tiprankstipranks
Lloyds Banking Group PLC (DE:LLD)
XETRA:LLD
Germany Market
LLD
Lloyds Banking
RESEARCH TOOLSreports

Lloyds Banking (LLD) Ratios

55 Followers

Lloyds Banking Ratios

DE:LLD's free cash flow for Q2 2026 was £1.00. For the 2026 fiscal year, DE:LLD's free cash flow was decreased by £ and operating cash flow was £0.16. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 0.12 0.12 0.28 0.29 0.29
Quick Ratio
 0.12 0.12 0.28 0.29 0.29
Cash Ratio
 0.12 0.11 0.13 0.16 0.19
Solvency Ratio
 <0.01 <0.01 <0.01 0.01 <0.01
Operating Cash Flow Ratio
 0.00 <0.01 >-0.01 0.01 0.05
Short-Term Operating Cash Flow Coverage
 0.00 0.06 0.00 0.00 0.00
Net Current Asset Value
£ -883.99B£ -832.47B£ -722.16B£ -694.14B£ -688.91B
Leverage Ratios
Debt-to-Assets Ratio
 0.10 0.15 0.10 0.11 0.11
Debt-to-Equity Ratio
 2.18 2.97 1.94 1.99 2.10
Debt-to-Capital Ratio
 0.69 0.75 0.66 0.67 0.68
Long-Term Debt-to-Capital Ratio
 0.69 0.60 0.66 0.67 0.68
Financial Leverage Ratio
 21.15 19.81 19.83 18.69 20.00
Debt Service Coverage Ratio
 0.00 0.06 0.42 0.57 1.34
Interest Coverage Ratio
 0.00 0.38 0.31 0.51 1.01
Debt to Market Cap
 1.61 2.40 2.59 2.70 2.94
Interest Debt Per Share
 1.74 2.66 1.72 1.49 1.40
Net Debt to EBITDA
 5.47 12.75 2.75 1.49 -0.03
Profitability Margins
Gross Profit Margin
99.09%55.28%49.46%56.55%77.26%
EBIT Margin
38.26%16.26%15.87%22.10%23.02%
EBITDA Margin
38.26%16.26%24.98%30.66%34.55%
Operating Profit Margin
38.26%16.26%15.87%22.10%23.02%
Pretax Profit Margin
38.26%16.26%15.87%22.10%23.02%
Net Profit Margin
26.73%10.24%11.75%16.08%18.42%
Continuous Operations Profit Margin
27.41%11.61%11.90%16.25%18.89%
Net Income Per EBT
69.87%62.99%74.04%72.77%80.03%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
0.52%0.44%0.49%0.62%0.44%
Return on Equity (ROE)
11.05%8.80%9.67%11.58%8.76%
Return on Capital Employed (ROCE)
1.54%1.54%1.44%1.86%1.23%
Return on Invested Capital (ROIC)
1.10%0.95%1.08%1.37%1.01%
Return on Tangible Assets
0.53%0.45%0.49%0.63%0.44%
Earnings Yield
8.07%7.14%12.93%15.72%12.24%
Efficiency Ratios
Receivables Turnover
 13.91 30.43 0.00 0.00 0.00
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 0.00 0.00 3.72 3.51 2.56
Asset Turnover
 0.02 0.04 0.04 0.04 0.02
Working Capital Turnover Ratio
 -0.04 -0.10 -0.11 -0.10 -0.06
Cash Conversion Cycle
 26.25 12.00 0.00 0.00 0.00
Days of Sales Outstanding
 26.25 12.00 0.00 0.00 0.00
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 26.25 12.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
 0.00 0.07 -0.07 0.09 0.32
Free Cash Flow Per Share
 0.00 -0.01 -0.16 0.02 0.26
CapEx Per Share
 0.00 0.08 0.09 0.07 0.06
Free Cash Flow to Operating Cash Flow
 0.00 -0.14 2.28 0.20 0.82
Dividend Paid and CapEx Coverage Ratio
 0.00 0.63 -0.59 0.96 4.13
Capital Expenditure Coverage Ratio
 0.00 0.87 -0.78 1.25 5.71
Operating Cash Flow Coverage Ratio
 0.00 0.03 -0.05 0.07 0.24
Operating Cash Flow to Sales Ratio
 0.00 0.11 -0.12 0.20 1.06
Free Cash Flow Yield
0.00%-1.09%-29.30%3.90%58.07%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 13.60 13.99 8.71 6.36 8.17
Price-to-Sales (P/S) Ratio
 3.27 1.43 0.91 1.02 1.51
Price-to-Book (P/B) Ratio
 1.37 1.23 0.75 0.74 0.72
Price-to-Free Cash Flow (P/FCF) Ratio
 0.00 -91.92 -3.41 25.63 1.72
Price-to-Operating Cash Flow Ratio
 0.00 13.25 -7.78 5.10 1.42
Price-to-Earnings Growth (PEG) Ratio
 0.66 1.21 -0.51 0.12 -0.23
Price-to-Fair Value
 1.37 1.23 0.75 0.74 0.72
Enterprise Value Multiple
 14.01 21.57 6.39 4.83 4.33
Enterprise Value
 104.39B 143.68B 60.01B 50.29B 31.05B
EV to EBITDA
 14.01 21.57 6.39 4.83 4.33
EV to Sales
 5.36 3.51 1.60 1.48 1.49
EV to Free Cash Flow
 0.00 -224.85 -5.99 37.12 1.71
EV to Operating Cash Flow
 0.00 32.42 -13.66 7.38 1.41
Tangible Book Value Per Share
 0.65 0.66 0.60 0.54 0.53
Shareholders’ Equity Per Share
 0.80 0.80 0.73 0.65 0.63
Tax and Other Ratios
Effective Tax Rate
 0.28 0.29 0.25 0.26 0.18
Revenue Per Share
 0.33 0.69 0.60 0.47 0.30
Net Income Per Share
 0.09 0.07 0.07 0.07 0.06
Tax Burden
 0.70 0.63 0.74 0.73 0.80
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.00 0.00 0.00 0.00 0.01
Stock-Based Compensation to Revenue
 0.00 0.00 0.00 0.00 0.00
Income Quality
 0.00 1.06 -1.12 0.91 3.18
Currency in GBP