Insurance Australia Group Limited(DE:NRM)
€5.50+0.05 (+0.92%)
DE:NRM
Insurance Australia Group Limited financials statements
€5.50
At close:+0.05 (+0.92%)
Insurance Australia Group Limited (NRM) Ratios
2 Followers
Insurance Australia Group Limited Ratios
DE:NRM's free cash flow for Q4 2026 was AU$0.00. For the 2026 fiscal year, DE:NRM's free cash flow was decreased by AU$-1.01B and operating cash flow was AU$1.01B. See a summary of the company’s cash flow.
| Ratios | Jun 26 | Jun 25 | Jun 24 | Jun 23 | Jun 22 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.00 | 1.30 | 1.57 | 0.85 | 0.80 |
| Quick Ratio | 0.00 | 1.30 | 1.57 | 1.27 | 1.12 |
| Cash Ratio | 0.00 | 0.10 | 1.57 | 0.08 | 0.05 |
| Solvency Ratio | 0.06 | 0.09 | 0.06 | 0.04 | 0.02 |
| Operating Cash Flow Ratio | 0.00 | 0.18 | 1.54 | 0.03 | 0.05 |
| Short-Term Operating Cash Flow Coverage | 12.26 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Current Asset Value | AU$ -10.25B | AU$ -8.95B | AU$ -16.66B | AU$ -13.69B | AU$ -14.03B |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.12 | 0.11 | 0.11 | 0.08 | 0.08 |
| Debt-to-Equity Ratio | 0.45 | 0.40 | 0.44 | 0.40 | 0.42 |
| Debt-to-Capital Ratio | 0.31 | 0.29 | 0.31 | 0.28 | 0.30 |
| Long-Term Debt-to-Capital Ratio | 0.28 | 0.26 | 0.27 | 0.24 | 0.25 |
| Financial Leverage Ratio | 3.82 | 3.59 | 3.85 | 5.27 | 5.54 |
| Debt Service Coverage Ratio | 5.95 | 10.14 | 7.66 | 8.68 | 6.87 |
| Interest Coverage Ratio | 9.15 | 12.53 | 85.34 | 10.43 | 79.62 |
| Debt to Market Cap | 0.15 | 0.12 | 0.15 | 0.15 | 0.19 |
| Interest Debt Per Share | 1.46 | 1.33 | 1.30 | 1.08 | 1.09 |
| Net Debt to EBITDA | 0.55 | 0.86 | 0.58 | 0.76 | 2.11 |
| Profitability Margins | |||||
| Gross Profit Margin | 18.79% | 102.04% | 100.00% | 2182.40% | 100.00% |
| EBIT Margin | 9.96% | 16.29% | 10.48% | 367.48% | 7.45% |
| EBITDA Margin | 11.14% | 17.78% | 11.73% | 412.71% | 10.29% |
| Operating Profit Margin | 8.98% | 16.29% | 98.71% | 369.68% | 97.77% |
| Pretax Profit Margin | 8.98% | 14.99% | 9.32% | 334.23% | 7.22% |
| Net Profit Margin | 5.28% | 9.21% | 5.61% | 203.42% | 4.58% |
| Continuous Operations Profit Margin | 6.28% | 10.40% | 6.46% | 226.16% | 5.60% |
| Net Income Per EBT | 58.77% | 61.41% | 60.23% | 60.86% | 63.44% |
| EBT Per EBIT | 100.00% | 92.02% | 9.44% | 90.41% | 7.39% |
| Return on Assets (ROA) | 3.70% | 5.17% | 3.51% | 2.38% | 1.02% |
| Return on Equity (ROE) | 14.13% | 18.54% | 13.48% | 12.51% | 5.63% |
| Return on Capital Employed (ROCE) | 6.30% | 12.68% | 64.58% | 8.26% | 43.32% |
| Return on Invested Capital (ROIC) | 4.40% | 8.10% | 63.60% | 5.65% | 32.23% |
| Return on Tangible Assets | 4.40% | 6.07% | 4.11% | 2.91% | 1.24% |
| Earnings Yield | 5.36% | 6.37% | 5.25% | 5.65% | 3.23% |
| Efficiency Ratios | |||||
| Receivables Turnover | 2.60 | 25.19 | 19.46 | 0.08 | 1.82 |
| Payables Turnover | 0.00 | -0.36 | 0.00 | 0.06 | 0.06 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | -0.02 | -0.02 |
| Fixed Asset Turnover | 37.31 | 28.55 | 30.76 | 0.69 | 12.79 |
| Asset Turnover | 0.70 | 0.56 | 0.62 | 0.01 | 0.22 |
| Working Capital Turnover Ratio | 3.30 | 10.16 | -18.09 | -0.14 | -2.47 |
| Cash Conversion Cycle | 140.57 | 1037.94 | 18.76 | -19400.49 | -27582.94 |
| Days of Sales Outstanding | 140.57 | 14.49 | 18.76 | 4321.99 | 200.23 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | -17623.21 | -21656.67 |
| Days of Payables Outstanding | 0.00 | -1023.46 | 0.00 | 6099.28 | 6126.51 |
| Operating Cycle | 140.57 | 14.49 | 18.76 | -13301.21 | -21456.43 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 0.44 | 0.57 | 0.75 | 0.18 | 0.37 |
| Free Cash Flow Per Share | 0.00 | 0.57 | 0.48 | 0.18 | -0.21 |
| Dividend Paid and CapEx Coverage Ratio | 0.59 | 0.61 | 1.64 | 1.67 | 0.48 |
| Capital Expenditure Coverage Ratio | 1.00 | 1.00 | 2.83 | 0.00 | 0.63 |
| Operating Cash Flow Coverage Ratio | 0.32 | 0.46 | 0.61 | 0.17 | 0.35 |
| Operating Cash Flow to Sales Ratio | 0.05 | 0.09 | 0.11 | 1.11 | 0.12 |
| Free Cash Flow Yield | 0.00% | 6.33% | 6.80% | 3.07% | -4.90% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 18.81 | 15.84 | 19.06 | 17.69 | 30.93 |
| Price-to-Sales (P/S) Ratio | 0.98 | 1.45 | 1.07 | 35.99 | 1.42 |
| Price-to-Book (P/B) Ratio | 2.63 | 2.91 | 2.57 | 2.21 | 1.74 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 0.00 | 15.79 | 14.72 | 32.56 | -20.41 |
| Price-to-Operating Cash Flow Ratio | 18.28 | 15.79 | 9.51 | 32.56 | 11.93 |
| Price-to-Earnings Growth (PEG) Ratio | -0.77 | 0.29 | 2.16 | 0.12 | -0.17 |
| Enterprise Value Multiple | 9.38 | 8.99 | 9.71 | 9.48 | 15.89 |
| Enterprise Value | 20.25B | 23.60B | 18.21B | 16.00B | 12.38B |
| EV to EBITDA | 9.38 | 8.99 | 9.71 | 9.48 | 15.89 |
| EV to Sales | 1.05 | 1.60 | 1.14 | 39.12 | 1.63 |
| EV to Free Cash Flow | 0.00 | 17.46 | 15.66 | 35.40 | -23.54 |
| EV to Operating Cash Flow | 19.43 | 17.46 | 10.12 | 35.40 | 13.76 |
| Tangible Book Value Per Share | 1.47 | 1.64 | 1.40 | 0.23 | 0.11 |
| Shareholders’ Equity Per Share | 3.07 | 3.10 | 2.77 | 2.58 | 2.50 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.30 | 0.31 | 0.31 | 0.31 | 0.26 |
| Revenue Per Share | 8.22 | 6.24 | 6.64 | 0.16 | 3.08 |
| Net Income Per Share | 0.43 | 0.57 | 0.37 | 0.32 | 0.14 |
| Tax Burden | 0.59 | 0.61 | 0.60 | 0.61 | 0.63 |
| Interest Burden | 0.90 | 0.92 | 0.89 | 0.91 | 0.97 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.00 | 0.89 | 0.01 | 0.56 | 0.02 |
| Stock-Based Compensation to Revenue | 0.00 | 0.00 | 0.00 | 0.02 | 0.00 |
| Income Quality | 1.02 | 0.99 | 2.00 | 0.54 | 2.59 |
Currency in AUD
