ME1 Stock Chart & Stats
€18.53
€0.28(2.47%)
At close: 4:00 PM EST
€18.53
€0.28(2.47%)
Day’s Range― - ―
52-Week Range€14.74 - €22.98
Previous CloseN/A
Volume0.00
Average Volume (3M)1.00
Market Cap
€16.77B
Enterprise Value€17.35K
Total Cash (Recent Filing)€0.00
Total Debt (Recent Filing)€1.85B
Price to Earnings (P/E)13.2
Beta0.75
Next Earnings
Jul 30, 2026EPS Estimate
0.36Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.72
Shares Outstanding745,413,900
10 Day Avg. Volume0
30 Day Avg. Volume1
Financial Highlights & Ratios
PEG Ratio1.10
Price to Book (P/B)3.20
Price to Sales (P/S)2.82
P/FCF Ratio2.82
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€23.30Price Target Upside25.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)1.47
Revenue Forecast (FY)€2.46B
Bulls Say, Bears Say
Bulls Say
Diversified Fee + Interest Business ModelBanca Mediolanum earns recurring management, advisory and distribution fees alongside net interest income from loans and deposits. This dual revenue base supports more durable cash flow profiles across rate and market cycles because fee income scales with AUM while interest margins respond to lending volumes.
Strong Profitability And ReturnsSustained high margins and earnings power (EBIT margin elevated, net margin ~24% in 2025) underpin capacity to fund dividends, reinvest and absorb shocks. Strong ROE in recent years amplifies shareholder returns and indicates efficient use of equity over the medium term.
Improved Cash Generation And Earnings QualityOperating cash flow and free cash flow strengthened materially in 2024–2025, with FCF closely tracking net income. High earnings-to-cash conversion improves financial flexibility for capital allocation, supports sustainable distributions and reduces reliance on external funding.
Bears Say
Leverage Volatility And Balance-sheet InstabilityHistoric swings in debt-to-equity create heightened susceptibility to funding stress and regulatory/capital constraints in adverse cycles. While leverage improved to ~0.67x in 2025, prior spikes signal governance or timing risks that can amplify downside in stressed macro or credit conditions.
Revenue And Cash-flow VolatilityRevenue has swung materially across recent years, including large declines in prior periods. Such amplitude reduces predictability of fee-based income and complicates long-term planning for margins, headcount and adviser incentives, making earnings and dividend sustainability less certain.
Concentration On Adviser-driven DistributionHeavy reliance on a financial-adviser network means earnings depend on adviser recruitment, retention and productivity. Structural shifts (regulation, adviser attrition, digital disruption) or execution lapses in channel management could materially impact net sales, fee growth and client retention over the medium term.
Banca Mediolanum SpA News
ME1 FAQ
What was Banca Mediolanum SpA’s price range in the past 12 months?
Banca Mediolanum SpA lowest stock price was €14.74 and its highest was €22.98 in the past 12 months.
What is Banca Mediolanum SpA’s market cap?
Banca Mediolanum SpA’s market cap is €16.77B.
When is Banca Mediolanum SpA’s upcoming earnings report date?
Banca Mediolanum SpA’s upcoming earnings report date is Jul 30, 2026 which is in 3 days.
How were Banca Mediolanum SpA’s earnings last quarter?
Banca Mediolanum SpA released its earnings results on May 07, 2026. The company reported €0.374 earnings per share for the quarter, beating the consensus estimate of €0.362 by €0.012.
Is Banca Mediolanum SpA overvalued?
According to Wall Street analysts Banca Mediolanum SpA’s price is currently Undervalued.
Does Banca Mediolanum SpA pay dividends?
Banca Mediolanum SpA does not currently pay dividends.
What is Banca Mediolanum SpA’s EPS estimate?
Banca Mediolanum SpA’s EPS estimate is 0.36.
How many shares outstanding does Banca Mediolanum SpA have?
Banca Mediolanum SpA has 745,413,900 shares outstanding.
What happened to Banca Mediolanum SpA’s price movement after its last earnings report?
Banca Mediolanum SpA reported an EPS of €0.374 in its last earnings report, beating expectations of €0.362. Following the earnings report the stock price went up 2.637%.
Which hedge fund is a major shareholder of Banca Mediolanum SpA?
Currently, no hedge funds are holding shares in DE:ME1
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Banca Mediolanum SpA
Banca Mediolanum S.p.A. is an Italian financial institution that delivers a broad spectrum of banking and financial solutions. Its offerings encompass fundamental services like checking accounts, diverse lending options including mortgages, and a variety of payment cards such as debit, credit, and prepaid. Additionally, the company facilitates wealth growth through savings instruments, investment vehicles like stocks and bonds, and brokerage services. Beyond traditional banking, it also provides insurance and retirement planning products. The organization was established in 1982, with its primary operations based in Basiglio, Italy.
ME1 Company Deck
ME1 Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presents a strongly positive operational and financial performance: record net income, robust fee growth, exceptional net inflows (particularly into managed assets), strong capital metrics (CET1 23%) and a meaningful dividend increase. The bank highlights durable, relationship-driven revenue growth and execution on strategic initiatives (NEXT, Grandi Patrimoni, Spain expansion). Key challenges include performance-fee volatility, higher provisions (including build-up for Prexta), sensitivity of certain fees to market conditions (certificates), and Spain's margin compression at current scale. Management provided constructive 2026 guidance (managed inflows ~EUR 9 billion, NII +~10%, cost-to-income ~38%, cost of risk ~20 bps) but acknowledged outcomes depend on market and rate assumptions. Overall, strengths and growth prospects materially outweigh the risks flagged, though execution and market conditions remain important to hit guidance.View all DE:ME1 earnings summariesME1 Stock 12 Month Forecast
Average Price Target
€23.30
▲(25.74% Upside)
Technical Analysis
Banca Generali SpA
―
Banco BPM S.p.A.
―
FinecoBank SpA
―
Intesa Sanpaolo SpA
―
Mediobanca Banca di Credito Finanziario S.p.A.
―