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PT Bank Mandiri (Persero) Tbk (DE:PQ90)
FRANKFURT:PQ90

PT Bank Mandiri (Persero) Tbk (PQ90) Price & Analysis

1 Followers

PQ90 Stock Chart & Stats

€7.40
€0.15(2.17%)
At close: 4:00 PM EDT
€7.40
€0.15(2.17%)

Bulls Say, Bears Say

Bulls Say
Profitability & ROESustained high margins and ROE indicate the bank converts earning assets into profit efficiently. This durable profitability supports internal capital generation for dividends, provisioning and reinvestment, and provides a buffer versus moderate top-line pressures over the next several months.
Diversified Business ModelRevenue diversification across corporate, SME, retail lending and recurring fee businesses reduces reliance on any single cycle. Fee and trade finance income alongside core NII helps stabilize revenue through cycles and supports cross-sell opportunities over a multi-month horizon.
Positive TTM Cash GenerationRecent TTM operating and free cash flow being positive and roughly matching net income shows current cash conversion strength. This supports near-term capital allocation, dividend capacity and loss absorption, improving resilience versus one-off earnings fluctuations.
Bears Say
Revenue ContractionA notable TTM revenue decline undermines the sustainability of current margins and raises concern about top-line momentum. If revenue weakness persists, margin maintenance and future earnings growth will rely more on cost cuts or non-recurring items, increasing execution risk.
Rising LeverageHigher leverage reduces balance-sheet flexibility, increasing sensitivity to funding-cost shocks and credit cycles. In a banking context this elevates refinancing and provisioning risk, constraining capital actions (dividends, buybacks) and raising vulnerability to adverse macro shifts.
Cash Flow Volatility & Decline Vs Prior YearAlthough TTM cash flow is positive, the sharp drop versus 2025 and historical volatility make future free cash generation uncertain. This complicates multi-quarter planning for capital, provisioning and dividends and increases the likelihood of earnings surprises if conditions deteriorate.

PT Bank Mandiri (Persero) Tbk News

PQ90 FAQ

What was PT Bank Mandiri (Persero) Tbk’s price range in the past 12 months?
PT Bank Mandiri (Persero) Tbk lowest stock price was €5.80 and its highest was €10.20 in the past 12 months.
    What is PT Bank Mandiri (Persero) Tbk’s market cap?
    PT Bank Mandiri (Persero) Tbk’s market cap is €19.32B.
      When is PT Bank Mandiri (Persero) Tbk’s upcoming earnings report date?
      PT Bank Mandiri (Persero) Tbk’s upcoming earnings report date is Nov 03, 2026 which is in 41 days.
        How were PT Bank Mandiri (Persero) Tbk’s earnings last quarter?
        PT Bank Mandiri (Persero) Tbk released its earnings results on Jul 23, 2026. The company reported €0.318 earnings per share for the quarter, beating the consensus estimate of €0.29 by €0.029.
          Is PT Bank Mandiri (Persero) Tbk overvalued?
          According to Wall Street analysts PT Bank Mandiri (Persero) Tbk’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does PT Bank Mandiri (Persero) Tbk pay dividends?
            PT Bank Mandiri (Persero) Tbk does not currently pay dividends.
            What is PT Bank Mandiri (Persero) Tbk’s EPS estimate?
            PT Bank Mandiri (Persero) Tbk’s EPS estimate is 0.28.
              How many shares outstanding does PT Bank Mandiri (Persero) Tbk have?
              PT Bank Mandiri (Persero) Tbk has 2,333,333,300 shares outstanding.
                What happened to PT Bank Mandiri (Persero) Tbk’s price movement after its last earnings report?
                PT Bank Mandiri (Persero) Tbk reported an EPS of €0.318 in its last earnings report, beating expectations of €0.29. Following the earnings report the stock price went same 0%.
                  Which hedge fund is a major shareholder of PT Bank Mandiri (Persero) Tbk?
                  Currently, no hedge funds are holding shares in DE:PQ90
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    PT Bank Mandiri (Persero) Tbk Stock Smart Score

                    2
                    Underperform
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Negative
                    20 days / 200 days
                    Momentum
                    -4.57%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    13.06%
                    Trailing 12-Months
                    Asset Growth
                    -8.30%
                    Trailing 12-Months
                    Learn more about TipRanks Smart Score

                    Company Description

                    PT Bank Mandiri (Persero) Tbk

                    PT Bank Mandiri (Persero) Tbk engages in providing general banking services. It operates through the following segments: Corporate Banking, Commercial Banking, Institutional Banking, Retail Banking, and Treasury and International Banking. It operates through the following geographical segments: Indonesia, Asia, Western Europe, and Cayman Islands. The Asia segment include Singapore, Malaysia, Hong Kong, Timor Leste, and Shanghai. The Western Europe segment refers to England. The company was founded in 1824 and is headquartered in Jakarta, Indonesia.

                    PT Bank Mandiri (Persero) Tbk (PQ90) Earnings & Revenues

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