Paypoint (PAN0) AI Stock Analysis
Paypoint
(Frankfurt:PAN0)
No summary available
Paypoint (PAN0) vs. iShares MSCI Germany ETF (EWG)
- Market Cap
- EUR 421.98M
- Dividend Yield
- 14.14%
- Average Volume (3M)
- 29
- Price to Earnings (P/E)
- 11.3
- Beta (1Y)
- 0.31
- Revenue Growth
- 5.30%
- EPS Growth
- 107.14%
- Country
- Germany
- Employees
- 945
- Sector
- Technology
- Sector Strength
- 61
- Industry
- Software - Infrastructure
Paypoint Business Overview & Revenue Model
Company Description
PayPoint plc, established in 1996 and based in Welwyn Garden City, UK, specializes in furnishing a diverse array of payment, banking, shopping, and e-commerce solutions across the United Kingdom. Its comprehensive offerings include critical financial...
Paypoint Earnings Call Summary
The earnings call highlighted significant progress in digital payments and key project launches, despite facing challenges with certain contracts and a decline in Love2shop revenues. The company remains on track with its financial milestones and shareholder returns.
Q2-2026 Updates
Positive Updates
Negative Updates
Company Guidance
In the recent call, the company provided several key metrics and updates on their performance and future outlook. They reported net revenue of GBP 84.7 million, marking a slight increase compared to the previous year. The PayPoint segment saw a revenue boost of 2.9%, while Love2shop experienced a 9.6% decrease, attributed to timing changes in revenue recognition. Underlying profit before tax was GBP 25.7 million, down 4.5%, due to flat revenue and a 2.3% rise in costs. The company maintained a net debt of GBP 84 million, reflecting a 3.2% reduction. Notably, the launch of the BankLocal service with Lloyds Banking Group and Royal Mail Shops through Collect+ were highlighted as significant achievements. Despite challenges, the company remains focused on achieving its long-term growth target of GBP 100 million underlying EBITDA, projecting consistent net revenue growth between 5% to 8%. Additionally, they plan to return over GBP 90 million to shareholders this year through dividends and share buybacks.
Paypoint Peers Comparison
Overall Rating
GB:FNX80Outperform
GB:BOKU78Outperform
GB:BYIT76.5Outperform
GB:BGO57Neutral
GB:EWG51Neutral
Financial Indicators
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
| GB:FNX | 80Outperform | GBP 172.87M | 14.64 | 107.46% | 5.08% | 14.52% | 6.84% |
| GB:BOKU | 78Outperform | GBP 365.96M | 36.69 | 9.32% | ― | 10.38% | 2.60% |
| GB:BYIT | 77Outperform | GBP 1.04B | 20.20 | 69.17% | 2.26% | 9.56% | 0.00% |
| Sector * | 61Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% |
| GB:BGO | 57Neutral | GBP 59.72M | -15.75 | -23.16% | ― | -6.58% | -85.28% |
| GB:EWG | 51Neutral | GBP 725.17M | -254.16 | -1.33% | ― | 15.98% | -131.06% |
* Technology Sector Average
Performance Comparison
| Show on chart | Ticker | Company Name | Price | Change | % Change |
|---|---|---|---|---|---|
| DE:PAN0 | Paypoint plc | 8.25 | 1.11 | 15.58% | |
| GB:BGO | Bango plc | 77.50 | -21.00 | -21.32% | |
| GB:BOKU | BOKU | 129.00 | -103.00 | -44.40% | |
| GB:FNX | Fonix Mobile PLC | 177.00 | -1.60 | -0.89% | |
| GB:BYIT | Bytes Technology Group Plc | 452.20 | 87.32 | 23.93% | |
| GB:EWG | W.A.G. Payment Solutions Plc | 104.20 | 10.99 | 11.79% |
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.