tiprankstipranks
Insurance Australia Group Limited (DE:NRM)
FRANKFURT:NRM
Germany Market
NRM
Insurance Australia Group Limited
RESEARCH TOOLSreports

Insurance Australia Group Limited (NRM) Ratios

2 Followers

Insurance Australia Group Limited Ratios

DE:NRM's free cash flow for Q4 2026 was AU$0.24. For the 2026 fiscal year, DE:NRM's free cash flow was decreased by AU$ and operating cash flow was AU$0.11. See a summary of the company’s cash flow.
Ratios
TTM
Jun 26Jun 25Jun 24Jun 23
Liquidity Ratios
Current Ratio
 0.00 0.00 1.30 1.57 0.85
Quick Ratio
 0.00 0.00 1.30 1.57 1.27
Cash Ratio
 0.00 0.00 0.10 1.57 0.08
Solvency Ratio
 0.05 0.06 0.09 0.06 0.04
Operating Cash Flow Ratio
 0.00 0.00 0.18 1.54 0.03
Short-Term Operating Cash Flow Coverage
 12.26 12.26 0.00 0.00 0.00
Net Current Asset Value
AU$ -10.25BAU$ -10.25BAU$ -8.95BAU$ -16.66BAU$ -13.69B
Leverage Ratios
Debt-to-Assets Ratio
 0.12 0.12 0.11 0.11 0.08
Debt-to-Equity Ratio
 0.45 0.45 0.40 0.44 0.40
Debt-to-Capital Ratio
 0.31 0.31 0.29 0.31 0.28
Long-Term Debt-to-Capital Ratio
 0.28 0.28 0.26 0.27 0.24
Financial Leverage Ratio
 3.82 3.82 3.59 3.85 5.27
Debt Service Coverage Ratio
 5.12 5.95 10.14 7.66 8.68
Interest Coverage Ratio
 9.15 9.15 12.53 85.34 10.43
Debt to Market Cap
 0.16 0.15 0.12 0.15 0.15
Interest Debt Per Share
 1.46 1.46 1.33 1.30 1.08
Net Debt to EBITDA
 0.62 0.55 0.86 0.58 0.76
Profitability Margins
Gross Profit Margin
62.13%18.79%102.04%100.00%2182.40%
EBIT Margin
9.96%9.96%16.29%10.48%367.48%
EBITDA Margin
9.96%11.14%17.78%11.73%412.71%
Operating Profit Margin
8.98%8.98%16.29%98.71%369.68%
Pretax Profit Margin
8.98%8.98%14.99%9.32%334.23%
Net Profit Margin
5.28%5.28%9.21%5.61%203.42%
Continuous Operations Profit Margin
6.28%6.28%10.40%6.46%226.16%
Net Income Per EBT
58.77%58.77%61.41%60.23%60.86%
EBT Per EBIT
100.00%100.00%92.02%9.44%90.41%
Return on Assets (ROA)
3.70%3.70%5.17%3.51%2.38%
Return on Equity (ROE)
14.06%14.13%18.54%13.48%12.51%
Return on Capital Employed (ROCE)
6.30%6.30%12.68%64.58%8.26%
Return on Invested Capital (ROIC)
4.40%4.40%8.10%63.60%5.65%
Return on Tangible Assets
4.40%4.40%6.07%4.11%2.91%
Earnings Yield
5.43%5.36%6.37%5.25%5.65%
Efficiency Ratios
Receivables Turnover
 2.60 2.60 25.19 19.46 0.08
Payables Turnover
 0.00 0.00 -0.36 0.00 0.06
Inventory Turnover
 0.00 0.00 0.00 0.00 -0.02
Fixed Asset Turnover
 37.31 37.31 28.55 30.76 0.69
Asset Turnover
 0.70 0.70 0.56 0.62 0.01
Working Capital Turnover Ratio
 2.14 3.30 10.16 -18.09 -0.14
Cash Conversion Cycle
 140.57 140.57 1.04K 18.76 -19.40K
Days of Sales Outstanding
 140.57 140.57 14.49 18.76 4.32K
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 -17.62K
Days of Payables Outstanding
 0.00 0.00 -1.02K 0.00 6.10K
Operating Cycle
 140.57 140.57 14.49 18.76 -13.30K
Cash Flow Ratios
Operating Cash Flow Per Share
 0.44 0.44 0.57 0.75 0.18
Free Cash Flow Per Share
 0.00 0.00 0.57 0.48 0.18
CapEx Per Share
 0.44 0.44 0.57 0.26 0.00
Free Cash Flow to Operating Cash Flow
 0.00 0.00 1.00 0.65 1.00
Dividend Paid and CapEx Coverage Ratio
 0.59 0.59 0.61 1.64 1.67
Capital Expenditure Coverage Ratio
 1.00 1.00 1.00 2.83 0.00
Operating Cash Flow Coverage Ratio
 0.32 0.32 0.46 0.61 0.17
Operating Cash Flow to Sales Ratio
 0.05 0.05 0.09 0.11 1.11
Free Cash Flow Yield
0.00%0.00%6.33%6.80%3.07%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 18.51 18.81 15.84 19.06 17.69
Price-to-Sales (P/S) Ratio
 0.96 0.98 1.45 1.07 35.99
Price-to-Book (P/B) Ratio
 2.58 2.63 2.91 2.57 2.21
Price-to-Free Cash Flow (P/FCF) Ratio
 0.00 0.00 15.79 14.72 32.56
Price-to-Operating Cash Flow Ratio
 17.93 18.28 15.79 9.51 32.56
Price-to-Earnings Growth (PEG) Ratio
 -0.80 -0.77 0.29 2.16 0.12
Price-to-Fair Value
 2.58 2.63 2.91 2.57 2.21
Enterprise Value Multiple
 10.24 9.38 8.99 9.71 9.48
Enterprise Value
 19.89B 20.25B 23.60B 18.21B 16.00B
EV to EBITDA
 10.31 9.38 8.99 9.71 9.48
EV to Sales
 1.03 1.05 1.60 1.14 39.12
EV to Free Cash Flow
 0.00 0.00 17.46 15.66 35.40
EV to Operating Cash Flow
 19.09 19.43 17.46 10.12 35.40
Tangible Book Value Per Share
 1.48 1.47 1.64 1.40 0.23
Shareholders’ Equity Per Share
 3.08 3.07 3.10 2.77 2.58
Tax and Other Ratios
Effective Tax Rate
 0.30 0.30 0.31 0.31 0.31
Revenue Per Share
 8.25 8.22 6.24 6.64 0.16
Net Income Per Share
 0.44 0.43 0.57 0.37 0.32
Tax Burden
 0.59 0.59 0.61 0.60 0.61
Interest Burden
 0.90 0.90 0.92 0.89 0.91
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.00 0.00 0.89 0.01 0.56
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 <0.01 0.02
Income Quality
 1.02 1.02 0.99 2.00 0.54
Currency in AUD