Banca Mediolanum SpA (ME1) Stock Price & Analysis
ME1 Stock Chart & Stats
- Day’s Range
- EUR 21.99 - EUR 22.27
- 52-Week Range
- EUR 16.00 - EUR 24.18
- Previous Close
- EUR 22.37
- Volume
- N/A
- Average Volume (3M)
- 9
- Market Cap
- EUR 16.50B
- Enterprise Value
- EUR 21.13B
- Total Cash (Recent Filing)
- EUR 187.01M
- Total Debt (Recent Filing)
- EUR 5.19B
- Price to Earnings (P/E)
- 12.6
- Beta
- 0.72
- Next Earnings
- Nov 10, 2026 (Est.)
- EPS Estimate
- 0.38
- Next Dividend Ex-Date
- N/A
- Dividend Yield
- 5.55%
Bulls Say, Bears Say
Bulls Say
Managed-asset And Customer Growth
Strong inflows, asset growth, and customer acquisition expand the base supporting recurring management, advisory, and distribution fees. This multi-channel expansion can reinforce scale advantages and provide a durable foundation for revenue growth over the next several quarters.
Strong Profitability And Cash Quality
High profitability combined with recent free cash flow that closely tracks net income indicates earnings are converting into usable financial resources. That supports reinvestment, capital returns, and resilience while improving confidence in the quality of reported earnings.
Capital Strength And Distribution Network
A very strong CET1 ratio provides meaningful capacity to absorb shocks and support lending or strategic investment. At the same time, growth in the adviser network and high-value bankers strengthens client coverage and the distribution engine behind wealth-management growth.
Bears Say
Historical Leverage Volatility
Large swings in leverage indicate that the balance sheet has not maintained a consistently stable risk profile. Even with lower recent leverage, renewed volatility could reduce financial flexibility, raise sensitivity during stress, and constrain capital allocation decisions.
Interest-rate Sensitivity
Net interest income is an important earnings contributor, but its outlook depends on future rates and commercial pricing. Changes in those assumptions could weaken spreads or growth, making a portion of earnings less predictable across the next several quarters.
Choppy Cash-flow History
Recent cash generation is strong, but prior negative operating and free cash flow show that conversion can swing materially between years. This uneven history makes internally generated funding less dependable and warrants caution when assessing the durability of current cash performance.
Banca Mediolanum SpA News
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Company Description
Banca Mediolanum SpA
Banca Mediolanum S.p.A. is an Italian financial institution that delivers a broad spectrum of banking and financial solutions. Its offerings encompass fundamental services like checking accounts, diverse lending options including mortgages, and a variety of payment cards such as debit, credit, and prepaid. Additionally, the company facilitates wealth growth through savings instruments, investment vehicles like stocks and bonds, and brokerage services. Beyond traditional banking, it also provides insurance and retirement planning products. The organization was established in 1982, with its primary operations based in Basiglio, Italy.
- Sector
- Financial
- Industry
- Banks - Regional
- CEO
- Massimo Antonio Doris
- Employees
- 4,166
- Website
- www.bancamediolanum.it
- Address
- Palazzo Meucci, Basiglio, MI, 20079, IT
Banca Mediolanum SpA (ME1) Earnings & Revenues
ME1 Company Deck
ME1 Earnings Call
Earnings Call SentimentPositive
The call highlights broad-based growth across revenue lines, strong net income and operating margin expansion, healthy commercial flows and robust capital ratios. Strategic initiatives (Grandi Patrimoni, Banker recruitment, AI deployment) are contributing to higher-quality and more diversified growth. Lowlights are manageable and largely relate to timing effects (deferred performance fees, certificate seasonality), a modest rise in loan impairments, a temporary leverage ratio decline due to front-loaded government bond purchases, and sensitivity of future NII to rates. On balance the positives substantially outweigh the negatives.
View all DE:ME1 earnings summariesME1 Stock 12 Month Forecast
Average Price Target
Technical Analysis
Overall Consensus
| Indicator | Bullish | Neutral | Bearish |
|---|---|---|---|
| Overall Consensus | 6 | 4 | 12 |
| Technical Analysis | 4 | 4 | 2 |
| Moving Averages | 2 | 0 | 10 |
