price of 45.5 is above the 20-day moving average (MA) of 45.12, above the 50-day MA of 45.27, and above the 200-day MA of 45.26, indicating a bearish trend. The MACD of -0.10 indicates Negative momentum. The RSI at 48.54 is Neutral, neither overbought nor oversold. The STOCH value of 60.42 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for DE:PSAN.

PSI AG fuer Produkte und Systeme der Informationstechnologie Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
80
Outperform
€1.47B29.2255.52%3.00%12.01%11.51%
77
Outperform
€414.99M29.6815.97%1.31%11.74%16.58%
77
Outperform
€213.08B27.1417.98%1.78%6.42%22.22%
66
Neutral
€611.01M18.6540.19%11.36%-8.23%10.46%
60
Neutral
€57.40M11.1212.95%-0.58%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
43
Neutral
€740.87M-17.44-53.99%3.41%-24001.85%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
DE:PSAN
PSI AG fuer Produkte und Systeme der Informationstechnologie
45.00
17.80
65.44%
DE:AOF
ATOSS Software
94.10
-7.29
-7.19%
DE:CSH
Cenit AG
6.90
-0.40
-5.48%
DE:IVU
IVU Traffic Technologies
24.50
3.28
15.44%
DE:SAP
SAP SE
185.90
-42.38
-18.56%
DE:MUM
Mensch und Maschine Software SE
36.75
-11.02
-23.06%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 05, 2026