FinVolution Group (PP3) Ratios
FinVolution Group Ratios
DE:PP3's free cash flow for Q1 2026 was $225.99M. For the 2026 fiscal year, DE:PP3's free cash flow was increased by $0.00 and operating cash flow was $225.99M. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 73.69 | 4.31 | 4.97 | 3.83 | 4.10 |
| Quick Ratio | 73.69 | 4.31 | 4.92 | 3.83 | 4.10 |
| Cash Ratio | 36.37 | 1.06 | 1.36 | 0.74 | 1.10 |
| Solvency Ratio | 0.30 | 0.31 | 0.32 | 0.26 | 0.35 |
| Operating Cash Flow Ratio | 10.95 | 0.65 | 0.39 | 0.05 | 0.16 |
| Short-Term Operating Cash Flow Coverage | 10.95 | 517.19 | 245.56 | 0.00 | 0.00 |
| Net Current Asset Value | $ 3.99B | $ 11.02B | $ 10.78B | $ 9.96B | $ 8.97B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.05 | 0.00 | 0.00 | 0.01 | 0.00 |
| Debt-to-Equity Ratio | 0.08 | 0.00 | 0.00 | 0.01 | 0.00 |
| Debt-to-Capital Ratio | 0.07 | 0.00 | 0.00 | 0.01 | 0.00 |
| Long-Term Debt-to-Capital Ratio | 0.06 | 0.00 | 0.00 | 0.00 | 0.00 |
| Financial Leverage Ratio | 1.54 | 1.55 | 1.55 | 1.73 | 1.70 |
| Debt Service Coverage Ratio | 15.04 | 386.84 | 357.52 | 0.00 | 0.00 |
| Interest Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Debt to Market Cap | 0.14 | 0.00 | 0.00 | 0.00 | 0.00 |
| Interest Debt Per Share | 5.26 | 0.13 | 0.15 | 0.63 | 0.12 |
| Net Debt to EBITDA | -1.57 | -1.77 | -2.01 | -1.34 | -1.63 |
| Profitability Margins | |||||
| Gross Profit Margin | 78.63% | 79.32% | 82.82% | 80.63% | 79.93% |
| EBIT Margin | 22.86% | 19.40% | 18.92% | 22.30% | 27.39% |
| EBITDA Margin | 23.53% | 20.06% | 19.47% | 22.87% | 28.11% |
| Operating Profit Margin | 21.84% | 19.40% | 18.92% | 22.30% | 27.39% |
| Pretax Profit Margin | 22.86% | 21.78% | 22.05% | 24.25% | 28.67% |
| Net Profit Margin | 18.74% | 18.24% | 18.58% | 20.09% | 26.29% |
| Continuous Operations Profit Margin | 18.76% | 18.28% | 18.92% | 20.22% | 26.15% |
| Net Income Per EBT | 81.97% | 83.76% | 84.25% | 82.83% | 91.70% |
| EBT Per EBIT | 104.64% | 112.23% | 116.56% | 108.77% | 104.68% |
| Return on Assets (ROA) | 9.73% | 10.10% | 10.99% | 10.60% | 13.83% |
| Return on Equity (ROE) | 14.93% | 15.67% | 17.03% | 18.32% | 23.55% |
| Return on Capital Employed (ROCE) | 11.41% | 13.22% | 13.52% | 15.29% | 18.49% |
| Return on Invested Capital (ROIC) | 9.30% | 11.09% | 11.59% | 12.75% | 16.87% |
| Return on Tangible Assets | 9.86% | 10.18% | 11.07% | 10.67% | 13.95% |
| Earnings Yield | 26.84% | 18.26% | 24.01% | 23.45% | 28.19% |
| Efficiency Ratios | |||||
| Receivables Turnover | 3.95 | 1.58 | 5.71 | 1.86 | 1.94 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 10.53 | 0.00 | 0.00 |
| Fixed Asset Turnover | 19.03 | 19.78 | 70.38 | 33.80 | 59.08 |
| Asset Turnover | 0.52 | 0.55 | 0.59 | 0.53 | 0.53 |
| Working Capital Turnover Ratio | 0.98 | 0.90 | 0.88 | 0.86 | 0.87 |
| Cash Conversion Cycle | 92.52 | 231.34 | 98.63 | 196.56 | 187.78 |
| Days of Sales Outstanding | 92.52 | 231.34 | 63.97 | 196.56 | 187.78 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 34.66 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 92.52 | 231.34 | 98.63 | 196.56 | 187.78 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 7.41 | 10.99 | 5.04 | 0.95 | 2.22 |
| Free Cash Flow Per Share | 7.04 | 10.88 | 3.12 | 0.76 | 2.02 |
| Dividend Paid and CapEx Coverage Ratio | 3.09 | 6.17 | 1.46 | 0.63 | 1.69 |
| Capital Expenditure Coverage Ratio | 20.01 | 104.23 | 2.63 | 5.09 | 11.40 |
| Operating Cash Flow Coverage Ratio | 1.41 | 84.20 | 33.95 | 1.52 | 18.89 |
| Operating Cash Flow to Sales Ratio | 0.14 | 0.22 | 0.11 | 0.02 | 0.07 |
| Free Cash Flow Yield | 19.25% | 21.96% | 8.98% | 2.24% | 6.46% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 3.73 | 5.36 | 4.16 | 4.26 | 3.55 |
| Price-to-Sales (P/S) Ratio | 0.70 | 1.00 | 0.77 | 0.86 | 0.93 |
| Price-to-Book (P/B) Ratio | 0.56 | 0.86 | 0.71 | 0.78 | 0.84 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 5.19 | 4.55 | 11.14 | 44.74 | 15.48 |
| Price-to-Operating Cash Flow Ratio | 4.93 | 4.51 | 6.90 | 35.95 | 14.12 |
| Price-to-Earnings Growth (PEG) Ratio | 0.63 | 0.61 | 0.67 | -0.44 | 0.11 |
| Enterprise Value Multiple | 1.40 | 3.21 | 1.97 | 2.41 | 1.68 |
| Enterprise Value | 4.34B | 8.41B | 4.82B | 6.21B | 4.51B |
| EV to EBITDA | 1.40 | 3.21 | 1.97 | 2.41 | 1.68 |
| EV to Sales | 0.33 | 0.64 | 0.38 | 0.55 | 0.47 |
| EV to Free Cash Flow | 2.44 | 2.94 | 5.51 | 28.72 | 7.85 |
| EV to Operating Cash Flow | 2.32 | 2.91 | 3.41 | 23.08 | 7.16 |
| Tangible Book Value Per Share | 65.50 | 58.35 | 48.95 | 43.52 | 37.16 |
| Shareholders’ Equity Per Share | 65.72 | 57.74 | 49.04 | 43.79 | 37.50 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.18 | 0.16 | 0.14 | 0.17 | 0.09 |
| Revenue Per Share | 52.39 | 49.62 | 44.95 | 39.93 | 33.58 |
| Net Income Per Share | 9.82 | 9.05 | 8.35 | 8.02 | 8.83 |
| Tax Burden | 0.82 | 0.84 | 0.84 | 0.83 | 0.92 |
| Interest Burden | 1.00 | 1.12 | 1.17 | 1.09 | 1.05 |
| Research & Development to Revenue | 0.00 | 0.04 | 0.04 | 0.04 | 0.05 |
| SG&A to Revenue | 0.00 | 0.19 | 0.03 | 0.04 | 0.05 |
| Stock-Based Compensation to Revenue | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Income Quality | 0.73 | 1.21 | 0.59 | 0.12 | 0.25 |
Currency in CNY