Bank of America (NCB) Ratios
Bank of America Ratios
DE:NCB's free cash flow for Q3 2026 was $-6.50B. For the 2026 fiscal year, DE:NCB's free cash flow was increased by $0.00 and operating cash flow was $-6.50B. See a summary of the company’s cash flow.
| Ratios | Dec 25 | Dec 24 | Dec 23 | Dec 22 | Dec 21 |
|---|---|---|---|---|---|
| Liquidity Ratios | |||||
| Current Ratio | 0.42 | 0.30 | 0.30 | 0.22 | 0.29 |
| Quick Ratio | 0.42 | 0.30 | 0.30 | 0.22 | 0.29 |
| Cash Ratio | 0.09 | 0.12 | 0.15 | 0.10 | 0.14 |
| Solvency Ratio | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Operating Cash Flow Ratio | 0.00 | -0.00 | 0.02 | -0.00 | -0.00 |
| Short-Term Operating Cash Flow Coverage | 0.26 | -0.02 | 0.14 | -0.03 | -0.03 |
| Net Current Asset Value | $ -2.04T | $ -2.23T | $ -2.18T | $ -2.24T | $ -2.16T |
| Leverage Ratios | |||||
| Debt-to-Assets Ratio | 0.11 | 0.20 | 0.19 | 0.16 | 0.16 |
| Debt-to-Equity Ratio | 1.21 | 2.23 | 2.12 | 1.82 | 1.84 |
| Debt-to-Capital Ratio | 0.55 | 0.69 | 0.68 | 0.65 | 0.65 |
| Long-Term Debt-to-Capital Ratio | 0.51 | 0.49 | 0.51 | 0.50 | 0.51 |
| Financial Leverage Ratio | 11.25 | 11.04 | 10.90 | 11.17 | 11.74 |
| Debt Service Coverage Ratio | 0.26 | 0.06 | 0.07 | 0.12 | 0.15 |
| Interest Coverage Ratio | 0.48 | 0.32 | 0.39 | 1.54 | 7.17 |
| Debt to Market Cap | 0.90 | 1.94 | 2.29 | 1.86 | 1.31 |
| Interest Debt Per Share | 60.34 | 96.79 | 86.13 | 63.92 | 58.98 |
| Net Debt to EBITDA | 3.35 | 11.51 | 9.10 | 7.92 | 3.93 |
| Profitability Margins | |||||
| Gross Profit Margin | 56.08% | 49.92% | 54.79% | 80.32% | 99.85% |
| EBIT Margin | 19.68% | 15.20% | 16.49% | 26.92% | 36.20% |
| EBITDA Margin | 20.89% | 16.34% | 17.68% | 28.64% | 38.22% |
| Operating Profit Margin | 19.68% | 15.20% | 16.49% | 26.92% | 36.20% |
| Pretax Profit Margin | 19.68% | 15.20% | 16.49% | 26.92% | 36.20% |
| Net Profit Margin | 15.93% | 14.10% | 15.42% | 23.93% | 34.07% |
| Continuous Operations Profit Margin | 15.93% | 14.10% | 15.42% | 23.93% | 34.07% |
| Net Income Per EBT | 80.94% | 92.75% | 93.55% | 88.89% | 94.12% |
| EBT Per EBIT | 100.00% | 100.00% | 100.00% | 100.00% | 100.00% |
| Return on Assets (ROA) | 0.89% | 0.83% | 0.83% | 0.90% | 1.01% |
| Return on Equity (ROE) | 10.06% | 9.18% | 9.09% | 10.08% | 11.84% |
| Return on Capital Employed (ROCE) | 4.43% | 3.53% | 3.35% | 5.20% | 5.77% |
| Return on Invested Capital (ROIC) | 3.39% | 2.25% | 2.28% | 3.36% | 3.97% |
| Return on Tangible Assets | 0.91% | 0.85% | 0.85% | 0.92% | 1.03% |
| Earnings Yield | 7.53% | 7.98% | 9.81% | 10.24% | 8.46% |
| Efficiency Ratios | |||||
| Receivables Turnover | 1.85 | 1.97 | 1.78 | 1.42 | 1.08 |
| Payables Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Inventory Turnover | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fixed Asset Turnover | 15.31 | 15.81 | 14.50 | 10.00 | 8.66 |
| Asset Turnover | 0.06 | 0.06 | 0.05 | 0.04 | 0.03 |
| Working Capital Turnover Ratio | -0.12 | -0.12 | -0.10 | -0.06 | -0.06 |
| Cash Conversion Cycle | 196.92 | 185.73 | 205.31 | 257.40 | 338.43 |
| Days of Sales Outstanding | 196.92 | 185.73 | 205.31 | 257.40 | 338.43 |
| Days of Inventory Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Days of Payables Outstanding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cycle | 196.92 | 185.73 | 205.31 | 257.40 | 338.43 |
| Cash Flow Ratios | |||||
| Operating Cash Flow Per Share | 1.71 | -1.14 | 5.60 | -0.78 | -0.85 |
| Free Cash Flow Per Share | 1.71 | -1.14 | 5.60 | -0.78 | -0.85 |
| Dividend Paid and CapEx Coverage Ratio | 1.32 | -0.93 | 4.95 | -0.74 | -0.89 |
| Capital Expenditure Coverage Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Cash Flow Coverage Ratio | 0.03 | -0.01 | 0.07 | -0.01 | -0.01 |
| Operating Cash Flow to Sales Ratio | 0.07 | -0.05 | 0.26 | -0.05 | -0.08 |
| Free Cash Flow Yield | 3.11% | -2.59% | 16.64% | -2.35% | -1.90% |
| Valuation Ratios | |||||
| Price-to-Earnings (P/E) Ratio | 14.18 | 12.54 | 10.20 | 9.76 | 11.82 |
| Price-to-Sales (P/S) Ratio | 2.11 | 1.77 | 1.57 | 2.34 | 4.03 |
| Price-to-Book (P/B) Ratio | 1.34 | 1.15 | 0.93 | 0.98 | 1.40 |
| Price-to-Free Cash Flow (P/FCF) Ratio | 32.12 | -38.63 | 6.01 | -42.47 | -52.53 |
| Price-to-Operating Cash Flow Ratio | 32.12 | -38.63 | 6.01 | -42.47 | -52.53 |
| Price-to-Earnings Growth (PEG) Ratio | 0.73 | 2.59 | -2.98 | -0.90 | 0.13 |
| Enterprise Value Multiple | 13.48 | 22.33 | 18.00 | 16.08 | 14.46 |
| Enterprise Value | 539.13B | 702.04B | 547.09B | 529.81B | 518.70B |
| EV to EBITDA | 13.48 | 22.33 | 18.00 | 16.08 | 14.46 |
| EV to Sales | 2.81 | 3.65 | 3.18 | 4.60 | 5.53 |
| EV to Free Cash Flow | 42.74 | -79.73 | 12.16 | -83.74 | -72.11 |
| EV to Operating Cash Flow | 42.74 | -79.73 | 12.16 | -83.74 | -72.11 |
| Tangible Book Value Per Share | 31.80 | 29.27 | 27.73 | 25.16 | 23.67 |
| Shareholders’ Equity Per Share | 41.17 | 38.19 | 36.33 | 33.67 | 31.80 |
| Tax and Other Ratios | |||||
| Effective Tax Rate | 0.19 | 0.07 | 0.06 | 0.11 | 0.06 |
| Revenue Per Share | 26.01 | 24.87 | 21.41 | 14.18 | 11.05 |
| Net Income Per Share | 4.14 | 3.51 | 3.30 | 3.39 | 3.77 |
| Tax Burden | 0.81 | 0.93 | 0.94 | 0.89 | 0.94 |
| Interest Burden | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Research & Development to Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| SG&A to Revenue | 0.27 | 0.26 | 0.25 | 0.35 | 0.42 |
| Stock-Based Compensation to Revenue | 0.02 | 0.02 | 0.02 | 0.02 | 0.03 |
| Income Quality | 0.41 | -0.32 | 1.70 | -0.23 | -0.22 |
Currency in USD
